Its showing D's in all the months then a Default date February 2020 and a settled date May 2022. Never dealt with an Irish company that I have ever been aware of either...plus all my debts were included in the IVA which started in 2018 so surely I would have been getting letters if I had missed something.

The IVA was in England with StepChange. i have no idea what this default as I’ve never checked TU before it’s not on the others. It’s literally been added and settled whilst my IVA was active. where do I even start ?

Hi, Bit of a strange one this.... I entered into an IVA in March 2018 and its was satisfied in 2023 and removed from my credit files this month. Both Experian and Equifax reports are fine as I sent a lot of debtors to get updated default dates to match start of the IVA. Today I have checked my credit file for TransUnion and there is a default on there, registered in 2020 and updated as settle in 2022. the name of the company is IFA Finance Designated Activity Company - it states its a fixed term deferred payment loan. Date of default 2020 when I was actually in my IVA. All my debts were included in the IVA and I have definitely not received any letters about this alleged account or I would have panicked and rang the IVA practitioner. I have googled IFA Finance but cannot find anything concrete about this company at all. Can anyone help or advise, it shouldn't be on my credit file. Thank you. Joanne