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    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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zeus v lloyds - won (for all those sick of lloyds dragging their feet)


zeusspandex
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There is long way to go. Wait for the defence, they may make an offer, they may not. There is no precise way these cases unfold and that is quite deliberate. The claiming strategy would be far more straightforward if that were the case.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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I am going to wait for the defence and see what happens - I have issued for £8,000.00 and therefore the claim may be allocated to the fast track. Obviously I am worried about cost implications if I were to lose at trial. Has anyone considered issuing a Part 36 offer to settle to force the banks hand - any views appreciated!!

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Hi All,

I have received a transfer letter saying that they have dispensed with AQ - omg what does this mean - have I lost???? I havn't sent a schedule of charges to anyone apart from my bank, now thay are also saying in their defence that I am claiming beyond 6 years - this is because time has passed since my first letter which was Dec last year, please help me ??

Shall I give up - they have given me the normal deposit of £750. thanks

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Hi Liani - Have a look at this http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html. And also this http://www.consumeractiongroup.co.uk/forum/lloyds-bank/81799-issues-raised-llloyds-bank.html. Everything that's happening is perfectly standard. It's up to you of course but I would carry on with the claim until I was paid in full

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi, thanks for that, yeah it says exactly that. Do you still think I could still win? Should I send the other document also? It looks really complex, especially as they have not asked for anything else from me?

ANy help much appreciated - wish I had joined this at the beginning and I may not have been in such a pickle.

 

Thanks AGain

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Hi

Do you still think I could still win

Yes

Should I send the other document also

What other doccument?

wish I had joined this at the beginning

Where have you been getting advice from in the past?

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi, I'm new to this and have sent the first letter, which has been acknowledged with the usual stuff about bank charges being fair etc. I have now sent them a letter stating that I will accept 25% less than is claimed if they settle within 14 days. I'm just a bit worried about the Terms & Conditions. Where can I find them? Are they on standard letters such as agreeing to an overdraft? Also, where on site, can I find a list of documents I might need for court proceedings, if it gets that far?

 

Yours

 

Antonia

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Hi

 

Yes

 

What other doccument?

 

Where have you been getting advice from in the past?

 

The other document is the one that is on this site instead of AQ as I have sent the schedule of charges to the court that it has been transferred to.

 

I was getting advice from moneysaving.com

 

Thanks for your help

 

Lianne

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hi lynn here just joined today, trying to claim £3060 back from Lloyds, now awaiting response from second letter. Very scared probably will need to start court proceedings in two weeks can anybody help me with what I need to prepare for court. Thanks looking forward to some friendly advice. Lynn.

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  • 2 weeks later...

hi sheppie D WE sent our LBA on 6th June it is now the 20th so 14 days has also passed for us. We are not going to write to them again they havent met our deadline so its time for me to put my money where my mouth is. I am going to use the N1 form found on cag, fill it out , print it off and take it down to my local court along with my schedule of charges but I still need to finish my spreadsheet for the 8% interest so I hope to get it to the court by the end of the week. I wouldnt bother to contact Lloyds again you need to show them you me action. By the way if any of what I am saying is wrong , anybody feel free to step in. Also if it wasnt for this site I would not hav ehad the confidence to do this. Good luck sheppie D. lYNN

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Hi flyingj

 

Thanks soo much for the help. I'm certainly going

to put my mouth were my money is as well.

Wish you all the best.

Mnay Thanks

sheppieD

My People are destroyed for lack of Knowledge!! [sIGPIC][/sIGPIC]

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Hi Sheppie,

Really you should file a claim using moneyclaimonline.com first of all, this gives them a further 14 days - if they do not enter a defence you could win all back after 14 days? Worth a try? I am at allocation stage, court date is 23rd, I have received £750 back so far.

Good Luck

Lianne

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