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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Toothfairy Account no longer showing with CRA


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Having checked my Noddle credit file this month (sometimes out of date data from CallCredit; so taken with a pinch of salt naturally) I noticed my Credit Record was no longer showing Toothfairy Finance.

 

The balance of the loan when it last was displayed on Noddle was around £3,200 for a £400 loan :jawdrop:

 

Has anyone else noticed if their loans are still on their credit files?!?!

 

No phone calls or emails from them in a very long time and I will not be considering a call to their 0843 number to find out what's going on.

 

Take it steady all :-)

 

Nuke

This is how I spend most of my life :ranger:

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Could be in the process of being sold or updated.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...

Gone from mine too! Just checked Noddle, it definitely used to be there. My new report can be viewed in 9 days so i'll check back then, but its gone.

 

How very odd!

 

Not that I am complaining at all I might add, but i'm not counting my chickens (or defaults) just yet!

 

H :)

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Toothfairy belongs to Web Loans Processing. I found out that company has been managed since last year by the Gullestrups (Per and Tanja) following a divorce. It looks like they closed the company down and bought all our debts as a new company. I managed to get the info from one of their collectors from the collection department. They do not know much more than that in the department. They do not know the name of the new company. But they are convinced it is still the Gullestrups and Jordan Taylor. The department is also closing down, so don't expect many phone calls for now from them. I am sure they will call us again when they are ready.

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Yeah i was involved in a case with the ombudsman and the OFT against them, after getting them involved i negotiated a debt in the £1000's down to £626 (which i thought was the fair amount), anyway paid them £300 and then didn't hear a word from them so stopped my payment plan and not heard a single word since! Website hasn't been working for ages either! Hopefully they have been busted by the OFT

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They started again? I havent heard a peep out of them and im still £100 short of repaying what i took out in the first place. Did you also contact the OFT? I filed a case against them, although they dont pro-actively help you like the fos, the more cases they receive will more likely lead to TF getting into the sh*t they deserve.

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They started again? I havent heard a peep out of them and im still £100 short of repaying what i took out in the first place. Did you also contact the OFT? I filed a case against them, although they dont pro-actively help you like the fos, the more cases they receive will more likely lead to TF getting into the sh*t they deserve.

 

I tried to call them. They don't pick up.

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i am having problems with these guys aswell

 

i have been trying to contact then since the 28th november but no success, i recieved an email from them yesterday about being pursued by baliffs if they do not here from me in the next 24 hours, abd i have heard nothing today.

 

is anyone actually getting contact from them via a person or is every contact machine operated

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The last I heard from them was a couple of months ago. I spoke with some girl on the phone and we had a game of hi - lo. She wanted lots of charges added and I wanted to repay only what I owed. The conversation

ended with her telling me they were sending around their baliffs lol. They still havn't shown up. I'm kinda hoping that they send someone around so I can tell them where to go but that won't happen as every one knows the Baliff thing is a pack of lies.

I havn't been getting their silly texts and emails for the past few weeks either though.

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Make sure you have statements ready. If they sell it, theyll sell it with the charges and other unlawful fee's as well.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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