Mackenzie Hall

[Jennifer_Tracey]

Hi, This is my first post. My sister received a letter today off the above asking her if she still lives at her address. I'm just wondering whether she should get back to them really. From what I've read I assume that letting them know she still lives there, she is offering herself up to receive a lot of hassle. I'm just worried that if she ignores this matter it will just mean a lot of trouble for her.

[rory32]

Does your sister have any debts? This company is a debt collection agency.

 

They are probably just doing their normal mass mailing to people with the same name as a debtor they are chasing. Your sister should not phone them.

 

Personally I would just file the letter away.

[Curlyben]

Ignore it this is a typical MH fishing exercise.

If they are honestly looking for her for a debt then they will find here.

[djdave]

I'd keep the letter but not respond to it. Mackenzie Hall are probably fishing around for someone with a similar name.

 

If your sister does have an old debt it's perfectly possible that she may genuinely have forgotten about it or thought it was settled. But cross that bridge if and when she comes to it.

 

Remember that the onus is on a DCA to prove a debt exists, not on you to prove it doesn't

[jimmy42]

A letter from Mackenzie Hall has just arrived at my parents house in the UK. It details an outstanding student loan which I haven't heard about in the 8 years I've been living in Australia. I'm already paying off a different debt to Student Loans.

Can i claim that the debt is now statute barred?

Should I bother replying to the letter?

The debt is for 700 pounds, given that MH are now dealing with it, have SLC washed thier hands of it do you think?

 

Thanks for any input,

 

Jimmy

[sillygirl1]

Yes, the debt should be statute barred if you haven't acknowledged it in that time, plus if you are now in Australia they are on a fishing trip.

 

Get your parents to take the letter to their local trading standards and complain bitterly, they shouldn't be doing this.

[Hippy-chick]

Hi Jimmy - you should start your own thread about this so we can help you. Yes, it's Statute Barred - which means you still owe it, but they can't enforce it. Personally, I'd reply and get rid once and for all - but that's up to you. If you decide to go that way, start your own thread, pm me the url and I'll happily help you with the letters. As I had a similar thing with my folks recently - and Muckhall have gone quiet now.

[tiglet]

It will actually depend on when the loan was taken out as to whether it is statute barred or not -the rules changed with the new-style loans to amke them like mortgages, giving 12 years to pursue.

[jimmy42]

Hello people,

 

I've started a new thread on this one, it's called Student Loans Company (how original) and has this little chap next to it:

 

 

Thanks for your input,

 

Jimmy