Jump to content


  • Tweets

  • Posts

    • Nothing will happen in regard to this one shoplifting event, other than Sainsburys won't let you shop in this store again.   But, if you continued to shoplift, then the consequences are more serious. Local to me, there  is a town where about 13 people have been banned from shopping in many of the shops. They are subject to some form of order, where if they set foot in any of the stores, they will be subject to arrest by Police.  
    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
    • despite our wettest 18 months on record,  Low levels of rain and snow have cut Canada’s hydropower production, forcing it to increase electricity imports from the U.S.   - NYT
    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lowell Portfolio


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5624 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

As my last thread was getting out of hand, I have started a new one here. I have received a second letter from Lowells about an alleged debt I last paid in 2004. It was for some furniture and the OC was Cetelem UK. I have been viewing this site for the last few weeks and it has given me confidence to fight back. I will send Lowells, curlybens Prove it letter (yes Saintly 1, it's the same) and see what they come back with. Thank you for all the support and I apologise for the confusion on my last thread. I was asking about the success rate of OC's being able to produce a CCA. ODC what do you mean when you say;

It really depends on what the ALLEGED debt is for as to the success rate of a CCA application. If its a debt covered by the CCA then a CCA letter to them would be the next step

AS I say it is an alleged debt on a buy now pay later agreement for furniture, last paid in 2004. Edited by Strand08
To clarify my points, from my last thread.
Link to post
Share on other sites

Seems to be happening a lot lately.

 

Lowells seem to be trying to get a lot of alleged debts, we had one earlier in the year after 3 months we got a sorry we dont have a credit agreement. Good luck with yours

Link to post
Share on other sites

Threads merged. Please stick to one thread.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

Oops, sorry. I am confusing myself. I was asking about the success rate of OC's being able to produce a CCA. ODC what do you mean when you say;

 

Quote:

It really depends on what the ALLEGED debt is for as to the success rate of a CCA application. If its a debt covered by the CCA then a CCA letter to them would be the next step

AS I say it is an alleged debt on a buy now pay later agreement for furniture, last paid in 2004:confused:

Link to post
Share on other sites

Right then you need to get the CCA letter off to Lowells. Send it recorded delivery. Enclose a £1 postal order and DO NOT SIGN the letter.

When they respond scan and post the agreement of here (remove personal details) and we will tell you if its enforcable or not

Link to post
Share on other sites

  • 7 months later...

hi all recived a letter today from macdonald rankin and parners saying that they were acting on behalf of lowell finances and due to not acknowleding the debt they are going to take me to court or send a sheriff around to my house

this debt is over 6 years old and i have never acknowledge it since i lived in my new house or made any payment for well over seven years

any advice i have sent eve letter back

thanks

Link to post
Share on other sites

Did you send the CCA request?

 

If so send letter from library "Account In Dispute" to clownells & solicitors.

Lowell Financial (Monument) No CCA - File Closed ** WON**:D

1st Credit (Citi Financial) No CCA - Credit Report Marked 'Satisfied' ** WON **:D

American Express No CCA - Pending

RBS Mint No CCA - Pending

CL Finance (Morgan Stanley) No CCA - In Court:eek:

HSBC - No CCA - In Court:eek:

Link Financial (MBNA) No CCA - Pending

Link to post
Share on other sites

hi all recived a letter today from macdonald rankin and parners saying that they were acting on behalf of lowell finances and due to not acknowleding the debt they are going to take me to court or send a sheriff around to my house

this debt is over 6 years old and i have never acknowledge it since i lived in my new house or made any payment for well over seven years

any advice i have sent eve letter back

thanks

 

 

 

Hi bingos,

 

If you haven`t aknowledged the debt in over 6 years, then it will be statute barred, so you`ll need to send the statute barred letter.

 

Could you start a new thread for this and paste a link here so we can find it and follow it through with you?

 

Hope this helps.

 

Regards

 

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

....or completely ignore them and retain your privacy.

 

If they are stupid enough to attempt home visits or court action on a statute barred debt, shout it from the rooftops and make sure everyone from the OFT to your MP knows about it.

 

 

 

Well, yeah, there is that as well :cool:

 

Don`t forget to totaly insult and abuse the crank who comes banging on your door, as they are simply no-bodies with no powers at all.

 

Knock him out and say he came into your house and threatened your family, and of course you have to defend yourself.

 

Don`t forget to shread his ID if he has any :p

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

Link to post
Share on other sites

Don`t forget to shread his ID if he has any :p

 

Advice from Consumer Direct is to take the ID off the caller and leave them outside the (locked) door while you verify their identity on the phone. If they turn out to be false, and do a runner, you still have the ID they provided to be able to give to the Police. If they refuse to allow you to take the ID you tell them to 'go away', then call the Police.

 

If they are a doorstepper from a DCA you follow this procedure but, while you are trying to call their office, their ID may just fall into your shredder... Like it!

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...