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    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
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    • yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • thread tidied. new thread for the court claim is here  
    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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Barclays charges refunded, no questions asked...plus an extra £85


trolleydolly
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because no one has posted on it for the last 6103 days.

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Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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well, I thought I'd just tell you about my claim!

Barclays have twice charged me even after I have phoned up in advance and they have told me not to worry, only to charge my account after all. Their call centre staff have lied straight to my face twice.

Also, my monthly fee of £4 have suddenly gone up to £5, withno notice, but anyway, back to the overdraft charges.

First time, they refunded my money straight away, no questions asked.

In March, I was made redundant without warning, as the company I worked for, went into administration.

I was told this ON PAYDAY.

Because I had DD's coming out of my account the same day, I called Barclays up and explained the situation, obviously I was in distress, trying to figure out how the hell i was going to make it through the month on no money whatsoever, as it would take 6 weeks to get my wages owed paid to me!

Barclays said they understood what a difficult situation I was in, and would extend my overdraft, I just had to call back in 24 hours.

I called back in 24 hours, and they had already charged £30 to my account, and I was told that they would keep charging me more! Regardless of what they had told me the day before.

ANyway, I was too busy getting a new job and trying to make it through the next couple of months.

Then, a few weeks ago, I sent a letter to complain and explain the situation..about 2-3 weeks later...voila! £60 back in my account.

BUT- I sent another letter, (written by a lawyer, that I found somewhere on the net) the day before I got my money refunded, and it seems they are not even aware that they have paid me back!

I got a letter yesterday, saying that although they do no agree with my claim, they are willing to settle it with £85!

So, I signed the letter and sent it back, and should have the money in my account within a week.

So, thats another 85 quid on top of the money the already paid me back.

I know this is a small claim, but it is money at the end of the day!

 

I am now in the process of sending off a LBA for my partner, who has paid £975 charges the last 3 years, so I will keep you updated on this.

 

My Barclaycard has defaulted because THEIR charges has taken me over my limit, and I have simply stopped paying it, because they send me statements claiming completely different amounts in the matter of days!

So now I have bad credit file, too, and can't even open anothe rbank account with a cheque book and visa.:evil:

So I will go ahead with a claim on that, too!

 

My partner works in debt collection as a negotiator, and he said Barclaycard are the worst- he says he has people in his clientfile who cannot speak english! So how could they have understood and agreed to the terms & conditions?:-|

 

Everytime I tell someone about claiming back charges, they look at me like I am crazy, but it really works!

I just need to get my credit report nice and clean again, so I can change to a better bank.

 

(sorry, posted this in the wrong thread at first..!)

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  • 5 months later...

I want to reclaim my bank charges but I my current account has a £3000 overdraft on it and so I am finding it really difficult to get another bank account. Is there anything that I can do while I am waiting to improve my credit rating?

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Hi 29 an Trolly

 

There are several things you can do which may (or may not) improve your credit rating. Namely you can have adverse data from closed accounts (ie defaults for loans, late payments on CCs and phone contracts) removed from your credit report

Have a read of this http://www.consumeractiongroup.co.uk/forum/legalities/20118-default-hell.html

 

and this http://www.consumeractiongroup.co.uk/forum/legalities/24013-defaults-proposed-method-removal.html

 

and this

http://www.consumeractiongroup.co.uk/forum/debt-bailiffs-advice/22995-vodafone-default-removal-distress.html

 

in the meantime you should be able to get a parachute account, see here http://www.consumeractiongroup.co.uk/forum/general/13832-do-you-need-parachute.html

 

skb

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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I want to reclaim my bank charges but I my current account has a £3000 overdraft on it and so I am finding it really difficult to get another bank account. Is there anything that I can do while I am waiting to improve my credit rating?

 

First and foremost, you need to start your own thread. Once you do this, other claimants, Site Helpers and MOD's will pick up on it and give the necessary help.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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  • 3 weeks later...

Well done trolleydolly. I'm trying to claim back charges for my son but Barclaycard have told me (him) that, if we want statements prior to May 2004 they are stored on microfiche so they want £3 per statement to reproduce those. Any suggestions?

 

I'm a novice here so if I've posted in the wrong place please let me know!!!!

 

Miffed Momma

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  • 2 weeks later...
  • 3 weeks later...

No wonder so many of us have debt's, half of it is down to the Banks/B. Societies ripping us off in the first place.

 

I forgot about the £7 a month service charge on my (empty) account, which when taken out (by lloyds) then cost me £35, gone overdrawn!! not noticed for three day's, until letter arrived.

 

TOTAL COST FOR £7.00 = £105.00:mad:

Soz, had to let that out! am better now and hoping to retire on what bank owes me, (ha) soz, just thinking about the last 30 years of bank charges.

 

Just joined to say, that this thread has left me hopeful of success. keep bringing in the GOOD NEWS everyone

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Hi

 

I am going to court on Monday againts Barclays for £200.

 

I was sent a letter by the court saying any documents I wanted to rely on had to be handed to all parties 14 days prior to the court date.

 

I havent done this as i didnt realise and now I am concerned I have made a big bistake. Could I just take copies of statements etc with me?

 

Thanks

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  • 2 weeks later...
  • 1 month later...

hi I have sent cheque for £10 for these statements, (on behalf of my son, he sent £50 off his barclay card and they deducted 1p off his balance) I sent it on 13th march, haven't had a reply, do I wait until 40 days are up, or do I contact bank in case they haven't received my post. The £10 chque hasn't been deducted from my bank.

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They probably wont deduct the £10 They will probably send it back, they seem to send everyones back, i never bothered sending one and they sent me my statements.

 

Good luck, it takes alot of work, but there is plenty of help on this site.

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Although they do choose to refund it,the 10.00 should always be sent since they are legally obliged to comply with the request only if the fee is enclosed.

Barclays are not the only ones who refund the 10.00 ....others do as well.

What Barclays score on with this nice gesture however they surely lose points with later on..........

Prepare for a long ride and accept nothing less than the full amount.The wait is always worthwhile in the end.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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LOL,

I read this thread but by the time I got to the end, Id forgotten whos it was, too many threads merged here, please keep it open for ermmmmmm...... 'Trolleydolly'.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Hi

 

I am going to court on Monday againts Barclays for £200.

 

I was sent a letter by the court saying any documents I wanted to rely on had to be handed to all parties 14 days prior to the court date.

 

I havent done this as i didnt realise and now I am concerned I have made a big bistake. Could I just take copies of statements etc with me?

 

Thanks

 

What happened Kate???

 

Nursiepoos x

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Quite likely that Barclays did not file anything either.

They wouldnt have turned up in court but probably settled just before......and asked for confidentiality.

If she doesnt respond here that will be the reason.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 month later...
Hi, I'm new to the forum and will be going to court with Barclays, quite scared but is helping reading all the other posts:rolleyes:

Hi Kits, please start your own thread,

Barclays forum 'NEW THREAD'

Then we can dedicate it to YOUR claim..ok?

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Definately trolleydolly's but she seems to have got lost in everyone elses posts!

28/2/07

Sent request for repayment of charges totalling £2,800 (I want it ALL back!).

8/3/07

Barclays send sorry your not happy letter

14/3/07

Letter before action sent

25/4/07

Barclays offer £1,790

27/4/07

Thanks but no thanks to the offer sent

28/4/07

Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely :-D

11/5/07

Barclays acknowledge claim

30/5/07

Barclays defend claim

19/6/07

Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!

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