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    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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walton v rbos


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david u owe me a keyboard and monitor.

 

Naturally gifted at being idiots yes

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Paul,

When we wrote to CMS in April, we asked many questions regarding the management of our accounts. But one of the points we raised was the value of the debt on our router accounts, we asked RBS,

"Can you confirm where this information came from and is this the figure that you provide in your accounts to Companies House as an asset of the banks?"

To date they have not responded. How do we find out which figure they are using,the true value of the debt [the figure at judgement less payments made] or the router account debt [ debt at judgement less payments + interest & solicitors fees].

 

Can we SAR the banks auditor or accountants to find the truth ?

 

If they are using the router accounts, does this mean they illegally inflating thier balance sheet, deceiving shareholders & the city ?

Debs

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Hi Debbbbsy,

 

Paul and myself have reached that exact conclusion ...the bank has said about my Router Account that it is actually my personal account that is just given an internal different number......the problem with this is it bears no resemblance to the balances on my personal account statements....and when I queried this along with my MP we both got the message.......we no longer wish to discuss past transactions on any of your accounts..........................for the simple reason they are falsley manipulated.

on paper I owed RBS £1290.....in truth I owed them £35..... which I paid.

But when the auditors do their accounts this £1290 becomes an asset debt and with a lot more like them are as you said are inflated company accounts and when presented to the international lending banks when RBS WANT TO BORROW MONEY....they get their money because the have all this "nonexisant" money owing. RBS then are able to borrow more money to pay their directors their big fat bonuses for all their fine efforts in creating these router accounts and falsley creating loan agreements like Pauls and a few others.

 

Did you also know that the majority of Nat West and RBS employees don't even know about Router Accounts ....for curiosity just ring a few RBS and Nat West banks up and ask...they wont know what you are talking about.

Only CMS Telford know about these accounts and only CMS Telford can access them on the whole of the Banks computer system.

Its a dead cert your local branch can't you have to have special security clearance to be able to do that.

 

 

sparkie

Edited by Sparkie1723
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You have to wonder how many other banks do this.

 

It is well known that account can and are manipulated to produce, (usually) a more favourable cast on a companies trading position.

 

Trouble is, when you have to physical come up with hard cash, as the banks have had to recently, you have a problem. You have to wonder if the banks bought the 'toxic debt', or is some their own creation.

 

David

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Paul,

When we wrote to CMS in April, we asked many questions regarding the management of our accounts. But one of the points we raised was the value of the debt on our router accounts, we asked RBS,

"Can you confirm where this information came from and is this the figure that you provide in your accounts to Companies House as an asset of the banks?"

To date they have not responded. How do we find out which figure they are using,the true value of the debt [the figure at judgement less payments made] or the router account debt [ debt at judgement less payments + interest & solicitors fees].

 

Can we S.A.R - (Subject Access Request) the banks auditor or accountants to find the truth ?

 

If they are using the router accounts, does this mean they illegally inflating thier balance sheet, deceiving shareholders & the city ?

Debs

 

As the router account is a book debt and therefore an asset it is probable that the figure contained in this account is the one used to bolster the banks balance sheets.

 

I'm afraid it will be extremely difficult to find the information you need from RBS simply because they don't want further evidence of this type of accounting minipulation brought to the attention of media scources.

 

I strongly suggest you continue to find answers through your MP - make a complaint to the OFT FOS and ICO.

 

Don't forget to add your case to my Router account book debt blog.

 

PW

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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You have to wonder how many other banks do this.

 

It is well known that account can and are manipulated to produce, (usually) a more favourable cast on a companies trading position.

 

Trouble is, when you have to physical come up with hard cash, as the banks have had to recently, you have a problem. You have to wonder if the banks bought the 'toxic debt', or is some their own creation.

 

David

 

Agreed, this is one of the reasons banks are reluctunt to lend money, because they don't trust each others balance sheets.

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Agreed, this is one of the reasons banks are reluctant to lend money, because they don't trust each others balance sheets.

 

That statement really does spell out what it's come to. The banks were built on trust, just look what they've done.

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  • 2 weeks later...

RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

 

It's a shame they hadn't just given you what you wanted from the beginning, which would have cost them a lot less than all this in the long run.

 

Take note, bankers, don't mess with a CAG-er...

 

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It's a shame they hadn't just given you what you wanted from the beginning, which would have cost them a lot less than all this in the long run.

 

Take note, bankers, don't mess with a CAG-er...

 

I assume they must believe all/any publicity is good publicity.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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interesting quote below for all potential whistleblowers , step aboard anytime

 

Can company bosses prevent a member of staff from taking “confidential” information with them when they resign? Not necessarily, says xxxxxxx, our Employment Law Specialist.

 

“Information which you may regard as being classified, is often in the public domain, and if that turns out to be the case, there may be nothing you can do to stop former members of staff taking the information with them.

 

“As a general rule, in order for something to be confidential and owned exclusively by the company, it either has to be a trade secret, or something that you’ve been given in confidence which isn’t public knowledge.

 

“But even this isn’t a cast-iron guarantee, since the courts have recognised that all employees accumulate a certain amount of knowledge about the company which they’re entitled to take with them and use in their next job.”

 

John said there were a number of steps which companies could take to protect themselves.

 

“If you want something to remain confidential, make sure it’s clearly marked as such, and that its importance is flagged up with any employee who has access to it. Also, make sure that the contracts of senior employees and directors include restrictive covenants spelling out the position regarding the use of sensitive data.”:grin::grin::grin::grin::grin:

:cool: sunbathing in juan les pins de temps en temps

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RBS are still seeking a civil restraint order against me and an hearing to determine this has been set for two hours in front of a circuit judge in Sheffield.

 

I assume RBS are worried that their so called "router accounts" will be exposed as a source of false accounting, this is why they refused to submit the accounting documents into court and allow a judge to decide.

 

Unfortunatley for the RBS there are two extremely serious ongoing cases involving these accounts and it is my belief that there will be further media exposure.

 

Regards

 

Good luck with this. :)

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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You defence with regard this injunction hearing should centre around the fact thay what you are attempting to do .....make RBS declare these Router Acconts is of extreme public importance, and to prevent that happening is the ulterior motive of RBS to obtain that injuction they are scared stiff they will be forced to declare them and bring them out in the open.

I will be making this extremely clear when I see my MP Andrew Miller at 12'30am today.

 

sparkie

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Good luck Sparkie, hope you are well :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Compelling reading.....watching with interest....What did your MP say about the restarining order Paul ?

 

 

My MP is waiting for the nod before some sort of political action is taken.

 

Regards.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Paul

 

We will get in touch with our MP again to inform him what's happening with yours and Sparkie's issues (if that's OK?). He had already told us that he would talk to your MP a few months ago.

 

You have the name of my MP so please feel free to contact him directly.

 

As you know, it's awkward for us to post here all that is going on in our case for various reasons.

 

When/if we win, it will all be here.

 

D&D

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Paul

 

We will get in touch with our MP again to inform him what's happening with yours and Sparkie's issues (if that's OK?). He had already told us that he would talk to your MP a few months ago.

 

You have the name of my MP so please feel free to contact him directly.

 

As you know, it's awkward for us to post here all that is going on in our case for various reasons.

 

When/if we win, it will all be here.

 

D&D

 

I believe there's five MPs involved......fortunatley most are in the red corner.

 

PW

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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paul

 

the sense of injustice overwhelms me regarding your situation however i am hoping that - with political intervention - some sort of favourable action shall be forthcoming

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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