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    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
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    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
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walton v rbos


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Just a thought.....it might not mean anything.

 

Mrs D and I had seperate accounts and joint accounts but they lumped us into the same 'ROUTER' account.

 

So when he says that 'Each Customer' has their own 'ROUTER' account, he's wrong! AGAIN!

 

D

Edited by DandD
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So basically, router accounts are set up to prevent THEM making mistakes. Just in case theres another Paul Walton, with the same account numbers, & same address, also gets into debt with the RBS.:D

So why the secrecy.

Debs

 

If you were operating a recovery account which was accumalating fictitious interest thus boosting your book debt, wouldn't you want to keep it secret.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Same as me Debs,

I found out about my "Router Account" because the RBS had put it in their defence bundle after telling me 3 times prior to this it held no information on me whatsoever.

 

Now they say the public should not see these accounts.................then if that is not meant to be secret.......what is ??.

 

sparkie

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Paul,

You keep getting it wrong, there not "SECRET ACCOUNTS", they are "INTERNAL ACCOUNTS", sorry, "HISTORIC INTERNAL ACCOUNTS" don't you know the difference.:D:D:D

 

Debs

 

Sorry. Accounts not for public disclosure.

 

Sparkie's router is "his personal account in a different format"

 

My router is the differential between two accounts i thought had been closed in 1998.

 

D&Ds router is three accounts lumped together.

 

Strange accounting practice.

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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The explanation of the new "router account" number ......to prevent duplication with customers with the same name....................I would have thought that the unique bank account Number given to your bank account, one which is recognised through out the world banking system would be sufficient to attend those particular needs............no one else has the same account number as you ...so what is the problem and why change the account number......to enable manipulation of accounts .....and for no other reason.

 

sparkie

 

This is something I have never understood either. Most of OH's credit card accounts have the "unique account number". Then there are internal account numbers whereby it makes it easier for them to find you.. their words not mine... If the account number is unique then why cant they find him using that ??

 

 

Come on Sparkie

 

Say what you mean.......don't beat around the bush!!

 

D

 

:D

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Group litigation orders (GLOs): The court can make a GLO where a number of claims are brought which give rise to "common or related issues of fact or law".

 

Paul, weve sent off the letter of complaint & copied the new guy at RBS, & our MP. We'll have to see what the banks response will be. But realistically, "Plausable Denial" seems to be RBS's stance.

 

So, how about it. Lets join forces......nuke the Bawstuards.

 

Debs

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Also,

 

did you know, a case that is accepted as a GLO, a case that can be referred to as a "test case" is automatically assigned to multi-track, and so funding can be obtained from the legal services commision.

So,

Can a bank close a customers current account without there knowledge or consent?

Can a bank open loan accounts in a customers name without there knowledge or consent?

Can they litigate on these "NEW" accounts ?

Can they add interest & charges on these "NEW" accounts after judgement ?

If the conclusion is NO, then the bank have acted unlawfully.

Are the bank disclosing these "NEW" accounts on there balance sheet?

 

If they have acted unlawfully for financial gain, then they should face a substancial level of damages.

 

Just a thought.

Debs

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Also,

 

did you know, a case that is accepted as a GLO, a case that can be referred to as a "test case" is automatically assigned to multi-track, and so funding can be obtained from the legal services commision.

So,

Can a bank close a customers current account without there knowledge or consent?

Can a bank open loan accounts in a customers name without there knowledge or consent?

Can they litigate on these "NEW" accounts ?

Can they add interest & charges on these "NEW" accounts after judgement ?

If the conclusion is NO, then the bank have acted unlawfully.

Are the bank disclosing these "NEW" accounts on there balance sheet?

 

If they have acted unlawfully for financial gain, then they should face a substancial level of damages.

 

Just a thought.

Debs

 

I'd prefer to see someone spending a holiday behind bars.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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In view of the latest revelations about Sir Fred Goodwin ...I think he should be stripped of his knighthood and brought to book in no uncertain manner....I have just e-mailed my MP Andrew Miller with more informtion of the lies that are told by RBS.......The RBS have more lies ready than they have money ( That aint much is it though?) then more lies than they have staff.

If false accounting and fraud happens at consumer level like Me, Paul, D&D and others .....what goes on at top level!!!????????.

 

sparkie

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after todays debacle of the rbs share price ( down approx 65%) to 11.8 pence ?

 

the following post might be of interest to rbs credit card holders

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1928576.html

 

:D

Tam Wing Chuen -v- Bank of Credit and Commerce Hong Kong Ltd [1996] 2 BCLC 69

 

1996

PC

Lord Mustill Commonwealth,

 

Lord Mustill discussed the need to construe a contract contra preferentem: "the basis of the contra proferentem principle is that the person who puts forward the wording of a proposed agreement may be assumed to have looked after his own interests, so that if words leave room for doubt about whether he is intended to have a particular benefit there is reason to suppose that he is not."

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