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    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Sage v NatWest. **I WON!!**


katesage
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VICTORY AT LAST!

 

Full payment. No confidentiality request. :grin:

 

Thank you to everyone who has supported and helped me through the last 5 months. I've learnt so much from you all. Feeling quite emotional, didn't think I'd get there BUT you do! All you newbies feeling nervous....Go For It!:lol:

 

Party in Chat Room this evening. All welcome! Bring a Bottle!

 

 

CONGRATULATIONS KATE

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Thanks Guys

 

it feels really great for it to be over, perhaps now i shall crack on with my other claims.

i just re read all thru my thread....it went on a bit!

 

i owe huge thanks to barracad for all that great advice, i really appreciated it.:-)

 

I just filled in the survey, can't believe that Natwest took it almost to the wire but it does seem that the higher the claim...the longer they muck you about.

 

Good luck everyone else.:grin:

  • Haha 1
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WELL DONE KATE xxxxx:lol: :smile::lol: ;-)

Enjoy it!!!!

welly;-)

  • Haha 1

DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU

If you dont it wont be here:x

 

Let battle commence!!!!!:mad:

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

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:-) :-) WELL DONE YOU! CONGRATULATIONS

 

It's a great feeling isn't it? I have two friends now willing to make a start on their journey (with this site's help) one was downloading copy statements at work yesterday and the printer nearly blew up!! lol - however her total was just short of £4000 so she's really excited. Still encouraging more people to do so. O-B

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Guest Scarletrose

WELL DONE KATESAGE i am so happy for you just in time for an xmas shopping spree, when i naively started this just a few weeks ago i thought i would have mine in time for christmas, but now i realise anything from natwest at anytime is an enormous victory well done again and ta ta for now.:grin: :grin:

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Congratulations Katesage!!! Enjoy every penny - you earned it (twice!!)

I'm just starting the MCOL stage but hopefully with the help of this site and the continuing success stories all will go to plan.

 

We love it when a plan comes together!!!!

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Hi, Kate

 

Just catching up on threads so just found out you WON!!

Many congratulations. Your expereience gives me (and all, I expect) heart and I hope it rubs off on me!

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Guest Scarletrose

hi katey love the smileys so does my offspring, i have tried to download it will check if succesful wen i go to browser.... by the way thanx for the bump thing do ihave to do it or will wot u did for me suffice? cheers me dear

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HOOOOOOOOOORAY for you Kate :D As Above for Crimbo etc and best of luck with all your ventures and thanx for your help

 

Pixl xxx

[SIZE=1] [SIZE=1][COLOR=royalblue][COLOR=black][B]NatWest [/B] Offer accepted - 24/07/06 - £615[/COLOR][/COLOR][/SIZE] [SIZE=1][COLOR=royalblue][COLOR=black]-----------------------------------------------[/COLOR][/COLOR][/SIZE] [SIZE=1][COLOR=royalblue][COLOR=black][B]Cap One [/B] Prelim - 22/08/06[/COLOR][/COLOR][/SIZE] [SIZE=1][COLOR=royalblue][COLOR=#000000]LBA sent - 06/09/06 [/COLOR][/COLOR][/SIZE][SIZE=1][COLOR=royalblue][COLOR=#000000] MCOL issued 06/10/06 Served 11/10/06. Acknowledged - Deadline 25/10/06 [COLOR=Red] Offer of full settlement via personal cheque accepted £269. Wait 14 days in post for cheque from - 07/11/06 [/COLOR] [/COLOR] [/COLOR][/SIZE][SIZE=2][COLOR=magenta][B][COLOR=darkslateblue]Hit the [/COLOR][COLOR=darkslateblue][URL="https://www.paypal.com/cgi-bin/webscr"][COLOR=red]DONATE BUTTON[/COLOR] [/URL]and give 5% back to support this site! And don't forget the [COLOR=red]survey ;) [/COLOR][/COLOR][/B][/COLOR][/SIZE] [/SIZE]

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  • 1 month later...

CONGRATS Katy and well done...remember me?

 

Just been scanning through my thread and came accross your 1st post to me, it read " im way behind you..." and guess what?

Just like elton john........ Im still waiting?

after being granted a judgement, they then filed a defence 2 wk late, then had judgement set aside, blah blah!

good news is received a offer of half last week so just waiting.......n... waiting.......wish they'd get a nelly on as I lost my xmas vouchers to FAREPACK!! to say refund will come in handy is a understatement,

Anyway well done again and thanx for your help

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  • 2 months later...

Hi I have read all your letters with great interest. I have been thinking I may claim charges for a few months as I am a carer on low money and have paid out about £600 over the past 6 years. These charges pushed me into debt so my credit rating was very poor, leaving me unable to get an overdraft and very stressed. I was let off charges a few times, I think only once a year was mentioned. Is it too late to claim? also can anybody tell me or direct me about claiming online? Finally what will happen if loads of people do this? Wont other banks be wary of giving me an account? Will my branch close down? whats the percentage of a branches poorer accounts? I do feel exploited though especially when I hear how they have made a very good profit this year.

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Hi Patriciago

 

Welcome:)

 

The first step is to read the FAQs. start with the step by step bit.

 

Yes you can reclaim all charges over 6yrs, you havent left it too late.

 

After you have written to the bank twice asking for your money back, if they havent refunded, then you can sue using the Online Court, Moneyclaim.

 

With a low amount like £600, they'll probably pay up soon though.

 

Thousands of people are reclaiming, it wont affect your chances at all. you WILL get your money back.

 

Dont worry about the banks...they'll be just fine!

 

Start a thread of your own in the Natwest forum and people will come and give you specific support.

 

Loads of luck and best wishes xxx

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