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    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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hi im new :)


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hi im helen just joined the site today and very interested in how ppl are claiming money back from banks , i myself have started the 1st part of my claims having recieved reply requesting bank charge details , I have sent letter rquesting monies owed back which stands at £4000 ,, i had reply today ,, saying im not entilted ect,,, no offer nothing , do i send another letter rquesting money owed ,, please advise . Im totally confused as so many ppl doing different ways ,

many thanks

helen :?

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THAT'S what was going on! (:D You could have told me LivelyLad!:D )

 

I was trying to reply.

 

Well you started your own thread - eventually!!!

 

(Sometimes people do post in other people's threads when they are really just trying to get started)

 

Have you looked at the links I sent you in that very FIRST posting?

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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hello yes i did ,going to read again , as theres quite a lot to take in lol ,, brain dont work to well , thankyou for help both of you , hopefully i wont end up going to court but im here for whole ride as they say. :)

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brain dont work to well , thankyou for help both of you , hopefully i wont end up going to court but im here for whole ride as they say. :)

 

Your brain is working just fine. Its the banks that have a collective problem in the changed environment they are now in.

 

Don't worry, it probably won't go the full way!

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many thanx for replies im sending the before action letter on friday , i had letter saying that im not entitled to the £3000 i am owed from halifax saying something to do with obudsman ect,,, blah blah ,, so will keep you all informed on my progress , they also stated when i signed up for account that i agreed to charges ect ,, will this affect my claim ? i now got another account with natwest also just in case they close my halifax account :)

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Collapsing as we sit here watching!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi and welcome, ;)

Just follow the advice you get from everybody on the site and you cant go wrong. I have been successful with 2 claims so far, both gave in before court, so keep your chin up and plodding away and stick to your timetable. BTW remember so send all letters recorded or registered. good luck, stone :)

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Don't even WORRY about Court!

 

I received over £7,000 yesterday!

 

It can be a marathon (mine isn't over yet, Helen) but with all the good guys and guyesses around here - you'll be just fine!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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nice 1 Dursary ;) pleased to hear it ,, i sent the BLC leeter recorded delivery on friday so now i,ll just wait and see im going to read pages on court action just in case it goes that far , which im hoping it wont lol ,, how long did it take you to get charges back ? ,,, im hoping to have mines back by sept latest , but i,ll hang in there all the same .

Would also like to thank everyone else for there help and let you know its appreciated as im totally clueless lol , this forum is great and when and if i get charges due i will willingly donate :D

 

 

thanx helen xoxox

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Hi Helen, if you are wanting to read up on the court action, its worth having a read of this.

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/71369-getting-mcol-right.html

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HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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:) Just keep to your timetable Helen, I have won from both Halifax and NatWest. They both paid in around 70/75 days, neither got to court, but in both cases I did not push for interest, but I think that they would have paid up without having to go to court. ;)

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Well, Helen, I began way back in April - or was it March?

 

It was March!

 

It's MOST unlikely it will ever darken a courtroom door. But it doesn't do any harm reading up the link that SSL gave you. (It passes the time, anyway, and keeps you off the streets!)

 

As you've already discovered - there are loads of friendly folks all around here - willing to share what they have learned - as you will do with others, I have no doubt!

 

Stick right in there!

  • Haha 1

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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thankyou for replies ,

I guess it just a waiting game for now but will read up on court items ,, read a little last night was bit confusing but i,ll ask for helpwhen time comes ,, i have also been reading through other ppls threads re ,, Halifax and other banks ,, they all seem to have positive outcomes , which is good news :) im keeping an open mind at the moment as im sure there are ppl who have failed to receive there refunds and if not theres always a 1st . The people on here seem very informative and helpful for which im grateful looking at other threads has also gave me some confidence in what im doing .Will keep You informed as i progress.

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Confidence is ALL that you require!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi all :)

just checked on royal mail website they have recieved LBC letter so now im just sitting back and waiting , have also been reading about court ect, on forum , very useful info ,, may need help filling in the N1 form if it comes to that which i think it will by what im reading on other ppls threads.

thought id keep you updated

thanx :rolleyes:

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lol hi Tilly just been reading some of your threads well done least you got pennies back :)

im hoping to use mines to move out to New Zealand next years so heres hoping :) yep dont worry will def yell when i need help

is good that so many ppl that have been through this offer there advise ect,, i hope thatr when im through i will be able to do same lol mind i,ll prob confuse them more lmao ,, anyways work calls ,, washing , ect,, lol the trials of motherhood :p

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