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givememymoney V HSBC


givememymoney
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The good thing with HSBC is that they let you know about charges due to be taken weeks in advance if you use online banking. I found out 3 1/2 weeks ago that I will be charged £100 on 27th of this month so I went to my local branch with a letter stating that it is unfair & unlawful (copy of established jurisprudence & UTCCR attached), & if they take it out, I will claim it back. 3 weeks was plenty of warning & they refused to cancel it, so I issued the court claim on the day it was taken out.

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Yeah I think so but the banks are financial institutions that specialise in managing [edit] peoples money and as such should be able to review this extremely quickly and make payment to customers within this time frame should they feel it in their interests to do so. We know that they don't which is why we get going on the court proceedings. I would also highlight to the judge that this is not the first time I have had this particular discussion with the bank so the basis for my claim is not unknown to them.

 

I guess I am just fed up with the banks stringing things out for as long as they possibly can in order to p$*s people off. In the case of a second claim forgoing the prelim would speed things up and give them a taste of their own medicine. Also I actually don't want my second claim to be paid before the court action as I want to take them for every penny that I am owed. A reduced timescale will hopefully result in that happening or I will just get my money quicker. It does appear that HSBC are paying second claims before the 8% interest gets added at the court stage.!! :)

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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I am Mr Angry today :mad:

 

Another £175 in charges applied to my accounts today all because they have failed to pay me my money.

 

So I needed an outlet for my frustrations and some poor lady in the call centre coped it!!!!

 

I learnt a few things in the process.

 

1. They have been told that the changes in T's and C's that came out in December 2006 means that customers can no longer claim back the charges as they are now "legal" (I said that they were unfair not illegal!!) :confused:

 

2. They have been told that customers who have been given a refund have not had all their charges paid back as that is fair. (Clearly there are many people getting charges back without the help of a site such as this and are taking what they can get!!) :(

 

3. I told her that it was unfair that they had taken all these charges from me. She said that it was unfair that customers "steal" money from the banks in the first place. :eek: Needless to say that comment got me a bit agitated. :mad: I pointed out to her that accusing customers of stealing may not be the best form of customer service. I then went onto mention that if customers were stealing from the banks then surely the courts would have something to say about that and could she give me the details on customers that had gone to prision for stealing from the banks clearly a very serious offence. Some rapid back tracking from the agent meant that I finished the call feeling somewhat satisfied but still £175 lighter in my account.

 

Roll on claim two. :D

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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Hi givememymoney. Have a read of the thread I put on earlier. A "funny" to while away the time. I will bump it up for you. Maybe you could send the bank an adapted version of the letter lol

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Nah no small animals and the kids are in bed. However, one of the fimbles did take a bit of a pounding and the bear from the big blue house is currently being held out of a window by one leg!!! :lol:

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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I wouldn’t worry Give, my claim 2 is now up to £275.00 since the 7th March. I've decided to forget HSBC totally as a useable system, I will just leave the account with the same overdraft as their charges so it will wipe out when the claim gets paid.

pete

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Give BJ here, just to let you know that BJ vs HSBC bussiness have just offered me the full amount - yes I'll update my thread - when I get a chance I'll type out the letter in full it's quite funny, hang in there. This one is not a lot only £240.00 but hey a wins a win in any language - chin up.

 

BJ

 

:):)

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Finally after 107 days the money that HSBC took from me unlawfully has now been returned. YES GET IN THERE!!!!!

:D :D :D

 

Easter is looking good and I can buy a lorry load of chocolate!!!! :eek:

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

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CONGRATULATIONS...WELL DONE...THERE IS HOPE FOR US ALL.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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