Jump to content


  • Tweets

  • Posts

    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome Finance - This company needs to be banned.


tightbum
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4558 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Postggj, you obviously know a huge amount about Welcome. I have a car, via CarCraft/Ucan, including PPI and Gap. I'm paying it, have been since 12/07 although I am missing 3 payments. I love the car - want to keep it even though it's well over the odds price wise. Do you think it would be worth starting a thread with my Welcome agreement? Not that I'm looking to stop paying, but to see if there is a way of getting the payments down to a more manageable level (I pay £500/month)

cheers

T2

Link to post
Share on other sites

  • Replies 9.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Thanks all for your replies. The loan I had originally with Welcome was an unsecured loan, it then progressed to a secured loan in the sum of £15,000. Does it make a difference if it is for a car or not?

Link to post
Share on other sites

lolly1977

 

unsecured to a secured loan, bad idea with welcome

 

did you sign a new agreement to begin with

how is it listed on your credit file

 

were you given 14 days to contemplate before signing for the loan,

 

important

 

when you signed the agreement how meny days was it before you received the cheque

Link to post
Share on other sites

An update to the PM I sent you Postggj;

2 more things: I don't know if this is relevant but I've just noticed my original agreement is signed by me but not signed or dated by welcome. Also, where it says the payments the weekly/monthly is not indicated

 

Also the Mechanical breakdows and PPI Demands and needs statements both have the wrong registration on them (the first letter is wrong)

Link to post
Share on other sites

Hi T2 have dropped a pm with some info that may be able to help you.

 

 

Thanks very much, dadofholly.

 

I tried to PM back but it keeps freezing.

Is this OK to discuss in open forum or is it a secret?

 

Really? Wow - well there is no mention of that anywhere in any of the paperwork, and I have everything from the day I bought the car.

 

I had heard something about that elsewhere, it's one of the things which got me interested (as well as their shoddy behaviour).

 

The thing that concerns me is, despite being in arrears, things are quiet. I don't really want to tip their hand so I am forced to pay the 2200 I owe - I don't have that kind of cash spare. Also, I want to keep the car, if the agreement is null and void does the car revert to them?

 

I'd love to know more though, 500/month is a lot of cash!

 

Thanks for the heads up!

 

T2

Link to post
Share on other sites

Thanks very much, dadofholly.

 

I tried to PM back but it keeps freezing.

Is this OK to discuss in open forum or is it a secret?

 

Really? Wow - well there is no mention of that anywhere in any of the paperwork, and I have everything from the day I bought the car.

 

I had heard something about that elsewhere, it's one of the things which got me interested (as well as their shoddy behaviour).

 

The thing that concerns me is, despite being in arrears, things are quiet. I don't really want to tip their hand so I am forced to pay the 2200 I owe - I don't have that kind of cash spare. Also, I want to keep the car, if the agreement is null and void does the car revert to them?

 

I'd love to know more though, 500/month is a lot of cash!

 

Thanks for the heads up!

 

T2

 

Hi replied to your pm which idid receive.

 

You need to SAR ucan/carcraft... make sure you ask for details of any commission they were paid. Also SAR welcome.

 

Once you get info back can look at possible options then

Link to post
Share on other sites

OK, thanks, I'll SAR both tomorrow.

 

My concerns are that Welcome will see that as the beginning of a hostile action and fight back. I'm happy to enter the fight if necessary but with over £2000 arrears, which they are quiet about for now, I'm wondering if thats enough ammo for them to get nasty with...

Link to post
Share on other sites

ill send you a pm in the morning

you are next in line:-)

 

on a lighter side

 

i can see this being the final curtain now

 

the banks would have announced a rescue plan by now and now this with the bond holders and investors

 

only public liability insurance for three months

etc, etc

 

told you the bad news would come in drib and drabs

Link to post
Share on other sites

ill send you a pm in the morning

you are next in line:-)

 

on a lighter side

 

i can see this being the final curtain now

 

the banks would have announced a rescue plan by now and now this with the bond holders and investors

 

only public liability insurance for three months

etc, etc

 

told you the bad news would come in drib and drabs

 

 

It's such a shame to see the demise of this great financial institution. I feel sorry for the staff.....

 

 

NOT!!!!!

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4558 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...