CAG CRA S.A.R Club

[Allwood]

Did I read somewhere on here that Westcot is the biggest shareholder in Equifax.

[dannyboy660]

I think (I could be mistaken) that Equifax actually own Wescot, which would be another good reason to give them a very wide berth.

 

They have the ability to hold you to ransom, and completely F you about if they have even the slightest reason to suspect you may be someone who may have an outstanding debt.

[banker_rhymes_with]

Hello dannyboy660!

 

I think (I could be mistaken) that Equifax actually own Wescot, which would be another good reason to give them a very wide berth.

Absolutely, they are part of the problem, not part of any solution.

 

Cheers,

BRW

[Allwood]

I agree they certainly a part of the problem also I understand that Experian was owned by Gus. It appears that none of them are independent. What change has the poor public got with rough like this looking after our data.

[banker_rhymes_with]

Hello Allwood!

 

Agreed.

 

These are just Private Companies, as indeed are most of the banks.

 

They are not Government Departments, and they have no Authority despite their attempts to project themselves as having both Authority and some fundamental and justified role in our lives.

 

They are just part of that grubby little self-serving empire called the UK Credit Industry.

 

There's a prime example of a name that needs changing if ever there was one, as there is little of Credit about the whole shower.

 

It should be called the UK Debt Industry, and the CRAs should be called the DRAs (Debt Reference Agencies).

 

Cheers,

BRW

[car2403]

Car2403. This link doesnt work:sad:

 

The profile pages seem to have been removed.

 

Search thread titles for "car2403" and you'll see mine pop up.

[patrickq1]

They are not Government Departments, and they have no Authority despite their attempts to project themselves as having both Authority and some fundamental and justified role in our lives.

trouble is the goverment use them and has given them the green light also the DWP use them as well as hmce

so noone has a chance of curbing them

patrickq1

[renegotiation]

What still stumps me is why the hell do we need 3 of these scrote agencies? Why do we need any of them for ****S sake? What rock did they crawl out from under?! All 3 of them should be stopped from processing our data now. A new government body should take all their data and merge it. It can be done. This information should be stored online and be permanently accessible for free. You could log in to your file to view it at your leisure and set up email alerts if you wanted to. I'm sure there are other features that could be added too. Am I talking sense here? I just don't have any faith or trust in these companies. Taken from Wikipedia:

 

'In 1999 Experian was named in campaigning group Privacy International's Big Brother Awards as Britain's most invasive company.'

 

I'm sure they must have come on in leaps and bounds since then as well! :eek:

[Rahl]

Although the current situation is far from satisfactory , the last body of establishment I would trust with the assimilation and processing of data is the UK government .

 

These people are sharks, they would turn you over to their US {CIA} masters for extraordinary rendition at the sightest chance you look suspicious. What we have is a pretence of a liberal western democracy, underneath likes a murky world of torture, extraditions , war crimes and outright lies and propoganda shovelled over the people of the UK that tries to portray some kind of pseudo-altruistic crusade to spread democracy and freedom, when we all know it's a pack of lies and it's just oil/greed and empire that drives them, as it always has .

 

Anyway.. back to the CRA )

[Allwood]

This was taken from outlaw.com

 

Phone and internet companies will soon be forced to keep logs of internet usage to be made available to the police under a new law announced by Prime Minister Gordon Brown this week. [Remember him? the listening Prime Minister]

 

The law, the Communications Data Bill, will implement the remainder of the European Union's Data Retention Directive.

 

Last October the Government enacted regulations which said that telcos must keep records of phone calls to and from land lines and mobile telephones. That requirement will be extended to records of customers' internet usage, email usage and voice over internet protocol (VoIP) records.

 

“The aim of the [Directive] is to ensure that certain data is retained to enable public authorities to undertake their lawful activities to investigate, detect and prosecute crime and to protect the public," said a Home Office spokeswoman.

 

“The first part of the [Directive] was transposed into UK law in October 2007 but the Government made a declaration … to postpone its application to the retention of communications data relating to internet access, internet telephony and internet email until 2009. So the measures referred to in the Communications Data Bill will complete the transposition of the Directive for IP [internet protocol] communications data," said the Home Office spokeswoman.

 

The Bill is likely to follow the lead of last year's Data Retention (EC Directive) Regulations in ordering providers to keep the data for 12 months.

 

Big Brother IS watching you!

[patrickq1]

JusticeSecretary of State for Justice and Lord ChancellorJack Straw[email protected]http://www.justice.gov.ukComplaints

 

why dont we all write complaints aginst the serious abuses and wrecklesnes of the banks and agancies for passing and sharing our data without a legal and valid court order ,put it on jack straws doorstep as all other avenues are deliberately frustrating our abilities to force any action and we lay the blame squarely on the justice minister for this ?? any thoughts guys

patrickq1

[renegotiation]

Although the current situation is far from satisfactory , the last body of establishment I would trust with the assimilation and processing of data is the UK government .

 

These people are sharks, they would turn you over to their US {CIA} masters for extraordinary rendition at the sightest chance you look suspicious. What we have is a pretence of a liberal western democracy, underneath likes a murky world of torture, extraditions , war crimes and outright lies and propoganda shovelled over the people of the UK that tries to portray some kind of pseudo-altruistic crusade to spread democracy and freedom, when we all know it's a pack of lies and it's just oil/greed and empire that drives them, as it always has .

 

Anyway.. back to the CRA )

 

If not the government then who? Better the government than them. While your not too far off the mark in your negative comments I don't think it has got quite that bad in this country yet IMHO. They are certainly worthy of describing the U.S.. Certainly not to say it couldn't end up like that here in 10 years or so!

[renegotiation]

JusticeSecretary of State for Justice and Lord ChancellorJack Straw[email protected]http://www.justice.gov.ukComplaints

 

why dont we all write complaints aginst the serious abuses and wrecklesnes of the banks and agancies for passing and sharing our data without a legal and valid court order ,put it on jack straws doorstep as all other avenues are deliberately frustrating our abilities to force any action and we lay the blame squarely on the justice minister for this ?? any thoughts guys

patrickq1

 

Sounds good. Maybe tie it in with a complaint on the CRA's archiving data over 6 years old as well.

[patrickq1]

The Bill is likely to follow the lead of last year's Data Retention (EC Directive) Regulations in ordering providers to keep the data for 12 months.

 

Big Brother IS watching you!

getting like a comunist state next thing you know they will be bumpin poeple off lol should nt laf really it is serious stuff anyway here is the full list of all the top ministers to e mail this is their private e mails so harrass them see how they like it reverse strategy guys huh

patrickq1

E-mail addresses of UK Government Ministers

 

So, you're fed up dealing with "enquiry" telephone lines and e-mail addresses. Are you not getting replies, or not getting the replies you want? Time to take it to the top! UK Government Ministers are very reluctant to publish their e-mail addresses. This page attempts to redress the balance by publishing the e-mail addresses for the UK Government Ministers.

 

Some tips when e-mailing:

• Be polite
  
• Keep the information concise and to the point
  
• Include case reference numbers if applicable
  
• Include a brief history of the issue, if applicable
  
• Do not accept being passed back to "enquiries" elsewhere within the organisation
  
• Insist on a reply from the Government Minister
  

You are obliged under the law to receive a response within 20 working days. If you do not receive a response then please use the Complaints link to go to the complaints procedure for the relevant government department.

 

If you're working as part of a campaign group, send a personal, individually-created letter. Letters which are cut/pasted from a standard template will invariably receive a standard template response in reply... Good luck with your enquiry!

UK Government

 

DepartmentRoleMinisterE-mail AddressWebsiteComplaintsPrime MinisterPrime Minister, First Lord of the Treasury and Minister for the Civil ServiceGordon BrownNonehttp://www.pm.gov.ukTreasuryChancellor of the ExchequerAlistair Darling[email protected]http://www.hm-treasury.gov.ukComplaintsForeign and Commonwealth OfficeSecretary of State for Foreign and Commonwealth AffairsDavid Miliband[email protected]http://www.fco.gov.ukComplaintsJusticeSecretary of State for Justice and Lord ChancellorJack Straw[email protected]http://www.justice.gov.ukComplaintsHome OfficeSecretary of State for the Home DepartmentJacqui Smith[email protected]http://www.homeoffice.gov.ukComplaintsMinistry of DefenceSecretary of State for Defence; and, Secretary of State for ScotlandDes Browne[email protected]http://www.mod.ukComplaintsDepartment of HealthSecretary of State for HealthAlan Johnson[email protected]http://www.dh.gov.ukComplaintsDepartment for Environment, Food and Rural AffairsSecretary of State for Environment, Food and Rural AffairsHilary Benn[email protected]http://www.defra.gov.ukComplaintsDepartment for International DevelopmentSecretary of State for International DevelopmentDouglas Alexander[email protected]http://www.dfid.gov.ukComplaintsDepartment for Business, Enterprise and Regulatory ReformSecretary of State for Business, Enterprise and Regulatory ReformJohn Hutton[email protected]http://www.berr.gov.uk/ComplaintsLeader of the House of Commons (and Lord Privy Seal); Minister for Women; and Labour Party ChairMinister for WomenHarriett Harman[email protected]http://www.womenandequalityunit.gov.uk/Department of Work and PensionsSecretary of State for Work and Pensions; and Secretary of State for WalesPeter Hain[email protected]http://www.dwp.gov.ukComplaintsDepartment for TransportSecretary of State for TransportRuth Kelly[email protected]http://www.dft.gov.ukComplaintsCommunities and Local GovernmentSecretary of State for Communities and Local GovernmentHazel Blears[email protected]http://www.communities.gov.uk/ComplaintsTreasuryParliamentary Secretary to the Treasury and Chief WhipGeoff Hoon[email protected]http://www.hm-treasury.gov.ukComplaintsDepartment for Children, Schools and FamiliesSecretary of State for Children, Schools and FamiliesEd Balls[email protected]http://www.dcsf.gov.uk/ComplaintsCabinet OfficeMinister for the Cabinet Office; and Chancellor of the Duchy of LancasterEd Miliband[email protected]http://www.cabinet-office.gov.ukComplaintsCulture, Media and SportSecretary of State for Culture, Media and SportJames Purnell[email protected]http://www.culture.gov.ukComplaintsNorthern Ireland OfficeSecretary of State for Northern IrelandShaun Woodward[email protected]http://www.nio.gov.ukLeader of the House of Lords (and Lord President of the Council)Catherine AshtonTreasuryChief Secretary to the TreasuryAndy Burnham[email protected]http://www.hm-treasury.gov.ukComplaintsDepartment for Innovation, Universities and SkillsSecretary of State for Innovation, Universities and SkillsJohn Denham[email protected]http://www.dius.gov.uk/Lords Chief Whip and Captain of the Honourable Corps of Gentlemen at ArmsBruce Grocotthttp://www.lordswhips.org.uk/

[renegotiation]

This was taken from outlaw.com

 

Phone and internet companies will soon be forced to keep logs of internet usage to be made available to the police under a new law announced by Prime Minister Gordon Brown this week. [Remember him? the listening Prime Minister]

 

The law, the Communications Data Bill, will implement the remainder of the European Union's Data Retention Directive.

 

Last October the Government enacted regulations which said that telcos must keep records of phone calls to and from land lines and mobile telephones. That requirement will be extended to records of customers' internet usage, email usage and voice over internet protocol (VoIP) records.

 

“The aim of the [Directive] is to ensure that certain data is retained to enable public authorities to undertake their lawful activities to investigate, detect and prosecute crime and to protect the public," said a Home Office spokeswoman.

 

“The first part of the [Directive] was transposed into UK law in October 2007 but the Government made a declaration … to postpone its application to the retention of communications data relating to internet access, internet telephony and internet email until 2009. So the measures referred to in the Communications Data Bill will complete the transposition of the Directive for IP [internet protocol] communications data," said the Home Office spokeswoman.

 

The Bill is likely to follow the lead of last year's Data Retention (EC Directive) Regulations in ordering providers to keep the data for 12 months.

 

Big Brother IS watching you!

 

Not many people know the police can bug your phone with little foundation.

[conar686]

I agree with everyones sentiments regarding CRAs and other financial holding onto and sharing our data unlawfully.

 

I too see no reason for the Government to increase its already loaded powers to invade our privacy. The power that I refer to is the Regulation of Investigatory Powers Act (RIPA).

 

Why does the Govt need further access to our data and how will this new power be regulated are better questions to be put before the esteemed Justice Minister.

 

I doubt we will be able to stop the enactment but I for one would like to know how far they can go and under what circumstances.

[citizenB]

The profile pages seem to have been removed.

 

Search thread titles for "car2403" and you'll see mine pop up.

 

Thank you. Will start working my way through your posts later on today.

[citizenB]

Contributors to this thread might like to look at sparkie's thread. He has an ongoing battle with RBOS.. but is now going after Experian in a big way. This link should take you to the correct post but if it doesnt it is # 491

 

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/56333-big-claim-aginst-rbos-25.html#post1538794

[sosumi]

Contributors to this thread might like to look at sparkie's thread. He has an ongoing battle with RBOS.. but is now going after Experian in a big way. This link should take you to the correct post but if it doesnt it is # 491

 

 

http://www.consumeractiongroup.co.uk/forum/royal-bank-scotland/56333-big-claim-aginst-rbos-25.html#post1538794

Great stuff CitizenB, many thanks for the link. xx

[sosumi]

I love this site!!

[JonCris]

Has anyone thought of demanding the CRA's audit trail as part of their S.A.R - (Subject Access Request)? This would establish if there have been any unauthorised (illegal) searches which may not have left a foorprint on the file

[babybear39]

ARGH!!! AUDITORS

[JonCris]

I'm referring to their computer audit trial which records when any of their clients log onto your file & if there is no visible record showing on the file you see then that means they have left no footprint which is illegal

[sosumi]

Thanks again CitizenB, have just subscribed

[citizenB]

I love this site!!

 

Great isnt it