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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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NeilP .v. Abbey National Plc *** WON AS WELL!!!**


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Thank you whizzkid...

 

I appreciate your words of support - I will certainly try!

 

I will certainly be leaning all over the place...lots of broad shoulders at the ready please everyone.

 

Debbie

SENT Data Protection Act request letter + £10 fee

Posted:8 June 06 :p (nxt day special delivery)

1st response FROM Abbey (using microfiche arguement + ignoring Data Protection Act request)

Received:17 June 06 (no statements yet)

SENT Microfiche arguement letter (insisting on my original Data Protection Act request)

Posted:19 June 06 :p (nxt day special delivery)

14 statements received FROM Abbey

Received:22 June 06

Statements covering period:20 March 05-20 May 06

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Congratulations NeilP. Well done. I don't know what I will do now that yours and Whizzkids cases are over. Looks like I will have to buy a book!!

Abbey - Prelim sent 17th May £2560.00 + £191.44

LBA sent 1st June

Claim Filed 27th June 3349.90 Inc Interest + Costs

Court Papers Served 3rd July

Claim Acknowledged 10th July

50% Offered 27th July

Settled Out Of Court 1st August £3080.45

Capital One - S.A.R - (Subject Access Request) request 31st July

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Well done Neil, your news is just as faaabulous as Wizzys'.

 

You're both an inspiration - it takes real guts to go up against a huge organisation in this way. I hope to God mine doesn't go as far as yours both did 'cos I'm sure I won't be able to go the distance.

 

I'm sooooo pleased for you. I wish I could send a hug over 'tinternet' :-)

 

Janey

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Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.

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Congratulations Neil...another great inspiring story!

Too much excitement for one evening!!!:D

LIP

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Just wanted to add my congratulations too neil, well done inspiration to us all.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Is there any press stories about the grand finale, in any of the nationals this weekend?

.

Barclays - £268 - Moneyclaim

Capital One - £172 - Moneyclaim

Abbey (2nd claim) - Moneyclaim

---------------------------------------------------

 

HSBC - £2164.46- PAID IN FULL

MBNA - £471 - PAID IN FULL

NatWest - £307 - PAID IN FULL

Abbey Business - £314.15 - PAID IN FULL

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Sent an e-mail to Abbey's Solicitors this morning at 7,20am as i still have not received my money.

 

Got an e-mail back at 7.27am saying that he would take it up with the bank for immediate action (you have to admire this guy - working at 7.20 in the morning!!)

 

Checked my Bank Balance at 1.00pm and HOORAY the money is in there (apart from my Wife's claim amount which no doubt will be sent to her in the post)..... but NO - they've banked a cheque when i deliberatly asked for a bank transfer.

 

An Abbey National Cheque, drawn from an Abbey National Account into another Abbey National Account will take 7 DAYS TO CLEAR......... (it's an Instant Plus Account). How crap is that!

 

The Good news is though, i just phoned India to get the two recent charges reversed (as they weren't in the claims) and got told that i could only have 1 reversal a year. "Really" i said, "I've just had the last 6 years repaid to me plus interest! Would you like to talk to your supervisor about is?" Guess What? Got the other one reversed as well!

 

All in all, i suppose a good day as the money has sort of finally arrived. The Wife's not happy as she is still waiting for hers (He He!!) and the Ilkea Sale has just finished!

 

Gordon - No press releases planned. I think i'll leave it up to Whizzkid001 as his case packs a little bit more punch....... but then again, you never know!

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Maybe you could treat her to somewhere better than Ikea when your cheque clears!:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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She's already had got the kids to come up to me one after the other saying:-

 

"Dad, Pleeeeeaaaaaaase can we go on holiday?" With that look - you know the puppy dog eye look...........

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:D

 

Go on......treat them, and yourself. You wouldn't have had the money anyway if you hadn't done this, so what the hell:p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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just like to say :shock: CONGRATULATIONS:shock:

 

to NeilP

 

excellent result, also thanks for taking the time away from your own troubles to answer me.

 

eileen :wink:

.

.

.

Sign the Phil Whitmore petition: http://petitions.pm.gov.uk/PAYUSBACK/ :)

 

 

Abbey Current Account claim for charges £1307.11

 

26/01/07 Awaiting court date

25/01/07 Courts lost my file!! Said it will be sorted soon

23/11/06 Defence recieved from Abbey

20/11/06 Statements a full 6 years received

16/11/06 AQ completed & submitted

30/11/06 Claim number 6SQ06250 recieved from courts

24/10/06 Claim submitted to courts x3 copies

21/08/06 Prelim letter asking for it back, sent to Pam Speed. 14 days up 05/09/06.

21/08/06 Data Protection Act non compliance letter sent. 7 days up 29/08/06

11/07/06 Reply to Pam Speed Data Protection Act fob off letter.

10/07/06 Data Protection Act fob off letter received from Abbey. dated 06/07/06.

29/06/06 Data Protection Act statement request sent

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  • 2 weeks later...

big big well done - gonna beg you and Whizzkid001 to be my buddies if my claim goes that route!!!

missphant :razz::D

 

claim commenced 05.06.06

court hearing on 08.12.06

abbey settled in full before the hearing...yippee :cool:

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Well done! I read your posts last time I was logged in and felt inspired and scared!

 

Think I might possibly be asking for help from the forum

 

DPA letter sent to Abbey 8th June

 

Letter requesting no action to be taken against as account in dispute sent 16th June - thanks for Template CAG

 

No response although they are in receipt of the letters as I checked the recorded delivery and suprise suprise they sent a letter dated 19th June re offering £110 they had previously offered! which is half of 1 months charges!

 

No references to either of my letters!

 

As I was made redundant 3 months ago and funds are low - calling 0845 numbers is not a good idea - is it worthwhile to e mail to obtain a response? If so who?

 

Am I using the Forum correctly - seems I can only respond to one person - but would also like to just send messages to Abbey National customers in general - can't see how to send new post..........I think 3 months off work is taking its toll on my brain maybe?

 

Any info or advice please?

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i wouldn't bother emailing them if I were you chick - if they don't reply to your letters properly and within the time limits you set then just follow the next course of action as stated on this site. You have been more than fair in offering time to them if you follow the 14 day timeline per letter so next step would be court process.

 

I'm awaiting a response from my letter before action so fingers crossed - not that i expect abbey to do anything competant!!

missphant :razz::D

 

claim commenced 05.06.06

court hearing on 08.12.06

abbey settled in full before the hearing...yippee :cool:

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Heard from a source that abbey are reducing charges to 12.00 from the beginning of July.

 

Wonder why this is

 

lol

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 12 years later...

This topic was closed on 10 March 2019.

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If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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