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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Backdoor Carter CCJ re MBNA debt - Mymaterob - challenged carter - they said stop paying!!


phatram
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  • 3 weeks later...

I am guessing carters as it does say name and address for payments.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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kk it was only a guess tho.

 

Rite thanks to my bro AND PT2537 i have learnt a couple of new things just recently.

 

Now in the POC you will notice that they have only claimed for part of the case.

 

Now this is against the county courts act 1984 section 35.

 

If u want to know more then please read this thread.

 

Bryan Carter Says No **WON THEY GAVE UP** from PT first post which is number 25.

 

Now as u know i am not an expert but i think you can appeal the court order based on this but please dont quote me. You may need to ask tomterm/pt for further advise.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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kk it was only a guess tho.

 

Rite thanks to my bro AND PT2537 i have learnt a couple of new things just recently.

 

Now in the POC you will notice that they have only claimed for part of the case.

 

Now this is against the county courts act 1984 section 35.

 

If u want to know more then please read this thread.

 

Bryan Carter Says No **WON THEY GAVE UP** from PT first post which is number 25.

 

Now as u know i am not an expert but i think you can appeal the court order based on this but please dont quote me. You may need to ask tomterm/pt for further advise.

 

Bloomin' 'eck missus, thats very interesting reading. So thats why they stopped all action on Robs account then? Along with having no agreement.

We will see what comes back from them concerning the SAR and then take further action !

Many thanks

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well did they manage to get a ccj at all or any type of order from the courts?

 

I forgot to mention what my brother shew me was the enlage page at the bottom u know the spy glass. Sorry bro.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 3 weeks later...

You can appeal the CCJ based on the evidence before you.

 

Rite from what i can remember you can appeal the CCJ for a number of reasons.

 

A) The lack of a CCA

B) Incorrect default notice amount IE the charges on the account.

C) the fact they are abusing the courty powers and time due to going for there charges and the deafult amount at seperate times. This is against the countys court act as i mentioned previously.

D) If another company tries to obtain a CCJ on this account then they are also breaking rules as you cant have 2 CCJs on the same account.

 

Thanks PT i have learnt a lot from you just recently

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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i think u can still appeal the ccj as u got not papers. Especially as they have admitted in writing they have broken the law.

 

get as much info on the original court case as u can as they will try it on as u have seen. that why you have more to kick there butts with if they do try it on.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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well then u have everything u need.

 

if he gets funny tell us and we will help u get funny with him.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Just done this small check list up of basic documents u will need just in case.

1)a) CCA request letter

b) CCA proof of delivery

c) CCA Reply

d) any other letters you have wrote and they have wrote in relation to the cca.

 

2)a) CPR/SAR request letter*

b) Proof of delivery

c) there reply

d) Any other letters you have wrote and they have wrote in relation the the CPR/SAR request.

 

3) Your defence. Always handy to have in front of you for court.

 

4) Any letters you have wrote to them regarding this debt and letters they have wrote to u regarding this debt.

 

5) The original court documents and anything regarding the court documents the court has given you.

 

6) Any deafult notice or letters from OC regasrding this debt and introducing BC.

 

7) the county courts act section 35. I will look this up for u and send it to u.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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County Courts Act 1984 (c. 28)

 

Here were are u will need section 35 that is a bit further down the page.

 

If i think of any thing else i will say.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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A SAR and CPR are the same thing just one u have to pay for the other you dont and if they dont comply with your CPR request you can ask the courts to order they do.

 

Yeah its lovely here today very touristy as it is hot weather.

 

Will look in in a bit.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Hi questioning,

please open your own thread, its not good to hijack someone elses.

 

 

OK

I was originally only letting you know how I am too ignored by BC,

Then Godmother started posting to me with helpful comments which I answered.

I then apologized to you for replying on your thread and to MMR, I have also directed Godmother to my thread, So all I can do is apologise to you again,

It won't happen again, I'll stop watching your thread from now on so I won't be tempted to post any thing again.

I hope you accept my apologies Phatram.

Sorry again.

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Hi

I wasn't being nasty, just trying to help you.

If you've got a thread concerning Carters please post a link so I can take a look and perhaps help?

Cheers

Mr P

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