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    • Sunak actually nailed it in his boring speech yesterday  Starmers only offering is vote to be depressed  Just about sums up lefties  Humourless and Depresive🤣
    • Ah ok I will see if we receive it in the post tomorrow before I go to work. We want to see theirs so we know what documents they will list ? If their N265 is not received then best to send ours so that we do not miss the claimants deadline as per their draft directions.  What would happen if we did miss the deadline even by 1 day ? The claimant would use it against us in court ?  I scanned and posted in #159 the claimants continuation sheet attached to the N244 where they give a background of the case and reference e-mails etc. After this I will continue to work on the WS which is also causing me anxiety. This will also be used to object to their SJ application. I will advise tomorrow if anything else is received.  
    • Last September our 2019 plate Motorhome went to Brownhills of Newark for its annual habitation check/service. Whilst on their site for the day one of their drivers managed to drive it into a lamp post and put a 2m long scratch down the side of the body. They didn't own up to the damage, but luckily we noticed it before leaving the site, at which point the admitted fault and said they would fix it in house rather than go through the insurance. As they are an authorised Motor home repairer etc we agreed to this and a time frame of 3 weeks was given for the repair, which was booked in for late November. It could not be booked in sooner for the repair as we had a weekends away etc booked with the vehicle until mid November.  3 weeks, and a simple re-spray has now evolved to 18 weeks of them having the vehicle, due to the spray job having to be done 3 times, a window seal not been re-fitted correctly, leading to rain water pouring into the van and the replacement decals been applied wrong twice & having to be re-ordered from Elddis who originally built the camper. We finally got the vehicle back in late April, still minus 1 of the decals. Back in March we had an email from Brownhills asking what compensation we would accept due to the delays in returning the vehicle to us (They have had it for 18 weeks instead of the initial 3 weeks which was agreed). Once we finally got the vehicle back we told them what we expected (the value that the camper has depreciated by in the extra 15 weeks they have had it and which time we were unable to use it). They are now refusing to honour any compensation and are only offering us a free service for when this is due in September. Legally where do we stand?  Obviously we are not taking it back to them for a service, given that last time they managed to crash it and its taken so long for them to make such a simple repair. We are considering legal action, but are not really sure under what grounds/legislation we could claim. Any advice would be much appreciated.
    • Usual alarmist tripe from the Guardian exposed🤣     Many of the ‘Climate Experts’ Surveyed by the Guardian in Recent Propaganda Blitz Turn Out to be Emotionally-Unstable Hysterics – The Daily Sceptic DAILYSCEPTIC.ORG Last week, the Guardian published a survey of 383 'climate experts' and – shock – many of them turned out to be... The Guardian last week published its survey of ‘climate experts’. The results are a predictable mush of fire-and-brimstone predictions and emotional incontinence. This stunt may have convinced those already aligned to the newspaper’s ideological agenda to redouble their characteristically shrill rhetoric, but encouraging scientists to speculate and emote about the future of the planet looks like an act of political desperation, not scientific communication.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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FSA. I'm Saying It With Flowers


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At 11 am tomorrow morning an Interflora truck will roll up outside the

plush and well lit Canary Wharf offices of the Financial Services Authority.

 

It will be delivering a substantial floral arrangement to Managing Director of Retail Markets Clive Briault, the man responsible for granting the waiver.

 

This lavish floral tribute, I'm assured, ''is guaranteed to turn heads'' and is

reassuringly expensive.

 

The attatched envelope contains a card embosed in gold leaf containing

the following message:

 

 

Mr Briault

With sympathy.

We are very sorry to hear of the sad loss of your moral conscience.

We have been all too aware that it hasn’t been in good health for some time.

And then, tragically, it slipped away on 27 July, silently, with just a final

unsteady waive.

From bank charge victims.

All of them.

Every single one of them.

flowers.jpg

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Fantastic! :D

 

I am assuming that a press release has been sent to the media.

 

I have just got off the telephone to the FSA and have been informed that they have specific exclusions which prevents me from complaining about their decision and if I would like to take it further then I would have to go to the Office of the Complaints Commissioner.

 

Apparently their rule book states that you cannot complain about the FSA rules or any decision made at the FSA's regulatory discretion to the FSA. Oh well. Call them on 0845 6061234 for more information.

 

Who paid for the floral tribute?

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That is truely inspirational and brilliant thinking.

Well done.

Looking forward to the resulting delivery tomorrow.

Good luck with the overwhelming media interest!!!!

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Good stuff! Creatively thought-out protest, crfx250 :D

 

Anyone got any media contacts? we could do with some photographers/camera crews down there filming the 'funeral' ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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That's fantastic! :D

 

Hope you've managed to get the media interested!

Can't find what you're looking for? Please have a look at Michael Browne's

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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I called the florist's that are responsible for the delivery to confirm that

they had the order. It will definatley go out today although they couldn't confirm the 11am delivery as they need to arrange for an extra member of staff as, because of the size of it, ''it takes two people to carry''.

 

I went through the text of the message with the girl to check the punctuation and spelling. She was predictably a little bemused about it but I'm confident she got it right.

 

I'm rather hoping Mr Briault is out of the office when it arrives so his no doubt highly efficient secretary will have the thing perfectly placed in his office and the envelope on his desk.

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My heartfelt condolences to the family ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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  • 5 months later...

Hehehe.. :lol:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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You must be hard up for something to post about, resurrecting this old thread.:confused:

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You must be hard up for something to post about, resurrecting this old thread.:confused:

 

Yeah...definitely hard up for something to post... ;-) :-D :grin: :-D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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And on a day when they had to admit this as well........

 

"Market participants and consumers may lose confidence in financial institutions and in the authorities' ability to safeguard the financial system,' the FSA noted."

 

ROUNDUP UK's FSA warns trouble ahead as business models come under strain UPDATE - Forbes.com

 

ha.

A £35 pound bank charge is not a charge for a service. Its theft.

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Which has nothing to do with the FSA waiver and flowers which this thread is about. The above quote is the FSA stating that consumers think they lose confidence in financial institutions and the banks' ability to safeguard their money, not that most people have lost faith in the FSA which after all is funded by........The Banks.

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