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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
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TBI Claimform - old HFC Credit card Debt - **WON** - default notice fee but NO default produced


Canaan
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For info - the link to wasted costs order, Canaan. There is no fee to pay. You will need to amend the letter to suit your particular case.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/85726-wasted-costs-order.html

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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:D:D:D Can't believe it. Your ole DJ may have been confused by the details of the CCA but TG he knew about default notices!

 

He did say that he had spent time that morning reading my defence and looking up the relevant rules and regs.:)

 

Would have loved to have been a fly on the sol's offices walls when she repeated her experience to her boss. Serves them jolly well right - they should have had the right docs. before even sending you an LBA.

 

The Sol was not the one who wrote the witness statement but that and the attached letters was all she had to go by, she was actually quite plesant and said well done at the end!

 

Re. costs Canaan, don't worry you can write in to the court. I'll look out a template for you.

 

Thanks FG, I have it now.

 

And don't forget before you take a glass to ask a mod to change your thread title to 'SUCCESS'. Yeah! :)

 

Too late, on my second glass :p I will click the triangle then and get it moved :D

Canaan

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Hi Canaan,

 

I'm sorry that I haven't been on here much over the weekend and didn't get to wish you luck for today but reading through your post you didn't need it.

 

Congratulations and well done - a brilliant result.

 

And don't forget those costs !

 

I'm sure you're enjoying a third glass by now.

 

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'He did say that he had spent time that morning reading my defence and looking up the relevant rules and regs.:)'

 

'The Sol was not the one who wrote the witness statement but that and the attached letters was all she had to go by, she was actually quite plesant and said well done at the end!'

 

 

How nice to see that some DJs actually take their job responsibly & that some sols. have the decency to give credit where it's deserved. It restores one's faith in our system of justice. When it works, it's good, when it doesn't it's horrid.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Well!! What can I say! The case was dismissed! :D will post details once I grab a cuppa and calm down a bit!!!!

 

Canaan

 

Yiphee, yiphee, yiphee!!

 

36_2_68.gif

 

 

 

 

Congratulations Canaan!

 

Couldnt find one of my own FG, so I borrowed yours :D:lol: Well done Canaan, I do so hope surfaceagentx20 gets to see this. You put a lot of effort into this, a well deserved win. :)

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LOL Thanks Cit B,

 

I am having real trouble converting the wasted costs letter to one from a defendant rather than one from a claimant. Should I use the same harsh tone in my letter? I guess that I need to put that I am claiming wasted costs beause the claimant went ahead without the correct documents???

I will take another look tomorrow evening.

 

Back to the wine for now :wink:

Canaan

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Adding my congrats too....x20 did an excellent post on wasted costs as well, ill try to find it, unless anyone else has the link...it was something to do with Arrow Global.

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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They took you to court without evidence to prove their claim wasting your time and money, as well as the courts. And by the way -

 

 

WOOHOOOOOO!!!!!!

Well done!!!!!

congratulations0an8.jpg

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Couldnt find one of my own FG, so I borrowed yours :D:lol: Well done Canaan, I do so hope surfaceagentx20 gets to see this. You put a lot of effort into this, a well deserved win. :)

 

That's OK, CB. Sounds good however you put it.

 

Here, here to surfaceagent & also the other legals & site team etc. who put in such valuable posts that Canaan has not been slow to acknowledge. :-)

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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VERY WELL DONE... it's a great feeling when the other side is made to feel silly in court.

Make sure you keep hold of all the documentation as they may try again later (seems to be happening more often now so I've been informed).

 

Thanks Sillygirl. If they do find a default notice they still have to prove that they sent it to me. Also their CCA is complete pants so they would loose on that too.

 

Canaan

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Well Done canaan,

Was your case just based on the claimaint not having the default letter in court on the day ?

Womble

 

Thanks Womble.

My defence mainly dealt with the lack of a proper executed agreement, but the judge obviously looked at my defence and decided that it was the default issue that was more important and relevant. I had requested the default notice along with the agreement repeatedly, the agreement appeared after my original defence was submitted but they never sent me a copy of the default notice, nor did they have it with them today. The judge did all the work today, as I said in my post below about the day I only said good afternoon and thank you :lol:

Canaan

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Yiphee, yiphee, yiphee!!

 

36_2_68.gif

 

 

Didn't I tell you it's better than sex?!! - now you know what I meant.

 

 

Congratulations Canaan!

 

 

You know....as sad as it is to have to admit it.....YOU ARE RIGHT :lol:

Canaan

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You know....as sad as it is to have to admit it.....YOU ARE RIGHT :lol:

Canaan

 

 

and chocolate.....!! :D:D:D

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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congratulations

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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really really chuffed for your success.inspiring.

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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