Telephone harassment - an action plan

[mjc007.5]

Oh yes - Great big obvious TROLL!

[AnimalMagic]

According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

So where's the reference to that clause...?

[ODC]

According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

Another DCA Threat monkey having his commision hit by CAGGERs.

 

Do not believe all your masters tell you.

 

If you want to know the truth about the CCA just ask here.

[mr.ton]

But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

You would if the police or any other official authority made you stop

[ODC]

Quote:

Originally Posted by Smellen

But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

Bit difficult to phone with the handset up your jacksie:eek:

[FlyboyAgain]

According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

 

I think you've missed the whole point of this thread, matey: it's not about OWING money, it's about HARASSMENT!

 

I am inclined to agree with others on this thread, that you are a DCA troll. I'm not going to take your bait, chum, but suffice to know that my DCA is getting the p*** taken out of it by me now. Why? because I have learned to use the LAW, unlike just about every DCA clown I've had to deal with!

 

Here is just another example of DCA and bank employees getting upset about people power. Perhaps the site team should note these clowns' IP addresses and block them. The last thing we need here, when we are trying to assist each other in interperating acts of law, is a bunch of flamers!

Edited July 4, 2009 by FlyboyAgain
Grammar

[FlyboyAgain]

So where's the reference to that clause...?

 

He's talking crap, Animal, like all of his ilk.

[jobmid]

Smellen which dca do u work for?

[willtheywontthey]

According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

If that was true then explain why FOS found in my favour that a bank was unreasonable in not ceasing calls and suggested a fine of 250 pounds?

[mr.ton]

Doesnt matter what DCA he works for to be honest....they are all in a state of panic about the state of the economy & the fact that their profits are tumbling thanks to sites like this

[AnimalMagic]

He's talking crap, Animal, like all of his ilk.

 

Yep, hence the rolling eyes emoticon!

[diddydicky]

So where's the reference to that clause...?

 

think he's waiting for SANTA clause to bring it!

[iddles10]

um, change your number doods.

[FlyboyAgain]

um, change your number doods.

Why should we, over **** like that?

 

Update. Local Trading Standards got back to me today saying they'd gone and paid Blair, Oliver & Scott a wee visit. Full of apologies, they were, but went whining on that they didn't know I was writing to them as all letters that arrive in Fife get sent down to leeds (yeh, i know; go figure that). They were shown my two harassment letters and told they were now the subject of a report to the OFT.

 

I haven't approached another law firm yet, but will await the reply from TS/OFT and see what happens then.

 

Funny, there have been no calls for a full four days! I guess the DCA plebs got fed up of the farmyard noises when they got connected to me. Next time, it's a ref's whistle next to the mouthpiece!

 

Victuri, te salutamus!!!

Edited July 7, 2009 by FlyboyAgain
spelling

[iddles10]

HALIFAX! I HATE EM. They used to call up to 7 times a day, but it was all automated. The message just asks the recipient to call them.

 

If you're going to spam call someone - at least do it in person if you're a big fat bank, innit! Cowards.

 

But, I found software for my mobile and now I live in peeeeaaacccceeee. BlackBaller - killermobile.plom

Edited July 8, 2009 by iddles10

[diddydicky]

Why should we, over **** like that?

 

Update. Local Trading Standards got back to me today saying they'd gone and paid Blair, Oliver & Scott a wee visit. Full of apologies, they were, but went whining on that they didn't know I was writing to them as all letters that arrive in Fife get sent down to leeds (yeh, i know; go figure that). They were shown my two harassment letters and told they were now the subject of a report to the OFT.

 

I haven't approached another law firm yet, but will await the reply from TS/OFT and see what happens then.

 

Funny, there have been no calls for a full four days! I guess the DCA plebs got fed up of the farmyard noises when they got connected to me. Next time, it's a ref's whistle next to the mouthpiece!

 

Victuri, te salutamus!!!

 

well, whilst i agree with the sentiment i would advise ANYONE who wants to challenge their debts and not have the aggravation to first change their phone number or get my friend truecall installed

 

i have challenged 8 cards since april and as of right now my truecall has logged 834 zapped telephone calls from creditors ( i only have one dca acting at the moment) so imagine what it will be like when they are all being handled by dca's!!

 

I am an ex policeman and can handle myself face to face or on the phone but theres principles and then there 's complete peace of mind!

 

in know which i prefer

[FlyboyAgain]

I hear you, Diddy, but if I change the number, it means they've won, in a sense. Sure, the Truecall sounds great but there is no satisfaction on knowing that a DCA pleb is sitting there dialling your number only for him to be kicked off by Truecall as the pleb only picks phone up once the auto-dialler recohnises an answer. But then we all know that.

 

Strangely enough, I have gotten used to answering the phone and occasionally speaking to them and as soon as they've identified themselves I tell them to go find something better to do with their lives,

 

I have found out that Bl;air, Oliver & Scott are wholly owned by HBoS and I wonder how their salary structure works. Buttons and commssion, I would guess.

 

Like traffic wardens, I'll bet none of these plebs admits to anyone what the actually do.

[diddydicky]

I hear you, Diddy, but if I change the number, it means they've won, in a sense. Sure, the Truecall sounds great but there is no satisfaction on knowing that a DCA pleb is sitting there dialling your number only for him to be kicked off by Truecall as the pleb only picks phone up once the auto-dialler recohnises an answer. But then we all know that.

 

Strangely enough, I have gotten used to answering the phone and occasionally speaking to them and as soon as they've identified themselves I tell them to go find something better to do with their lives,

 

I have found out that Bl;air, Oliver & Scott are wholly owned by HBoS and I wonder how their salary structure works. Buttons and commssion, I would guess.

 

Like traffic wardens, I'll bet none of these plebs admits to anyone what the actually do.

 

fair do's everyone has a different need- mine is serenity

[Gixer1100]

Just one handy hint from a seasoned telephone harrasment avoider

 

Leave it to ring itself to death and stop. Check the number on:

 

Phone Call Comments (Whocallsme.com)

 

If its a DCA, add it to your Contacts, Create a Group in your mobile called Plonkers (or something appropriate), set the Group ringtone to none and no vibrate - then add the DCA contact to the Group.

 

Bingo - everytime a call comes in from that number (and all the rest you have put in the group) from here on in - silent & not vibrating

Edited July 8, 2009 by Gixer1100
Website name not properly visible

[jobmid]

Just one handy hint from a seasoned telephone harrasment avoider

 

Leave it to ring itself to death and stop. Check the number on:

 

Phone Call Comments (Whocallsme.com)

 

If its a DCA, add it to your Contacts, Create a Group in your mobile called Plonkers (or something appropriate), set the Group ringtone to none and no vibrate - then add the DCA contact to the Group.

 

Bingo - everytime a call comes in from that number (and all the rest you have put in the group) from here on in - silent & not vibrating

 

yes but most dca's call from either private or unknown numbers so that would only work if they they displayed thier numbers. I myself dont answer any call from a number I dont reconiser or one thats witheld.

[The GodMother]

i tell them all any calls that are withheld will not be put threw as the phone is police blocked from withheld numbers.

[iddles10]

I understand what you're saying Flyboy - you don't get the satisfaction of messing them about a bit in return, and also, using these devices/software to avoid the calls completely denies you the opportunity to build a case for harassment, and lessens the numbers of complaints against these companies.

 

Unfortunately, after getting so many calls in one day - I chickened out and installed the £3 bit of software on my mobile and now I'm agreeing with Diddy....

 

....ahhhhhhhhhhhh silencio!!!!!!!!!!!!

[diddydicky]

I understand what you're saying Flyboy - you don't get the satisfaction of messing them about a bit in return, and also, using these devices/software to avoid the calls completely denies you the opportunity to build a case for harassment, and lessens the numbers of complaints against these companies.

 

Unfortunately, after getting so many calls in one day - I chickened out and installed the £3 bit of software on my mobile and now I'm agreeing with Diddy....

 

....ahhhhhhhhhhhh silencio!!!!!!!!!!!!

 

no it doesn't the truecall ANSWERS every call and logs all details of the call time duration originating number and records any messages- it just does it in the background where you dont get annoyed

 

one click of the mouse and you print out a fully documented log of the calls

 

unlike a manual log which is more likley to be challenged as to its accuracy

 

you do NOT have to have spoken to the caller to claim harrassment.

 

the level of calls being made to your phone is sufficient

 

many people dont want/cant handle playing games with the callers and for them the device or change of telephone number can be a blessing

[out of cash]

Hi all,

 

from another seasoned telephone harassment avoider8-)

 

I phoned bt told them i was getting harassment calls changed land line number to a total secure number free of charge and never had another call from those "cant get a real job " again also done same with mobile.

 

The boot is now on the other foot, so i have huge pleasure now sending out vast amounts of emails and bankruptcy certificates to the original creditors and their cowboy dca outfits just to wind em up.Best bit is when they have told me they have recieved my BR certificate and no further action blah blah blah blah will be taken, i send it again and again and again:lol::lol::lol::lol::lol:

 

just incase as they sure as hell didnt understand when the insolvency service told them 3mths back:p

[yorkiebret]

i had a contract with orange and defaulted on payments due to financial issues and was passed to nco who kept ringing me up at ridicolous times at 8am on a sunday morning and where really nasty when i said i could not pay straight off but could pay in instalements and was told "NO you cant do that you must pay it all immediately "

which i explained i could not and basically they said they could not help me

so i then got a letter from westminster i contacted them and expalined and they seamed more helpfull than nco

 

 

does anyone have westminsters email address as i have lost my piece of paper with it on

 

thank you