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    • So I just found a couple abandoned traffic cones locally by some bins.   A bit squished but free!  So have placed them on the land.  Will wait to see if the cones get moved and signs ignored again this week before I consider rocks/ boulders.
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Re: Distressing phone call from MBNA


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SF, you missed IGNM's post earlier. :)

Thanks CitB i did miss it!:)

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hello Sunflower,

 

Just subbing to this thread, well I don't believe it. MBNA passed your account to restons and as is restons normal practice they have issued proceedings against you.

 

It is restons normal practice to chance their arm with any accounts passed to them. The issued proceedings against me two years ago and tried every trick to wear me down, and of course they didnt. They are really not that stupid that they knew they were on very dodgy ground with their pre-application agreement. They hastily retreated prior to the court date as they stated they would not be attending the trial as my account had been sold to a un-named third party:eek: and to this day I still have not heard from this unknown party:-D. I attended court and was awarded costs, tehe:-D

 

Restons are a business and if they issue 100 court cases a large % will admit the debt as they are unfortunately ignorant of their legal rights. So firstly do not take this personally, you are just one of many. But you my dear are not so ignorant and have Cag on your side.:grin: You defend and even counterclaim, that will make them sit up to attention.:D

Hi Hellhasnofury

Thanks for that post it has given me more encouragement ! :)i am hopeful that this thread will have a succces on it sometime in future!:-D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hi Sunflower - Good to see things are progressing nicely with your case.

 

'hellhasnofury' makes some really interesting points about Restons ..... it should give you confidence about what you are doing ... it's certainly giving me more !

 

You were a few steps ahead of me regarding our respective MBNA/Restons cases ... but I now think we are more in sync. I received my claim form from Northampton CC about a week and a half ago and have already acknowledged service [intending to defend all of the claim] and also sent a CPR 31.14 request to Restons recorded delivery last week.

 

I'm also not convinced that the CCA MBNA sent me a couple of months ago is enforceable, firstly due to irregularities between front and back copies - condition 11 on one side refers to something completely different on the other. Secondly, it mentions £12 charges, which in 2001 [start of my account] were not the charges they were applying to my account !

 

Having now had the opportunity to review all transactions on this account from 2001 I have also sent Restons a letter claiming back all charges on the account [which total a third of the value of their entire claim !] I never received a letter back regarding this issue, so I assume this is what prompted them to pursue litigation ! Mistake on their part I think !

 

Also - having compared our POC's, I note they are identical - so I'm also pleased to read that they are not allowed to claim S69 interest on the debt. All adds to our defence should it finally end up in court.

 

I'm going all the way with this one ..... and am totally prepared for battle !

 

So Restons .... if you are reading .... which I'm sure you are .... I have a little quote from Robert Browning's 'Pied Piper of Hamelin' for you ......

 

"You threaten us, fellow ? Do your worst, blow your pipe there till you burst !" :cool:

 

I'm subbing to your thread with interest now and will keep you up dated with any development regarding mine - cheers > c-b

Hi Cartier-Bresson

Thanks for your moral support! Yes that was a great post from Hellhasnofury and i am getting a lot of hope now!:-Di am glad you finding help and encoragement from my thread too! Lets hope that somtime in the future our threads will have the word Success in them !:-DTo be honest i dont think you claiming charges had any bearing on them sending you a summons as they sent me one and i have not so far claimed back any unfair chages.It seems like Restons issue court claims as a matter of course in virtually all of their cases but like Hellhas nofury and CitB pointed out they often not succesful where Caggers are involved! :D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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hya sunflower, with you too hun.. i dont know how you will check date stamps of defaults notices, all my info from mbna doesnt have date stamps just has a orange bar code on it which does not identify date.

 

this is a brill thread by the way as you know im also one step behind you

 

i couldnt see the poc that they sent to you, is it available via pm would really like to study it, done a few pocs in my time.

Hi Muffintop

I am glad you managed to find the part of my court form that contains the poc on post 32,I am glad you finding my thread helpful.As you say we are all in this togethher and will help each other and all beat MBNA together!:D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Thank for all your help advice and mmoral support on this thread folks!:)

i can see we are all getting together to give Reston/MBNA a hard time on all the MBNA/Reston threads :D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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i accidently deleted my Dn notice! so i reposted it!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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:D I have days like that as well;)

Hi Undedog!

LOL! I also accidently dleted my two reston letter and will have to install them back again! But i thought the most important one to get back up there was my DN notice! :)x

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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How You Doing Hun.

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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How You Doing Hun.

Hi Muffintop!

Fine thanks! CitizenB has been fantastic and i am getting a lot of behind the scenes help!:DThe people on this forum fantastic! I know now i have come to right place for help!:)

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Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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wow did you do this alone sunflower

muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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Morning Sunflower :)

Just been catching up with your thread, and have to say well done for keeping your cool and dealing with this so well. CitB deserves a medal too for unstinting help and support :).

Stick at it, I'll be watching with bated breath and fingers crossed for you.

All I can say is:

 

Watch out Restons..here come the girls!!!

 

Elsa x

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hiya sunflower, just come across this thread of yours so am subbing

 

going to learn as much as i can from you now,,,,keep it up gal,,,;)

 

you have come along heaps since you first logged in, remember???

 

its fab, im sorry that you are having to deal with this but at least you know you can come to cag and we can help you along the way in our own little efforts, which makes it an overall huge effort

 

keep happy laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Well done on getting that sorted.

 

Thinking that Restons, (which is not a large firm), who's accuracy and attention to detail is poor to say the least, will start to struggle with the workload they have taken on. Time will tell.

 

David

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Well done on getting that sorted.

 

Thinking that Restons, (which is not a large firm), who's accuracy and attention to detail is poor to say the least, will start to struggle with the workload they have taken on. Time will tell.

 

David

Hi David

Yes something starting to tell us that Restons bitten off more than they can chew reeling in all us Caggers!:D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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hiya sunflower

 

well im back on the cases all of mine,,,have to deal with now cos ive lapsed a bit

 

but latest on one of my mbna got a debt collection visit the other week from lewis people, so i do have to get the approp letters out and i might even send them a cca req just to get things moving and see what then happens,,,

 

anyway off to have a bit of dinner now and again sorry not been around on your threads so much but i can see you have had some marveloous info and like you have got the same cca copies therefore i will read your complete thread laters

 

have a sunny pm,,,,,laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Still subbing sf ;)

 

 

 

Angel, surely you've done that by now!!!!!!! Hope you look at the CPR route too.....:cool:

Hi AA99

Welcome to my reston thread!:DAs you can see MBNA have found some new friends for me !

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hi David and CitB!

Thanks for looking at latest developements on my Restons thread Will answer your pms soon!:)

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hello everyone-this is the most informative thread I have ever read-well done and thanks to you all!!

 

I received the first stages of court threat letters from Restons today-giving me until June 17th to pay in full or legal proceedings will be taken etc etc

 

It is also a debt with MBNA, who offered to accept £90 per month in May and then changed their minds and sent the debt to Restons!! When I sent Restons a copy of the letter from MBNA saying they would accept £90 per month, they said this was no longer acceptable to their client and they wanted the full amount (£10,000) by 17th June

 

I am on a DMP with CCCS who have been brilliant and it is only MBNA who are being nasty.

 

As and when I get the court papers would anybody be able to help me fill them out? I havent SAJ'd MBNA yet-should I do that now or send the sample letter in the thread once court proceedings are issued?

 

All your advice would be much appreciated

 

DJX:D

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WM it will be very interesting to see how my case pans out tomorrow PF

Edited by citizenB
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Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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I posted up Restons first letter as i accidently deleted it!

Edited by citizenB

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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I suppose they are hopeing that the majority of their victims dont know their rights and just let them enter a judgement by default!I expect they hate it when they see they reeled in a cagger!:D

Edited by citizenB

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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well if all goes well tomorrow after the hearing i will let slip to the barrister what a great site this is cant wait to see the look on his face.

Edited by citizenB

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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