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    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
    • A 'violent left wing mob', comprised of a chap in a red hoody with a damp polystyrene coffee cup and a bit of wet cement, gets nowhere near cowering frightened farage some distance away on top of his double decker bus .. as farages security and support seem to film the incident grinning     Farage bravely flinches, grimaces and seems to almost burst into tears as the 'objects managed to travel a part of the way toward his position on top of his bus. His reactions honed by having a bit of milk splash him at a prior incident allow him to swiftly fall into a protective cower and grimace .. .. Sometime after, once the mob of 1 had been safely bundled away, farage apparently wipes his eyes of tears, and rising from his cowed and frightened pose, bravely shouts “I will not be bullied or cowed by a violent left-wing mob who hate our country.” .. however few they may comprise of.   https://www.independent.co.uk/news/uk/crime/nigel-farage-cement-barnsley-reform-uk-b2560501.html  
    • According to Parkopedia parking is limited to two hours.  I don't know how accurate this is though. What were you doing there for four hours?
    • no its friday 21st by 4pm if you'd done it properly and read the sticky in post 2 it clearly says: ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM  
    • Have had a read up just to double check last day to file defence is 24 June (claim form date is 22 May)
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lloyds v Me


Viano
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What Robin said with the addition that you are supposed to make all reasonable effort sto agree with the other side what actually goes into the bundle - they then have to produce it and send it to the court and to you (and to anybody else that needs one - will save you photocopying). It seems that all you have to supply is your skelton argument and any case law and statutes you are going to rely on.

 

 

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What Robin said with the addition that you are supposed to make all reasonable effort sto agree with the other side what actually goes into the bundle - they then have to produce it and send it to the court and to you (and to anybody else that needs one - will save you photocopying). It seems that all you have to supply is your skelton argument and any case law and statutes you are going to rely on.

Agree fully with Steven, only addition you may want to add is any witness statements you are relying upon.

Robin

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2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 2 weeks later...

Hi Team,

 

I lost!

 

I say I lost because on the balance of probabilities I was not quite well enough prepared.

 

The day started late because their barrister was late.

 

We went into the Court room, the Judge a pleasant man, gave me good leeway to me as Litigant in Person, and then went on to to explain that this trial would be judged on the balance of probabilities.

 

The Claimants started the proceedings and within a sentence or two, after me being compliment on my Witness Statement, said that I got my information from the CAG!

 

I was out of my depth, my opponent a very sharp barrister, nuts and sledgehammer sprang to mind, brought up points of law that I thought of.

My defence was difficult to read copy of CCA no prescribed terms on the signature page, and I had not received a Default Notice.

 

The Judge listened to my story sympathetically I thought, and then to their witness's, we broke for lunch.

 

It gets a bit hazy after that but point of law were listened to, questioned and considered.

 

The Judge the broke off the hearing to review all the points made and on the balance of probabilities I lost.

 

I say I lost, I think I did, I don't think they won.

 

I was not well enough prepared. The trial I felt went to and fro', but as I say I didn't bring out enough big guns, why, because I didn't put them in my skellies so couldn't use them.

 

Any way, I think I must have made enough of an impression because the cost were reduced some.

 

I will later, when my mind clears a bit go into it in more depth.

 

By the way there was four of them-yes-four, barrister, two witness's and a para legal, no wonder I thought sledgehammer -nut.

 

Ah well onwards and upwards.

 

I will post again soon, must give the oppo time to get back to Brighton and turn their computers on to follow this, and maybe post their own comments.

 

V

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I hadn't received the DN but there was a printout in their bundle that showed that on probability it had been posted and thus it was served!.

 

Note probability because the balance of probability was the main theme throughout the trial.

 

Probability is the core of a County Court trial.

 

V

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This cant be so:confused: Viano, I am so sorry. Will wait to hear from you in full and perhaps this can be salvaged. I dont see how the "balance of probability" can apply to the non issue of a Default Notice.:mad:

 

What track was this ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Let me explain this probability thing.

Because you might have an unexecuted application form, lets say that there is no bank signature, it's a bad copy and there are no prescribed terms on the front, but there is something in the area roughly where their signature should be, and there is produced in Court an example of an original, identical, application form that shows the terms on the back, it seems to be deemed that that mark could be their acceptance signature and therefore the prescribed terms are probably on the back. Then it is probable that that form has become an agreement. the probability factor might be 51/49 but that sways it against you. Or if you say you have never had a DN but they come up with a computer printout that shows that a DN has been issued then it is deemed probable that the computer system has done its job and sent that DN and it assumed that the computer didn't throw a wobbler that day.

 

I hope that that is clear, I've read it through a few times and it seems to make sence.

 

V

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This cant be so:confused: Viano, I am so sorry. Will wait to hear from you in full and perhaps this can be salvaged. I dont see how the "balance of probability" can apply to the non issue of a Default Notice.:mad:

 

What track was this ?

 

Fast

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Gutted my friend, gutted!

 

Sorry to hear it, I know how you are feeling but atleast I have a second chance.

 

All I can say and it's of little comfort - at least you had the b*lls to stand up and fight - good on ya

 

What ever road you now go down I wish you luck

 

Kel

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I hadn't received the DN but there was a printout in their bundle that showed that on probability it had been posted and thus it was served!.

 

Note probability because the balance of probability was the main theme throughout the trial.

 

Probability is the core of a County Court trial.

 

V

That's an absolute travesty, Viano:mad: You deserve better than that!

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Further to my notes earlier, near the end of the trial I brought up a point regarding the DN saying that it could not be accurate in as much as that it included penalty charges, this point was dis-allowed by the Court as I had not mentioned it in my skellies. Is there anything I can do about this?

 

V

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V, had you mentioned it this point in an earlier defence ?. I will ask for you anyway. :D

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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