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    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
    • Believe it or not, fully familiar with the County Court process. My posts were seeking confirmation by asking questions, nothing more as an aid to people who look at this thread in the future. People should not jump to conclusions.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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True, true, true. Not read lots of this thread but has the CCA been dealt with yet dadofholly?

 

As for PPI you are well within your rights to withhold but you'd need to show on one of a few angles possible thast you were unbaware of it being added at the time of any agreement being made. It's not very difficult to do but still an important hurdle to justify your actions today :)

 

I knew it was being added but they didnt tell me it was useless to me as i was self employed at the time. - And they knew i was self employed as i had to declare that on the application. - No cca part not been requested yet. - may go whole hog and go for SAR. -

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If they put PPI on knowing you were self-employed (which you would have told them during the application process) then it is them who are in trouble. As such the figures you have paid per month to date are incorrect and you are well within your rights to act as you have. Judge is quite right to state the loan is outstanding but also if it is unenforceable all you have is a stalemate.

 

The only way out is possibly for you to instigate litigation based on the PPI errors but of course this is a long winded route. Have you involved the FSA yet? As for the SAR I would go for it, be interesting to see what they've been doing and I'd also get hold of the credit agreement if you haven't already got it. Ultimately they're in the wrong not you, just need to find the best route from here as the incorrect registries with credit agencies is damaging to you. Get all the info you can and go from there I reckon :)

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Hi All

Does Anyone Know If The Compliance Address Is Still The Same-mere Way Nottingham As I Sent A Letter Recorded And It Still Says It Is In The System On Track And Trace When They Have Always Been Signed For The Next Day

Regards

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Hi All

Does Anyone Know If The Compliance Address Is Still The Same-mere Way Nottingham As I Sent A Letter Recorded And It Still Says It Is In The System On Track And Trace When They Have Always Been Signed For The Next Day

Regards

 

Address is still same as far as im aware. - When was it posted? need to make time for christmas, weekends, and bank holidays.

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Hi There

I Posted It Along With A Recorded Delivery Parcel On The 23rd And The Parcel Was Delivered On Tuesday

Regards

 

Was the parcel delivered to welcome, or somehwere else - If The offices are not open over this period then there will be no one to collect and sign. - i've worked all over chrimbo but my head office is shut till jan 4th - Welcome maybe the same. Give it another week or so then begin chasing up.

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Fingers crossed Postggj. I just have this awful feeling Brown and his underhand bunch are pointing the Banks and Financial Companies in the direction they want to cause less ripples so the general public dont not realise how corrupt they really are !!

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hate this **** welcome finance, recently have missed 3 payments as ive been in hospital, gonna pay it this week but blocked them from phoning me, always something dodgy, borrowed 750 in 2007 and still owe 600. just want them to die off!!:mad:

 

oh and hello im new here haha.

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Hello post hope you not to legless after the new year nice to see you still up for the fight into the next decade, hope i can gain enough experience and confidence to help people as you have helped me and my family in the new year.

Regards

jdene

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I think we should have a exhibition of postgj comments as representative of todays society struggle for equality ( yes i did pinch some of it from another site) but I think post is the consumer Banksy vote now for the new leader of the consumer party

 

we were all plastered for the new year just to make you feel wanted post lol

 

come to think of it many a word spoken in jest ?

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