hi im new :)

[deadlykiss]

went on vamps site it sent me to yahoo ,, is that right ???

[deadlykiss]

sorry SSL I TOTALLY NO GOOD AT THIS ,, JUST WANNA HIDE LMAO

[sea-sidelady]

when you do your spread sheet it will work out the interest for you.

[deadlykiss]

hi SSL many thanx found spread sheets ,, i tried ,, is simple yeyyyy got it sussed *** does a dance lol ,, will sit and do them tomoz when i got peace and quiet ,, oh by the way ,, when bank sent me list of charges they just put DR next to all of them so not sure if bounced cheques or unpaid DD ,, what do i put as on spread sheets ??

[moneyhelp]

Have a look at my thread - from post 89 http://www.consumeractiongroup.co.uk/forum/halifax-if-successes/88614-moneyhelp-halifax-bank-2.html

 

I was totaly out of my depth over all this - but I got through it with help from those on here - and you will too ok.

 

Take a deep breath and ask anything you are not sure of

[sea-sidelady]

It should send you to google.

 

Try this link..

 

VAMPIRESS'S CHAMBERS

[stonedecroze]

I put on mine total charges plus spread sheet interest up to date N1 lodged at County court then interest per day worked out by adding charges and interest then mutiply by 0.0022 this gives daily rate.

 

then on N1 in value section as follows

 

value

Charges £xxxx

interest under s69 County Courts Act 1984 £xxxx

Court fees £xxx

( you can also put any O/D interest that they have charged here )

 

total £xxx

 

Plus interest pursuant to S.69 County Courts Act 1984 from the date of issue to the date of Judgement/ settlement at £xxx per day ( this is worked out by charges + O/D interest x 0.0022 this give pence per day) OR at such rate and for such periods as the Court deems just.

 

do not copy red bits. This is just me trying to be helpfull :o:o:o

 

 

I had same prob DK I just put dr as per their list then when /if they ask you in court to identify them tell them its your list, and that is what i was asking for in my S.A.R - (Subject Access Request) and if you don`t know then how am I supposed to. and it will not be you that looks stupid :D

[**Tilly**]

you can also add you £10.00 s.a.r fee under the value section

[stonedecroze]

yeah you are right Tilly I forgot that one as they have all returned the Postal Orders to me. Maybe cos I sent all my SARs to branch and not Head Office.

 

 

 

:D:D:D

[deadlykiss]

hey all ,,,ok money help went to Your thread and copied the N1 form many thanx will add my details i also done spread sheets of charges up until 28/06/07 as that was last charge have got all interest up til that date ,, many thanx for time and patience and i only need to do the POC which i think there is template for somewhere lol i keep running back and forwards ha ha ,, ty Tilly but i never got charged for the subject access they returned my £10 back to me ,, wow faints with shock lol

 

now gonna take a breather ,, mmm nice cuppa and ciggie me thinks lmaoo .. i think that covers all if not yell me and advice will be welcomed ony 3 more days til i have to hand in N1 form ,, Tues is last day for LBC to be invalid ,, ha good word

 

will be here looking at threads

xoxoxo

[moneyhelp]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Add this to your N1

[**Tilly**]

here you go have a look at this hope it helps

defendants

Halifax

Trinity Road

Halifax

HX1 2RG

 

 

 

brief details

money claim for return of penalty charges

applied the claimants bank account by the defendant

 

Value

charges xxxx

interest under s69 county courts act 1984 xxxxxx 8%

total xxxxxxx

S.A.R-(Subject access Request) Fee....£10.00

 

 

right hand corner

 

amount claimed xxxxxx

court fee if you have to pay

solicitors cost leave blank

total amount xxxxxxxxxx

 

 

dont forget you need 3 copies of everything

3n1

3poc

3spreadsheets

most important sign and date hope this has helped

vbrep_register("996611")

[deadlykiss]

hi Tilly

thats great thanx will copy and paste and print 3 copies with own details lol think im copying and pasting lots .

[deadlykiss]

ok ty money help have copied that also lmaoo think all have to do is just print 3 of everything and sign them all oh and add date is getting closer and closer ,, shakin in me boots here lol

helen xoxo

[stonedecroze]

No need for quaking in boots DK

 

 

It feels GREAT WHEN YOU WALK OUT OF COURT BUILDING AND I FOUND FOLKS THERE REALLY HELPFUL.

They said to me " OOH! another one, dont worry the always settle before court"

 

 

 

 

 

[deadlykiss]

lol stone , , im hoping i got nice court ppl also ,, have asked SSL to check stuff for me by email that way i know i done right ,,, grins . so roll on tues then i know the end is nigh as they say

[deadlykiss]

welll hello all

this is the last day before i send my N1 off was reading some threads and was wondering if i should ring halifax ? guess im little scared about facing them in court , i have had no acknowlegement from the LBA i sent although i checked royal mail and its been signed for , all paper work is prepared thanks to SSL checking it out for me

lol prob wont sleep tonight worrying about the outcome , so maybe here all night reading through all threads

[**Tilly**]

you have given them 14 days to respond go file your claim you will be fine and its a great feeling when you handed it in

[deadlykiss]

thanx tilly

will do just ,, let the games begin haa haa

[deadlykiss]

oops lol thanx tilly

will do just that ,, let the games begin

[stonedecroze]

that`s it Helen, Don`t bother to tell Haliprats, let the court do it for you. It`s a much more satisfying feeling.

 

 

 

 

 

 

[Dusary]

welll hello all

this is the last day before i send my N1 off was reading some threads and was wondering if i should ring halifax ? guess im little scared about facing them in court

 

Who says that someone will even appear in Court to defend them?

 

It doesn't appear to be happening!

 

You'll be OK!

[deadlykiss]

lol true Dusary hi hope Your ok also was reading your threads yesterday ,, seem to be giving you the run around but think you will get there in end as it seems most ppl have

 

lol stone decided not to phone them ,, thought to myself stuff em ,, there loss not mines ,,,think it was a case of jitters but im okies now sohand form in this morning and will await to se what happens

will keep you all posted on progress

xoxo

[Dusary]

Thanks for the you-know-what!

[deadlykiss]

lol your very welcome