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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Welcome Finance - This company needs to be banned.


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I wonder how much WF will 'Charge' us for sending out these letters informing us of the branch closures!:rolleyes:

 

 

haha i got a letter saying we are charging you £10 for the cost of sending you this letter and they posted it with a 2nd class stamp so tempted to pay them 30p ish or whatever a 2nd class stamp costs!

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i bought car from yes car credit in 2003 had to refinance twice since then started off owing them 12 grand 6 years on and we still owe them like 10 grand after paying 260 a month for years. they have lowered the payments after refinancing but because theren is arrears on the account all the money we pay them just goes on phone call charges and letters (which we dont get) and something called capitalisation wotever that is.

the car is only worth like 1 thousand now (if that) 5 kids in it have taken its toll lol. The welcome branch never has the same staff more than a few weeks so we never get same info. Im thinkin of offering them 500 quid settlement coz thats all they would get for it at auction. do you think they will accept this lol. Over 6 years we have probably paid for the car twice over and im getting fed up payin for something that isnt bringing the bill down at all. The guy who deals with our account calls us daily and visits our home asking if we want to surrender the car but i dont see why we should. we could have bought a porsche with the amouint of cash they have had off us. I HATE THEM. We should have made car payment last friday but we told the guy we were skint so he has to wait till next week, he said the payment has to be on the account before the last day of every month or he doesnt get his commission, boo hoo i ran to get a tissue to dry my eyes, how sah hee hee xx love this thread u are all bloody brilliant xxxxxxx

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Hi,hope you are all well. Would like a wee bit of advice please. Have written to head office requesting under s77 of the Consumer Credt Act, a copy of my the agreement, did this beginning of August`09.The reply in writing on 11th August `09 I received from head office,I quote was as follows."At the current time,we are only able to partially fulfil your request and are not able to provide you with a copy ot your agreement. We appreciate that we should be providing a copy of your agreement,I do apologise that we have not been ableto fulfil this request." I phoned head office and asked for an expalation regarding this issue and they told me that i must have written to the wrong office,even though the number i called was the number on the letter that they had just sent me. She told me that it would not be a problem and i would receive my agreement as requested within 5 working days from our telephone conversation which was 31 August`09. I am still awaiting my agreement to date! I have not made any payment tothis company in 3months now.

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Made A Few Phone Calls

 

Sorry Mr P

No Hints On That One

 

The Prob Cattles Have Is The Only Part Of The Empire That Made Any Money Was

 

Cattles Invoice Finance

 

Now That Is Gone , Cattles Are Making A Loss, Every Day

 

Forget D4equity

 

They Have No Equity

 

Whats Happening Is The Auditors Are In Big Trouble When Cattles Goes Tits Up

 

The Bond Holders Will Have A Claim On The Auditors

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hi postgg can i say i have been reading your posts for a long time and have to say you are fab. can i ask do you think i should give up my car or hang it out in the hope of the welscum going down. i posted my situation a few minutes ago, bought car from yes car credit 6 yrs ago finance is with welscum. car is worth next to nothing now yet still 10 grand owed on it after all these years. not sure wot to do. any advice hun? thanx xxxxxxxxxxxxxxx

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lady golfer i think your partner is right coz thats how we owe 10 grand after 6 years of paying them thousands coz of late payments. we borrowed 12 grand so it shows how they stitch u up if u r late payin. im at a point where i dont give a s..t anymore coz my car is almost looking like the flintstones car now lol xx

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ps. hope the guests on here are from welscummy finance coz iv got great news. jobsearch are advertising for volunteers to pick up dog poop from local streets. just a thought, coz dirty jobs are your thing arent they hahahahahaha.

as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

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as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

 

 

No agreement = unenforceable agreement = no agreement......

 

You can send the account in dispute letter now and legally withold payments until they remedy their breach

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hey eveyone - really busy at the moment so not having time to spend on here like I used to but just wanted some clarification on something that is in the back of my mind....

 

How long til the LSE kicks Cattles off permanantly for non-production of accounts and de-listed shares??

 

Is it 6 months?

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LADY GOLFER

 

SEND THIS WITH A £1 POSTEL ORDER AND REMEMBER, RECORDED DELIEVERY

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/581-cca-request-letter

 

SEND TO

 

WELCOME FINANCIAL SERVICES

COMPLIANCE

RUDDINGTON FIELDS BUSINESS PARK

RUDDINGTON

NOTTINGHAM

NG11 6NZ

 

THEY HAVE 12 PLUS 2 DAYS TO SEND YOUR AGREEMENT

 

NO AGREEMENT

NO DEBT

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