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    • This is a ridiculous situation.  The lender has made so many stupid errors of judgement.  I refuse to bow down and willingly 'pay' for their mistakes.  I really want to put this behind me and move on.  I can't yet. 
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    • ae - i have no funds to appoint lawyers.   My point about most caggers getting lost is simply due to so many layers of legal issues that is bound to confuse.  
    • Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same.   Yes.  But every interested buyer was offering within a range - based on local market sales evidence.  Shelter site says a lender is not allowed to wait for the market to improve. Why serve a dilapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease.   The dilapidations notice was a legal first step.  Freeholders have to give time to leaseholders to remedy.  Lender lawyers advised the property was going to be sold and the new buyer would undertake the work.  Their missive came shortly before contracts were given to buyer.  The buyer lawyer and freehold lawyers were then in contact.  The issue of dilapidations remedy was discussed..  But then lender reneged.  There was a few months where neither I nor freeholders were sure what was going on.  Then suddenly demolition works started.   Before one issues a s146 one has to issue a LBA.  That is eventually what happened. ...legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease   A s146 was served.  It took 3y but the parties came to a settlement.   (They couldn't revert as they had ripped out irreplaceable historical features). The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there.  That's not the case   One can ask for another extension.  In this instance the freeholders eventually agreed with a proviso for the receiver not to serve another. You wouldn't vary a lease through a lease extension.  Correct.  But receiver lawyer was an idiot.   He made so many errors.  No idea why the receiver instructed him?  He used to work for lender lawyers. I belatedly discovered he was sacked for dishonesty and fined a huge sum by the sra  (though kept his licence).  He eventually joined another firm and the receiver bizarrely chose him to handle the extension.  Again he messed up - which is why the matter still hasn't been properly concluded.   In reality, its quite clear the lender/ receiver were just trying to overwhelm me (as trustee and leaseholder) with work (and costs) due to so many legal  issues.  Also they tried to twist things (as lawyers sometimes do).  They tried to create a situation where the freeholders would get a wasted costs order - the intent was to bankrupt the freeholders so they could grab the fh that way.   That didn't happen.  They are still trying though.  They owe the freeholders legal costs (s60) and are refusing to pay.  They are trying to get the freeholders to refer the matter to the tribunal - simply to incur more costs (the freeholders don't want and cant's afford to incur)  Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to.... The property does not qualify under 67 Act.  Their notice was invalid and voided. B petition was struck out. So this is dealt with then.  That action was dealt with yes.   But they then issued a new claim out of a different random court - which I'm still dealing with alone.  This is where I have issues with my old lawyer. He failed to read important legal docs  (which I kept emailing and asking if he was dealing with) and  also didn't deal with something crucial I pointed out.  This lawyer had the lender in a corner and he did not act. Evidence shows lender and receiver strategy had been ....  Redact and scan said evidence up for others to look at?   I could.  But the evidence is clear cut.  Receiver email to lender and lender lawyer: "our strategy for many months  has been for ceo to get the property".  A lender is not allowed to influence the receivership.   They clearly were.  And the law firm were complicit.  The same firm representing the lender and the ceo in his personal capacity - conflict of interest?   I  also have evidence of the lender trying to pay a buyer to walk.  I was never supposed to know about this.  But I was given copies of messages from the receiver "I need to see you face to face, these things are best not put in writing".  No need to divulge all here.  But in hindsight it's clear the lender/ receiver tried - via 2 meetings - to get rid of this buyer (pay large £s) to clear the path for the ceo.   One thing I need to clarify - if a receiver tells a lender to do - or not to do - something should the lender comply? 
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Jessops - Camera Repair


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On 9 January I took my Fuji bridge camera into a Jessops store to ask about a repair. I paid £25 to get an estimate and my camera was sent to the company which does the repairs on Jessop's behalf. I was told it could take 6-8 weeks for the repair to be done and my camera returned and that if I went ahead with the repair then the £25 would be taken off the total cost but if I decided not to go ahead then I wouldn't get my £25 back.

 

After not hearing anything for about 3 weeks I went into the store to ask and they said that the repairers were still waiting for a price for parts. I eventually got a quote on a letter dated 12 February and the estimate was for £101.40 (including VAT) and that the quote was valid for 4 weeks. The day after I received the letter I returned to the local store and confirmed that I wished to go ahead with the repair and an assistant logged this onto a PC/Till and told me that I would get notification when my camera was ready to be collected.

 

Yesterday, after having patiently waited 8 weeks and not hearing anything, I went back into the store to find out what was happening, a sales assistant looked into it and came back and told me that as I hadn't given confirmation for the repair to go ahead the estimate was now over £180. I told him that I had confirmed it and that I had watched an assistant input this into the till and that the estimate had been just over £100, he checked again and confirmed that I had done this and that there must be a mix up with the repairers who were now asking for the higher price. He said that he would contact the repairers and do all he could to get the repair done at the original lower price.

 

Where do I stand with this? It seems to me that Jessops have cocked up somewhere and are now expecting me to pay for this mistake. The camera is about 2 and a half years old and £180 is about the top end of what it would now be worth but I really don't see why I should have to pay the higher price when I had already given consent for the repair with the original estimate. Added to this is the fact that the letter states that the original estimate is valid for 4 weeks and those 4 weeks aren't up until tomorrow.

 

Can anyone help/advise me please?

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Do you have proof of the original quote?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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A quotation is that, not an estimate. they can be held to it or be forced to pay the difference if they refuse to now carry out the work and you get it done elsewhere at a higher price. Let them know that it is in their interest to sort it out asap.

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Think I may have it sorted, seems the original quote was for cleaning the lenses but they looked at it and realised this wouldn't solve the problem and that it need a new lens. I've spoken to the repair person who said they weren't charging Jessops as they haven't done any work and I've told Jessops Customer Services this and they said that if that's the case they won't charge me. The person from my local Jessops who rang me to explain the differences in quotes said that I would be charged the original price but I don't think he was fully aware of all the facts. As the camera is being returned to me in the same condition I sent it I don't see why I should be charged. Thanks for all your help, much appreciated.

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  • 3 years later...

Jessops also have a customer services email address –[email protected]

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