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    • The problem is that each time you have given them notice, you have then continued which effectively nullifies the notice. I agree that you have given them enough notice – but each time the notice is effectively cancelled because you continue not standing by your word. I hope you can start to see that when you state a position and then you move the position, you simply lose credibility and effectively you have to begin again. You need to put everything beyond doubt and so you should send the letter which I've suggested.  If you have some partner or someone who was also getting involved then I think that you had better make sure that you are communicating well with each other and that it is agreed that somebody is taking the lead. Otherwise, the left hand will not know what the right hand is doing and it will only be when you find yourself in court and defending a claim for an administrative fee or a council contract that it then comes back to bite you in the bum – both of your bums.. You must give notice in order to protect your position. Very sorry, but the letter which was sent was reckless. Send a letter which I have suggested giving seven days notice and a 14 day backstop for completing the work. Of course there was always one danger and that is that you could give notice, they then start the work within the notice period – and then it starts to dawdle along and take too long. However, giving them 14 day backstop to actually have the work completed should protect your position. Send the letter now. Also calculate if you are within 120 days of the date that you made the payment on your debit card – and if you did then begin a chargeback with your bank. If it's longer than 120 days then you will be able to do the chargeback and then maybe the best thing to do is to write it off – unless they decide to see you and in that case you can make a counterclaim.     This is all very well, but once again you state a position and then you don't follow it through. How can anyone take you seriously?
    • Lookinforinfo, these are two separate letters for two separate tickets, one 07.02.19 and one 03.08.19.   karel, I've added the post code to the thread title to identify the car park better.  It would be helpful if you could edit the sticky, you don't know when the NTKs arrived as you never received them.   The good news is that these debt collectors have no power so you can sit back, relax and ignore their drivel.   In the long term though you might want to consider sending a SAR to Horizon to find out what they originally sent and maybe work out why you never received it.
    • Just in addition, in the beginning we made it very clear we didn't want the work carried out during Autumn and winter, we have a young child at home and are not prepared to put his health at risk.. Also as we had said, to go beyond the specified dates is not feasible as one of the builders has already returned home and the other one has already stayed longer than planned so to start it now wouldn't be an option.
    • it's not a violation, it's a speculative invoice for breaking some imaginary contract the driver made with ECP by driving onto the land.   Enterprise are breaking contract law by charging you £35 as they did not enter into the contract the £35 is a penalty admin and as such is unlawful .   pers i'd go do a chargeback to your bank. they have no legal right to charge anything. all they are required to do is inform the PPC of the ID of tthe driver...you that does not cost £35!! more like 50p    
    • In connection to the following ?    
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Godmother, when is the happy event?

 

mr.ton, I'm all for equality so we shall look forward to your daily underwear updates too. :D

 

Well iam not pregnant trust me. My dughter was born 16 months ago but a disaster happened so had to wear what i had in the draw.

 

Basicall i done all my washing put it on the line and it rained outta no where and with the strong wind we had the washing line broke. So hence to say till the rain stops iam not able to replace the line and the washing has to be on clothes airers and radiators.

 

Hence the maternity knickers.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Oh forgot to say my clothes are dry and as result back to normal underwaer a black thing that seems to have streched unless i have lost weight.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Enough knickers for today:D:D

 

Cheekiness towards a DCA? Yesterday I had DCA's cheekiness. The most arrogant, rude, burly Mr Soave from Allied International phoned me on my cellphone for OH. My hands were shaking with anger when I finally hung up on him. I want to take revenge, more than cheekily :-x:-x:-x

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Enough knickers for today:D:D

 

Cheekiness towards a DCA? Yesterday I had DCA's cheekiness. The most arrogant, rude, burly Mr Soave from Allied International phoned me on my cellphone for OH. My hands were shaking with anger when I finally hung up on him. I want to take revenge, more than cheekily :-x:-x:-x

 

Perhaps you'd like to give him a bit of the Mrs Bobbitt treatment.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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or, alternatively:

phone them up.

ask for a supervisor.

place a "formal complaint" against mr soave.

 

don't forget to record.

at the end say:

"I have three things to say:

recorded phone call.

consumer action group

you-tube.

"

Carpe Jugulum

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It was on my cell phone so didn't get recorded:mad:

 

I was however thinking of sending a personalised, beautifully gift-wrapped package of kippers and condensed milk :D

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Make sure you offer it in full and final settlement!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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I was however thinking of sending a personalised, beautifully gift-wrapped package of kippers and condensed milk :grin:

 

Wait until the post strike to send it - it should be fully ripe by the time it gets there.

 

David

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EEEEEEEEEEEEEEEEEEEEEEEEWwwwwwwwwwwwwwwwwwwwwwwwwwww

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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AA99

 

I'm absolutely with you on the parcel to Allied International. I'd like to send one to Mr Gilmour. They are the nastiest of the lot. I'm surprised they aren't offering courses in bullying and intimidation to other DCAs.

 

I was once going through an airport, went into the ladies and when I came out to go through customs I was astonished to see all the customs officers standing outside. In the customs hall the officer who had drawn the short straw was arguing with a Chinese man who couldn't speak English, but the Customs Officer kept saying loudly," You can't bring in the fish. No, you can't bring in the fish." Honestly if I'd wanted to smuggle anything in I could have walked straight through. The smell was unbelievable.

 

Needs to be in a strong jiffybag though so the small won't be picked up by the postman.

 

DD

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AA99

 

I'm absolutely with you on the parcel to Allied International. I'd like to send one to Mr Gilmour. They are the nastiest of the lot. I'm surprised they aren't offering courses in bullying and intimidation to other DCAs.

 

I was once going through an airport, went into the ladies and when I came out to go through customs I was astonished to see all the customs officers standing outside. In the customs hall the officer who had drawn the short straw was arguing with a Chinese man who couldn't speak English, but the Customs Officer kept saying loudly," You can't bring in the fish. No, you can't bring in the fish." Honestly if I'd wanted to smuggle anything in I could have walked straight through. The smell was unbelievable.

 

Needs to be in a strong jiffybag though so the small won't be picked up by the postman.

 

DD

 

LOL DD, maybe we could put Xmas gift wrap on and we'll look like those people that have Xmas wrapped up and done and organised by October:D Forgotten about the strike, thanks for that, except I am emailing the FOS in the morning just in case:cool:

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GM,

 

Considering babybear is wearing her very sexy outfit for the CAG meet I think you should send her the maternity knickers for protection. ;)

For protection or for 9 months after if she didn't use protection :eek:

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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Please ensure that the labelling on any packaging is BIG RED and BLACK. Please also remember to use threatening terms of address. It's only fair to give as you have received. After all the season of goodwill approaches.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Please ensure that the labelling on any packaging is BIG RED and BLACK. Please also remember to use threatening terms of address. It's only fair to give as you have received. After all the season of goodwill approaches.

 

 

No no no, the parcel has to look as unenopenable as possible, enticing, irrrrrresistible...................stop it now, I can feel my head tilting and my eye twitching.........;)

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For protection or for 9 months after if she didn't use protection :eek:

 

I've been 'done' :p

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Actually I think it needs to look like a corporate gift from one of the people who use them with a return address of Amex, or Lloyds, or someone they'd recognize as being a friend!!!!!!! So I'd suggest very plain navy or dark red wrapping paper over a small box, maybe a smart gold or silver ribbon, and a gift tag saying something very bland like "Season's Greetings."

 

If I were at AIC I'd be very suspicious of a festive pretty-looking parcel, but something from an appreciative client would add to the ego-trip!!!

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Actually I think it needs to look like a corporate gift from one of the people who use them with a return address of Amex, or Lloyds, or someone they'd recognize as being a friend!!!!!!! So I'd suggest very plain navy or dark red wrapping paper over a small box, maybe a smart gold or silver ribbon, and a gift tag saying something very bland like "Season's Greetings."

 

If I were at AIC I'd be very suspicious of a festive pretty-looking parcel, but something from an appreciative client would add to the ego-trip!!!

 

 

You win :D Go ahead, do it DD :D Just don't put a return to sender address anywhere :D:D:D

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The last call I had from Iqor I asked the man to hold on while I got the person he wanted and then placed the phone under the hoover pipe and switched it on. Left it there for a few minutes and when I went back he was still there saying "hello, hello". :eek: Not sure if he was trying to attract my attention or if he had gone deaf. :D

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lol... :D

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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