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    • Did you ever think of walking away? Become bankrupt and in 12 months it'll all be behind you. My feeling is that you may well get nothing from the sale of the property anyway. Going by the date this thread started it looks like eight years of arrears, lender's costs and receiver’s fees on top.
    • Just to clarify - I make use of evening legal clinics. It is not always possible to see a lawyer (they have limited time and days/week).  This means questions one has may never get answered or there's weeks between follow-ups.   To be really clear - I am representing myself; I am playing at being lawyer/ barrister - which means I take help wherever I can get it (and then research it thoroughly). Ae - a judge in a recent hearing pointed out the receiver is not part of my current proceedings - and suggested I have a separate claim v the receiver. Disclosure has presented damning evidence v the receiver  The receiver against whom I have a complaint is not part of the receiver governing body.   The receivership is in 2 names - a joint one.  My complaint is directed at whom I was told is the lead receiver.  The other named receiver IS a member of the governing body.  But he has now left the company.  And the lead receiver has retired - but is still a working consultant on my case.   All the evidence shows it was the 'lead' receiver who was doing all the  work/ the misbehaviour.   But if the appointment was 'joint' would I make a complaint against them both?    I am sure that wouldn't go down well with the other receiver who is at the beginning of his career. The law is very much against borrowers.   But the evidence against this receivership is crystal clear.   I just don't know how and to whom to complain.   The places I've tried so far don't offer much transparency       
    • Ok, noted, thanks again. I'll share details of every communication received just to make sure.
    • Yes. I sent back the PAP form stating they hadnt supplied the correct paperwork and that pdf is what they sent back
    • have you responded to the letter of claim?
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Never buy toilet paper again!


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Will have to check out HM !!

 

I was reading an article on the basic standards of living costs, and apparently 1 roll per week per person is enough.

 

Thats 4 rolls a month per person.

 

Though I imagine most people buy more than that amount, esp if they go for an indian.

The court needs to put this into consideration.

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On the whole its good stuff too!!! :D

 

I think if you apply housing benefit legislation, you will find its 4.3333 rolls.

 

Joking aside - it was £3,59 for 18 rolls. I had bought it before and knew it was OK - so bought five 18 packs. Between two of us I doubt if it will last until March next year!

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I have tried every single toilet paper going :oops:

 

And to be honest, I come to the same conclusion every time - it works out cheaper to buy the good stuff! The cheap stuff only lasts five minutes as you need to use loads of it, and there's not a great deal on the roll when you compare it to the good stuff - I found that Cushelle were the best, till that was I recently came across the latest one out buy Andrex, it's called "gorgeous comfort quilts" - it is so thick you only need a couple of sheets (seriously), so they last forever! (Well, maybe not forever - but they last a heck of a longer time than any other toilet roll I've ever used!).

 

And they're 12 rolls for £5.50 :-D

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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  • 1 month later...

Toilet roll needs to be less like John Wayne (tough on the whole, and doesn't take any crap off anyone) and more like Captain Kirk (soft, strong, and wipes out all Klingons from Uranus)

 

All big shops have "loss leaders" to draw you in there. It works out cheapest for me to go to 3 places to do my shopping. I'll have to pop in to Farmfoods and grab some of the toilet roll, I pop in there once a month to stock up my chest freezer.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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I'll have to pop in to Farmfoods and grab some of the toilet roll, I pop in there once a month to stock up my chest freezer.

 

No with the bog rolls, I hope !!! :-)

Any advice I give is honest and in good faith.:)

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You've not tried my "chilli con carne". You'd not argue with the toilet rolls being in the freezer if you had :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

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You've not tried my "chilli con carne". You'd not argue with the toilet rolls being in the freezer if you had :p

 

:lol:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

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  • 1 month later...
  • 3 weeks later...

I've found the Co-op own brand is comparable to Andrex - I usually buy it when it's on offer and stock up till the next offer.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Cushelle are a good brand; I wait for the 'sales' or when they go 'half-price' at the supermarket and stock up. We use toilet roll for everything, including wiping noses as it works out cheaper than face tissues, obviously from the pack and not the bathroom. I never buy paper towels either, just use toilet roll to mop up after someone has spilled tea for example.

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Old sandpaper sometimes comes in handy !!!

Edited by maroondevo52
Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Old snadpaper sometimes comes in handy !!!

 

It can be a little rough on the whole.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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  • 3 weeks later...
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  • 1 month later...
  • 1 month later...

you have to be joking right? stealing toilet paper from a public loo? this is theft!

 

i can help you reduce the cost of your toilet paper bill by exactly 50%! think of it, a guaranteed 50% saving every week, month and year on your loo rolls.

all you need to do is to use BOTH sides of the paper, this reduces your cost by 50%

 

i guess that using both sides of the paper could be seen as green and environmentally friendly also

 

 

if you want to save 75%, then just split the 2 ply tissue into 2 separate sheets - a whopping 75% saved!

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how about taking from work place?

 

Thats theft is it not :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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