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    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
    • Well, they trashed their last election manifesto pledges, so nothing new really is it? They just find weasel words to try to claim they haven't actually failed if you just look at it just a little squinted and in this particular way  - and are stupid.
    • I think they're inventing stuff now. They seem to know they won't be around to implement any of it.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Information on Cabot


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Arrrhhha hah ha ha, I just put WILLEM WELLINGHOFF into Google Images (by mistake instead of normal Google).

 

The first result says it all

 

 

That is so funny!!! :D:D:D

 

It kind of says it all ??? Like they say a "picture paints a thousand words" :lol:

 

Or in WW's case the "thousand words paints a picture"?? :lol: :lol:

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Can you hear me laughing over there? What did we say? How do all those offers of quick loans that drop through the letter box know to target people who have some financial difficulty? I am sure the paper trail will link all these up.

Dunno if Vesta is connected but have to say the websites look amazingly similar in terms of layout, colours and (almost) typeface.

Shall I have one of my Jeffrey Archer moments again? Once upon a time there was a nasty DCA who bought up debts, put a serious squeeze of the debtor to cough up including aggressively starting court action without any proof of debt or other stuff.

Joe Public so worried about nasty DCA when lo and behold a lovely offer of a secured loan to take your debt away drops through the letter box or is on telly or in the back of the RedTop newspapers and they think yes I'll do this and I can breathe easy again. So they do without ever questioning the nasty DCA's actions.

Now this wicked DCA had been getting away with this for years until up popped CAG and soon a group of what the French call Le Stroppy Buggers shouts cease and desist.

Then one day one of Le Stroppy Buggers finds a link to DCAs and everyone goes oh dearie, dearie me. Is this a conflict of interest I see before me?

 

To be continued...

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OK - here's something to confuse the most knowledgable of us Caboteer's..I know this report is 2003, and I know it talks about stuff we already know (10 kings hill avenue) but it's the 2nd paragraph that's interesting... Welcome to Kent Online

 

Credit Suisse First Boston? Oh really ???

Just hate every DCA out there

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I don't think these are related to our friends. To sell mortgages you have to be registered with the FSA and our Cabot are not.

 

 

FSA Register

 

But you never know, who may have there fingers in other pies

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Ah yes, but. Cabots own website says...

 

How do we protect your personal information?

 

We have appropriate technological and operational procedures in place to protect your information from any loss, misuse, alteration or destruction and all persons within the Group are subject to strict obligations of confidentiality. We endeavour to take all reasonable steps to ensure your personal information is protected. HAHA. Who the FECK are they kidding??? To help protect your personal data and minimise the risk of it being intercepted by third parties. However we cannot guarantee the security of information which you send on-line. In particular you should not use email to send confidential or sensitive information. Please also refer to our terms and conditions.

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Mmm!!! Conflicting interests me thinks!!!

Not a conflict of interest, just a very good business partnership. this ties in with my comments about them fighting so hard when we want our credit files cleared. They have a vested interest in keeping them bad as they may get future business. I do actually remember a phone call a couple fo years ago for Cabot asking if I wanted financial help!!!

 

Guess they beleive that as Cabot UK o(kinsghill) own the debt then under the data protection act they can pass that data within the group of companies....that was until CFC got on the job.

 

Good finds.

 

Had to laugh, on the front page of this link Cabot Financial Services | Mortgages and Remortgages - Low Interest Rates - Poor Credit History OK | Cabot Financial Services at the bottom left of the page it says "We do not sell or share your information with any undisclosed third party company. "

If I have helped click my scales....

 

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Yes I am sure this is the same Cabot Financial Services but we'll do a bit of research (by the coffee machine if necc;) ) as all will be revealed in this manner. Is this why they are dragging their heels with various people's Data Protection Act requests. I mean just how long does it take to run off the computer print out? Laughable and ultimately very costly to them in terms of money and reputation.

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  • 2 weeks later...

I dont do wimmin...scared of water.

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OH WIMMIN, that clears things up then!

I dont wim very often. Its more usual for me to come second or third but mostly last.....

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