Mercers Debt Collection

[Dorabell]

i missed it too:lol:

[sequenci]

Same person, no doubt about it.

 

:wink:

[ODC]

Same person, no doubt about it.

 

I didn't see the EmmaJane posts? What did I miss?

 

:wink:

 

Obviously the same person using the same ip address.

 

For those of you who missed 'Emma Janes' one and only post it was the usual DCA Threat Monkey Garbage about how wonderful Mercers are and that we are all doomed,

 

Still it just confirms what we all know. We are hurting the DCAs:-D:-D:-D

[Desperate Daniella]

The thing that made me laugh most was that she told us she was glad she had trusted Mercers - who were so absolutely wonderful - instead of listening to our fairy "tails". That's why I was telling her it was mermaids who have tails, and not fairies.

 

DD

[mr.ton]

The only people telling fairy tails are the mercers threat monkeys when they make out that they have legal powers to obtain money off individuals.

[the_shadow]

 

I think I'd believe it more if this guy told me debt collectors were nice people who are there to help us.

[sunflower99]

Mercers are a nightmare they did try phoning me at work a few times and the last one told me at my workplace that he would keep ringing me, I said if he did i would report him!I have to say after that i have not to my knowledge had any more calls to my workplace after i said that,Now Barclaycard have said they will remove my work number from the system though still reserve the right to contact me at home!Still hopefully this means no more hassle at work:)

[sunflower99]

Sorry, Cosalt. We should have put out an alert/link on all our other threads.

 

I certainly wasn't rude to dwheeler and asked him a number of perfectly valid questions which were ignored, and then when he was moaning that we were not answering his questions I gave him an answer and was ignored - again.

 

Says it all really.

 

Emma Jane: MERMAIDS have tails, not fairies. However, I expect your spelling qualifies you for a job at Mercers.

 

Mercers behaving like kind, supportive, understanding angels? Now that would be a fairytale.

 

Daniella

Hi DD

Dam! Looks like i spotted this thread to late! LOL!:DI missed all the fun!

[Desperate Daniella]

Sorry, Sunflower. If another one like this starts I'll alert you immediately.

[sunflower99]

Sorry, Sunflower. If another one like this starts I'll alert you immediately.

Thanks DD!

[richard1987]

I have a debt which has been passed to mercers debt collection which is for a sum of £74.66 on my barclaycard account online can i pay the amount owed there instead of ringing up mercers debt collection considering there are owned by the same company.

 

If i do pay the sum on my barclaycard online account will this means the debt to mercers debt collection will be called off?.

[lickthewallfatboy]

Mercers ARE Barclaycard

 

it's just an in-house collection outfit

[ODC]

According to Dave Wheeler Mercers are really nice people and we CAGGERs are wrong not to submit to thrm

[sam614]

According to Dave Wheeler Mercers are really nice people and we CAGGERs are wrong not to submit to thrm

 

 

to be fair though dwheeler was a bit of a arse,was he not:eek:

SAM:pLOWELL DETESTER

[F_DCAs]

Indeed dwheeler was a bit of a back end, and he has nothing further to contribute,

[Electricmayhem705]

I have no issues what so ever, people dont think of their credit agreements when there going on holiday, spending £1000's at christmas or however the run up their bill, the truth is if you have spent the money you should repay it !! Im sure if the shoe was on the other foot and you owned a company with outstanding debt you also would expect it to be repaid !!!!!

 

 

If my job was to lend money with the assumption I'd be getting it back, I would at least be clever enough to make sure I did the bloody thing by the book. It's not like you guys are being paid to grow parsnips and lend money as a sideline.

[AA99]

If my job was to lend money with the assumption I'd be getting it back, I would at least be clever enough to make sure I did the bloody thing by the book. It's not like you guys are being paid to grow parsnips and lend money as a sideline.

And what about irresponsible lending, the offers have dropped on the mat since my live-in teenager turned 18 !!!! Thank goodness he sleeps till lunchtime, otherwise he may have applied for their cards.

 

He is still unemployed btw because I took him for a job interview last week that turned out to be worth £1 p.h. Should he have taken the job or stayed unemployed. Another dilemma:shock:

[sunflower99]

And what about irresponsible lending, the offers have dropped on the mat since my live-in teenager turned 18 !!!! Thank goodness he sleeps till lunchtime, otherwise he may have applied for their cards.

 

He is still unemployed btw because I took him for a job interview last week that turned out to be worth £1 p.h. Should he have taken the job or stayed unemployed. Another dilemma:shock:

HI AA99

These banks dont learn do they:mad:You would think they would be a bit more careful now ,

[diddydicky]

richard- if my memory serves me correctly 74.66 is an amount that is too small to take to court- so you could tell them to shove it!

 

(i stand to be corrected)

[Thailand]

I don't think there is a minimum amount if it wasn't considered vexatious.

 

I too stand to be corrected.

[Desperate Daniella]

AA99,

 

If your son is getting unemployment benefit he'd have to weigh up what £1 an hour would work out at and how much he would gain/lose.

 

However, I have met a number of recruitment people over the years and they have all said, without exception, that if two almost identical candidates for a job applied for one vacancy the company would always give it to the one who had taken some sort of job - any job. To use a very old-fashioned phrase of my grandmother: "It shows willing." (Translation: It shows they can organize themselves to be somewhere at a certain time and contribute something.)

 

£1 an hour is almost "slave labour" - sorry if that is a non-pc term - but any job on a cv is better than none. If, however, anyone is treated badly in a job they should leave immediately. If he liked the sound of the job - and he probably did as he applied for it - could he say he would try it for a week/fortnight to see how it went and then if he proved himself get a "considerable" payrise?

 

Just my two cents worth.

 

Daniella

[cloggy]

Hi all,

 

Great thread and a very useful and informative site.

I'm having all the usual - as reported elesewhere - rubbish with barclaycard and numerous calls from the Mercer crew.

I am getting three to four calls a day starting at 0800.

I tend to just say No when asked to confirm security questions and ask them for their name and direct number & CCL number so that I can add their name and details to my complaint for harrasment.

Amazing how quickly the phone goes dead!

 

I am sure the same people call with different names and have now the threat of a doorstep caller today between 0800and 1900.

I had an unsigned post card but as yet...........no visitor.

I have looked at all the posts re this situation and am ready and prepared to see them off the land should they call.

 

Since making my request as in other threads for true and exact copies of agreements (one is a Bcd and the other an old MSDW card), I haver had all the usual answers and rubbish sent through.

Following the advice elsewhere in the forum I have now put both accounts in dispute and have actually had a call from a very helpful lady in their legal dept apologising for Mercers after I made a complaint about them in writing.

She did say that they would stop calling for 14 days while she looked into it - then I got the postcard advising me of a doorstep visit.

This must be costing them a fortune in calls and mail:lol:

 

I will post again when the next stage in my story opens up and will have, no doubt, to start my own thread.

 

Thanks again to all of you who post and tell us all of your situation and outcome........I loved the way you picked up on emma jane and dwheeler.

It really brightened my day no end.

 

Cloggy.

[Desperate Daniella]

There is this really nasty apologist for AIC on Joolzy's thread aic. He is insulting everyone - people here are uneducated and give bad advice, people who live in council houses are spongers, and so on. Do get over there.

 

Love,

Daniella

[Crooked world of money]

I have had up to 6 calls a day from 0800 to 2100, 7 days a week.

 

Due to the incompetance of the Sharkleycard hench-men that work there I have resorted to sending them a fax to explain my situation for the 9th time.

 

I was ajudged bankrupt on 23 April 2009 and despite advising them of the details, they still phone calling me a liar as they dont see the bankruptcy showing up on the government website. As I live in Northern Ireland, I am not sure if they would see this info.

 

I faxed them the information again and added a web-link to the relevent entry of bankruptcies for that day.. Awaiting a reply (but I'll not hold my breath!!)

 

Maybe DWheeler would like to comment on this? They dont even seem to care they are breaking the law - they also stated its up to me to prove I am bankrupt; not them to chase... BALLS!!!

 

Legally, all I am obliged to do is pass on the relevent information and that should be the end of the matter.

 

Here is a censored version of the fax...

 

To the Duty Manager/Supervisor

 

For the 9th time… SINCE 23 APRIL 2009, I HAVE BEEN AJUDGED BANKRUPT – THIS MEANS IT IS ILLEGALFOR YOU TO PERSUE ME FOR MONIES OWED.

This was heard in Belfast High Court by Master Kelly of the Chancery Dept – Case Reference 09/xxxxxx. Please contact the Official Receiver, Fermanagh House, Ormeau Avenue, BELFAST, BT2 8N quoting the reference number. As you don’t seem capable of finding out this information yourself, please look at the following website to see the entry:-

http://www.belfast-gazette.co.uk/issues/7080/pages/xxx/page.pdf

x entry on right hand column

As most of the calls from your automated system NEVER get answered by a human (even if going through the ridiculous security) I would deem this as Harassment by Telephone – if this persists I will ask for the name, direct dial of the Operator and the CCL to register a complaint with OFCOM, OFT and the Official Receiver.

 

As Mercers are a non-trading and dormant company, surely it is illegal to be pursuing monies as this would then render you as trading??

 

PLEASE ENSURE I DO NOT GET ANY FURTHER PHONE CALLS – ALL I AM OBLIGATED BY LAW TO DO IS ADVISE YOU OF MY BANKRUPTCY (AND DETAILS OF CASE ETC) AND THAT SHOULD BE IT.

Please also note that the original fax number I was given was 0151 549 7844 – this is not operational so I have used another found on a well-known website which has given me great thought into how this money extorting works...

 

Sort out your Staff so they give out correct information and do not try to intimidate those who are legally excused from their debt burden.

 

 

Edited June 2, 2009 by Crooked world of money

[ODC]

If you eait long enough they will eventually threaten to make you bankrupt and then you can laugn at them. In the meantime report them to the OFT and your local MP as well as whoever handled your Bankruptcy