Jump to content


  • Tweets

  • Posts

    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Is your court dispensing with the Allocation Questionnaire?


Bookworm
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6119 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I posted this 22/6 no answer as yet, can anyone help me out here please?

Hi Bookworm

 

My case has been t/ferred and AQ dispensed with. It went to the DJ in May, nothing heard since, so rang CC they basically said do not worry about sending anything until asked for by DJ and just wait to hear from him in any case. Do you think I should do this, or move forward by following this thread? I really want to get things moving if I can but don't want to upset the DJ or the court, please can you help?

 

Also I already had statements for the last 4 years which was when I got first charges levied (not bad considering had the account for about 12 years). So I did not send a S.A.R - (Subject Access Request), which I assume will not be to my detriment? You said to include the bank notification letters from different occasions when they levied a charge, I have not kept any, does this matter?

 

Sorry for so many questions and hope you don't mind answering them if you can.

Thanks very much

Simon

__________________

:)IF YOU ARE BORED WITH LITTLE TO DO:)

My Story - Simon -V- The (SH)Abbey - :!:WON / 19 November 2007:!:

 

SKY TV and the penalty charge - how far will it go?

 

Me V Its4me and Close Premium Finance:!:WON / 28 November 2007:!:

 

IF I CAN HELP, I WILL, IF I DO, THEN PLEASE CLICK ON THE SCALES ON THE LEFT

Link to post
Share on other sites

  • Replies 121
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

is it possible to link this thread - or the other one - "new after 28 days no AQ" to the Step by step instructions please ? I know a few people who have missed the recommended actions as they are in a thread.

:-) if is is there I apologise - I could not find it,

Jansus

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

Link to post
Share on other sites

ok i figured it out now. I am sending a nudge letter to the abbey and a letter to the court suggesting the draft order. will let you guys know how it goes on my own thread.

Link to post
Share on other sites

My court has dispensed with the AQ. on the new strategy for dispensation of AQ, when I write to judge wiht the draft direction and covering, is it worthwhile to write to my bank's soliciors (lloyds) re first nudge? My head is completelely pickled! Thanks,

Link to post
Share on other sites

I am helping my dad to reclaim his charges and he has been sent a CPR18 with a defence from Cobbetts (Natwest solicitors), He also received a transfer letter to his local county court which also orders that the AQ be dispensed with unless the DJ orders otherwise. Should we respond to the CPR AND submit a draft order for directions? I have just sent a nudge letter to the solicitors, but am unsure what to do regarding the draft order and the CPR - any ideas?:?

Link to post
Share on other sites

  • 2 weeks later...

hello all I wish I understood all this just when I think Ive cracked it, read all these links, statement of evidence, disclosure by list, draft orders for directions , witness statement I still dont know what im doing

My form of judgment n24, states 'the AQ has been dispensed with and I may appear or make representation as to how the case should proceed' is this what you say send a draft order of directions? My hearing date is 14 August. I have already sent some documents to solicitor and court and more letters to solicitor and barclays asking for copies of T& A and for a detailed breakdown of the true costs of administering the charges. I have emailed the litigation shona daboul also. I am worried now that I have missed out things!!!!!!!

Link to post
Share on other sites

RE my post number 76

 

Oldham have also dispensed woth the Allocation Questionaire

 

Oldham have asked for an AQ in another cliam i have there, so its deff hit and miss, the claim asking for the AQ was filed a couple of weeks after the one they didnt want AQ for, and the amounts are quite similar

:madgrin:

Link to post
Share on other sites

Northampton Court (Started it all through MCOL) have said:

 

Without hearing it is ordered that:-

 

1. the filing of an allocation questionaire be dispensed with in this case unless the District Judge at the court of transfer orders otherwise

 

It has been transfered to Nottingham although they have not written to me yet.

Link to post
Share on other sites

Northampton Court (Started it all through MCOL) have said: Without hearing it is ordered that:-

1. the filing of an allocation questionaire be dispensed with in this case unless the District Judge at the court of transfer orders otherwise

 

All MCOL claims (Northampton Court) have this as standard. However, your local county court may still be issuing the AQ. You should hear from them within the next few days - and you'll know for certain whether you need to complete the AQ when you do.;)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

There is a template letter to accompany the Draft Order here:

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/78873-new-after-28-days.html#post695176

 

Excellent, thanks. :-)

 

I just wanted to clarify this:

 

The "excellent, thanks" was referring to the original post there. It seems that that post has undergone a few transformations since, and there is one aspect I need to clarify (although off-topic here).

 

I do not condone the use of "nudge" letters, being sent every couple of weeks to the solicitors.

 

They are the closest thing to an own goal I can think of. They achieve no particular purpose, they clog up the other side's resources (which wouldn't be a bad thing in itself, were it not that it is *our* claims that they are dealing with), they will not get you a settlement any faster, and worse of all, they show the other side that you are an amateur who are so scared of going to court that you are still doing the running long after you should have stopped.

 

Imagine the reverse scenario: You are being sued by whoever. You have now received your N1, and have sent in your defence. The court date is getting closer. Is the company pursuing you still sending you letters saying "you can still avoid this, you know, if you pay us now"? Like hell, they are. Because it is up to you, the defendant, to stop the action if you don't want to face the judge.

 

You have faced up to the banks after years of bending down, you are finally getting the upper hand and saying "enough is enough", and yet, in your heart of heart, you are still being a victim. Because that's what a nudge letter is: It is still you going to the bank cap in hand to beg for what's lawfully yours. And the worse thing is that you are doing that for nothing, as it won't get you anywhere faster. If anything, it may well be that it is achieving the opposite result, since you have shown that you are so scared and know so little of the legal procedure. Why? Because one thing is certain, if the bank finally decide to pick on a case to try and strike a blow against all of us, they'll pick on one of the more timorous, less savvy people, someone who has quite clearly shown that they really, really, REALLY don't want to go to court. If I were one of the solicitors looking for such a case, nudge letters would be like little white flags sticking all over one's file.

 

But I can't tell you how to run your case, all I can do is give you my opinion. What I don't want is look as if I endorsed something as pointless as that, and the above post gave that impression. I have now corrected this, and thank you for your time if you're still reading. ;-)

Link to post
Share on other sites

I agree with that bookworm, although there are some debatable points, like if you do nothing will you be ignored ? and if your details were mislaid or overlooked you would never know? I have emailed Sharon Daboul, as advised previously on here (with the brief template letter about 'I realize from your defense that you do not agree with my legal analysis etc...' and she replied instantly, saying she was looking at the merits of claims for up to end July and would look at my claim nearer the hearing date. I emailed her last night, saying that as it was only 3 weeks to my hearing date (14th August in Cardiff Court, against Barclays for £1,091.76) has she been able to look at the merits of my claim, she replied within the hour that she would be away till 6th August and to contact Paul Haut if I had an urgent query. Do you think this will damage my claim or are there more nudges going on than these brief emails??? I don't want to jeopardies myself or anyone else's claims!!!

Link to post
Share on other sites

I couldn't agree more with you Booky.

 

olden, if nudges have already been sent then nothing can be done about that now, but I wouldn't send any more. As to the "looking at merits of claims" claptrap, that sounds like a ploy to fob you off until then. Of course they aren't going to admit to agreeing to your legal analysis. If they did they'd just pay up without a murmur instead of trying to frighten you off by defending.

 

The tried and tested processes work, with remarkably few exceptions, so I suggest that you just do whatever you need to do to prepare for your court date and wait for them to come running to you in a panic when they see that you are standing firm in your resolve to get your bank charges back. In the unlikely event that doesn't happen, you will be ready to take them on in court, and when you win, it will be another nail in the bank charges coffin.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I understand the meaning behind what you are saying, but on the same score surely we have to show we have tried to reach settlement without taking it to court, and have tried every last resort, rather than just rushing into the court straight away, is it not going to be in the claimants interests and would it not help if the case comes before a court that it can be shown how unreasonable the defendant has been by ignoring attempts to settle outside court.

Dont get me wrong i am not rubishing what is being said here, i just think we have to be seen to be giving the banks the opportunity to settle instead of them asking for stay to negotiate, we would have grounds to appeal a stay as we could prove we have already made serious attempts to do so

:madgrin:

Link to post
Share on other sites

I understand the meaning behind what you are saying, but on the same score surely we have to show we have tried to reach settlement without taking it to court, and have tried every last resort, rather than just rushing into the court straight away, is it not going to be in the claimants interests and would it not help if the case comes before a court that it can be shown how unreasonable the defendant has been by ignoring attempts to settle outside court.

Dont get me wrong i am not rubishing what is being said here, i just think we have to be seen to be giving the banks the opportunity to settle instead of them asking for stay to negotiate, we would have grounds to appeal a stay as we could prove we have already made serious attempts to do so

 

Well, no. the CPR state that one month is sufficient time to try and settle before initiating court action, which is of course why our letters give 14 + 14, BEFORE court action.

There is absolutely no reason to respond any more, apart to Court Directions, and responses to offers to settle from the Defendant, tbh. You already have done all you could to try and stay out of court, now let them do the running around if they don't want to go in front of the judge. Simple as that. Honestly. ;-)

Link to post
Share on other sites

interesting twist I have had my AQ dispensed with and a directions order date given in about 4 weeks time, I have just taken in the suggested draft order for directions printed from here which was great and expected to pay for the allocation usually £120 i think but the lady at the court said they were no longer charging as so many banks seem to settle prior to any court date at 11th hour. Is this the norm this was in Plymouth CC

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...