Hi thanks for the reply I will get the sar together and upload it as for the CCA no one has it so you can’t prove anything, so if no one has anything can coast do anything without it cheers

Hi no I didn’t mean have the charge remove as I put it the last message I understand if the property sold it would have to be paid so was wondering if the debt was enforceable as it is also I said should I CCA coast finance because I want my CCA to prove that basically what they are saying I borrowed wasn’t the correct amount. sorry for the confusion Regards

Hi sorry for the delay in reply but I’m on site during the day and signal is hit and miss received the sar but pretty much what welcome had already given me, as to your last message saying between a rock and a hard place does this mean it’s not enforceable or do I CCA coast finance, I understand it would have to be cleared if the property sold. Regards

Hi all Thanks for the reply yeah it’s showing as coast on the land registry now Not welcome no it’s a jointly owned debt and jointly owned property regards

Hi can anyone give me a heads up on what to do as I returned home from work today to find a hand posted note through my door by excel field services on behalf of coast finance solutions for an old welcome finance debt that has been in a serious dispute since 2009 due to non CCA compliance. cheers in advance

piece of reading for you all Limitation and the stroke of midnight: Matthew v Sedman [2019] EWCA Civ 475 HELEN EVANS | 20 Mar 2019 Where limitation is concerned, minutes and hours can matter as much as days. This is what the Court of Appeal found in Matthew v Sedman [2019] EWCA Civ 475 upholding the judgment of HHJ Hodge QC on an issue which he had described as “short but interesting and not unimportant”. The Court of Appeal’s decision is a must-read for anyone dealing with litigation issued at or near the expiry of the limitation period. Matthew v Sedman concerned difficul

Hi dx Finally received something from coast finance in the form of a disk,I will get on the pc today and check it regards

Hi Just a quick one to say it will be 30 days Wednesday since the sar was sent and it was 1st class recorded delivery.I haven’t even received an acknowledgement letter. Cheers

Ok will do

Hi sorry for the delay but we’ve been away for a break visiting family, Question 1, yes we are sill in the same house, Question 2, The last SAR was 2009, Question 3, Last time anything sent to welcome was 2010, Question 4, yes we did get a notice of assignment. Hope this helps Regards

Thank you Hope this works convert-jpg-to-pdf.net_2018-11-18_17-48-48 (3).pdf

Thank you

Much appreciated

Hi Not been on for sometime now due to wife’s health etc, I have had my welcome secured loan in Serious dispute since 2009/2010 due to wrong amounts borrowed/Fees/Ppi done the SAR and CCA. They sent me a letter saying they could not locate my true CCA I now receive a letter out of the blue from Coast finance Solutions stating they have bought the debt and they have also stated it’s a mortgage and not a secured loan. Just done a land registry check and on the 10/10/2018 they have now changed the charge to Coast Finance Solutions. i have heard nothing from welcome apa