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    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
    • I see what you mean. I will wait till the 8 weeks is up and then take it up with FOS. Before I do will be on with some more details on the SAR. Thank you once again. 
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kings hill/hodsons[cabot] claimform - mogan Stanley card **DISCONTINUED**


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Just like to add my well done message. From looking pretty worrying you have turned this around brilliantly and all by using the CCA against these shysters. Keep up the pressure. You may have felt even like giving up but this shows why you shouldn't. Bring Cabot and their dodgy dealings to book.

CFC RULES!!!

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According to the OFT, when they replied to me, the response to a CCA request doesn't necessarily have to be a true copy but when it comes to enforcing it in court Cabot would indeed need to produce a genuine copy complete with prescribed terms and signatures.

 

I'd suggest that if they started court action without such a document then it could be considered vexatious litigation. In my opinion.

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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Then it's a question that should be asked...

 

M'lud (how do you address a judge? I think it's just Sir, isn't it?), I would like to ask the claimant to show the court the true, signed agreement, as required by the Consumer Credit Act 1974. WHat, you didn't know about that bit? Here, let me just show you. If you turn your copy of the Act to section.... etc, etc. :lol:

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According to the OFT, when they replied to me, the response to a CCA request doesn't necessarily have to be a true copy but when it comes to enforcing it in court Cabot would indeed need to produce a genuine copy complete with prescribed terms and signatures.

 

I'd suggest that if they started court action without such a document then it could be considered vexatious litigation. In my opinion.

 

 

Cabot WILL start litigation without having any papers in place - they use this Hodsons firm in Rugby to do it. More recently they started filing claims MCOL to avoid a solicitor having to sign the claim form (stops us identify who is filing claim and complaining to Law Society about the individual)

 

Once you challenge them about papers they'll back off and allow case to be struck out of court to avoid following any Judges orders to provide the CCA and papers etc...

 

Cabots aren't fussy who they pick on at all - small issues like no papers won't bother them = for every one of us CAGGER'S who challenge them for the correct papers - there are dozens of persons out there who have no idea to challenge these bloodsucking T*ssers.

 

You see it's a bit of a game to them at Cabots - they basically wing it to see who'll just pay up. As we see from their profits plenty do because they don't know of CAG and their rights.

 

The only way to stop these people is to go back after them in court - challenge them.

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FOS and OFT will soon be getting some letters from me . In my case cabot were suppose to produce the notice of assignment by 10/08 but the DJ accepted the poor DOA as notice of assignment , i pointed out that in the DOA cabot supplied it says they must supply me a notice within 30 days but the DJ wasnt bothered.

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Hows this for an order

"The best copy of the loan agreement together with a typed copy thereof together with a sworn affidavit of accuracy shall be filed and served" In default thereof the claim may be struck out.

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I think the Judge wants them back in front of him so he can "play" with them. He want to see the best they can offer and have them swear to its authenticitiy and then he will rip it and hopefully them to bits.

 

great work.

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If I have helped click my scales....

 

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Hows this for an order

"The best copy of the loan agreement together with a typed copy thereof together with a sworn affidavit of accuracy shall be filed and served" In default thereof the claim may be struck out.

When did you get this??

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I think the Judge wants them back in front of him so he can "play" with them. He want to see the best they can offer and have them swear to its authenticitiy and then he will rip it and hopefully them to bits.

 

great work.

 

 

Me thinks a few Judges have this kind of "play" in mind :D :D

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  • 2 weeks later...

Well 14 days is up and no letters from cabot but i just noticed on the order that the judge has given them till 4 pm on the 3rd of october(15 days). I got all hyped up for nothing today.

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Well 14 days is up and no letters from cabot but i just noticed on the order that the judge has given them till 4 pm on the 3rd of october(15 days). I got all hyped up for nothing today.

 

TICK TOCK - LOL

 

I wonder if they huddled around the couldron?

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