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zeus v lloyds - won (for all those sick of lloyds dragging their feet)

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Won today, settlement letter from SCM.

 

After sending my AQ to the courts i got a letter from SCM requesting a copy. Me being poorly organised had not made a copy so sent them a letter as follows... (excuse the poor english) This resulted in receiving a full settlement before any further dabbling with court related processes. One must also note that a got this letter within the 14 days that i asked of them. This maybe a way of getting around lloyds dragging their feet too much and anyone feel free to use this obviously scrubbing it up with finer english.

 

Sechiari, Clark & Mitchell

Department SO

PO Box 499

Lower Ground Floor

1-5 Queens Road Quadrant

Brighton

BN1 3XJ

Your ref: ******

Dear Sir/Madam

In the Nottingham Court

Me –v- Lloyds TSB Bank plc

Claim Number: *******

Thank you for the copy of the defendants Allocation Questionnaire which was received Saturday 23rd December 2006. Firstly I would like to apologise that the claimants (myself) Allocation Questionnaire was sent to the aforementioned court last week without a copy being made. I would like to ensure you that the claimant Allocation Questionnaire does not conflict with your own and that each section was answered identically with the exception of Section D where it stated that no other witnesses would be called.

If this is an issue with yourselves then I as the claimant will be happy to request Nottingham Court for a copy of my completed Allocation Questionnaire which will be sent on to you. Of course as it is not a legal necessity for you to receive a copy of my Allocation Questionnaire then any costs incurred by myself will be included in my final claim. Additionally, as the Allocation Questionnaire has already been send to Nottingham Court, a request will not result in a delay of the final hearing.

As this will be my final correspondence with yourselves, I would like this opportunity to offer you a chance to settle the claim before the hearing. This has already been a lengthy and drawn out process and I my preference would be for this to end sooner rather than later and before a hearing, this I am sure you also feel. If you agree with this then feel free to either contact me via written correspondence or contact me directly on: *********.

I will assume however that if I do not receive any further contact from you with the offer of a settlement within the next 14 days then your opinion differs. I am perfectly willing to carry this through to court, and if I receive no further contact from you then I will look forward to meeting you on the Hearing date.

Yours Sincerely,

Me

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Congratulations - How much were you claiming? I hope that it not too nosey.

 

Regards

 

Paula

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twas 450 + 50 for court fees. such a load of my mind. Good luck with your claim, hope my letter may come in handy :) Didn't have to worry about sorting a court bundle.

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Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Not that it matters in your case - well done again

 

regards

 

Paula

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I was interested to read about your success. I have sent my first letter to Lloyds TSB and have had a reply asking if I would like my bank to forward my complaint to the ombudsman. Did you do this? Is this the norm? Or are Lloyds just dragging their feet?

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Hi Bensam

The letter you received from Lloyds is just the standard reply. You should give them 14 days and then send the Letter Before Action to them. Don't bother complaining to the Ombudsman, you'd be waiting for ever for them to sort it out.

You should also start up your own thread, where we can give you any advise and support if you need it.

Good luck!

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Thanks for the info Barty. My last letter to the bank was on the 6th so I suppose I should think about taking my next step now.

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All these people getting settlements or offers of £750 makes me wonder why they've missed me out when my claim is only £233. [problem] seem to be dragging this out as long as possible :(

 

I want my money!! :D


All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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Dave...

 

What stage are you at? If you have entered your claim and are at the stage of sending back your AQ then try my letter and somthing similar. that is what i did and heard from them within the 14 days i requested with a settlement.

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I'm waiting for the court to strike out their claim against me and enter into judgement on my counterclaim as lloyds did not return the AQ when ordered to by the court.

 

I've sent [problem] a letter today details of which are in my thread


All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

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Hi I have sent my LBA to my high street Lloyds branch, should i have sent it to there trading address? who shall i send my claim to for future reference?

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Hi I have sent my LBA to my high street Lloyds branch, should i have sent it to there trading address? who shall i send my claim to for future reference?

 

Hi

They should pass it on to the relevant department. If you have sent your LBA, the next step in the Court claim, you should use their Registered Office for that:

Lloyds TSB Bank plc

25 Gresham Street,

London,

EC2V 7HN.

Have you got your own thread? If not you should start one up and ask any questions on there.

Good luck!

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

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You are in a more advanced stage than me, but i would still hold out for the court date until the money is in your bank, they could always change there mind and apply delay tactics, for your court fees you should have included that in your claim, so if they are only giving you your charges back you could go to court to claim your court fees, please be aware iam new to this too, i would check with someone with more experience like BARTY, Good luck

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Please help, i'm at the stage where I'd sent in the Allocation questionnaire & I've got back at reply from Lloyds TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy

 

Hi

If they are offering back what you are claiming, you have to accept it. Make sure the Court fees and Allocation Fees are also in the settlement.

If you need any more help, please start up your own thread.

Barty:)


I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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I did all the right things with Lloyds TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding:D. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March.:) I am just waiting now to see what happens next. Thanks for all the help I got from this site.

I have just received a letter telling me that lloyds are going to deposit £750 in my account without my permission, i am just waiting for the court date and have claimed £3000 back what should i do next?

thanks

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They have in effect partially settled your claim. So thank them for the payment, you accept as a partial claim but are continuing with your legal claim, and will only consider the claim settled on payment of the full amount ( itemize charge + plus interest +plus court costs) and NOTHING less. Proceed with your action.


My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Thanks for that info ataction i have sent the letter today

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Thanks all of you, i am in the process of claiming from Lloyds and got the first letter acknowledging my complaint and a letter dated same day saying the charges were agreed fees etc, worried me a bit, but from all your info looks like i just need to proceed to the next stage so i will send the next letter now as 14 days is up!

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Hi

 

I have read the above and wonder if anyone can give me some advice. LloydsTSB owe us £5.037 in bank charges since Nov 02. Have sent letters on 26 Mar, 11 Apr and the final one threatening court action on 30 Apr, giving them 7 days. Having heard nothing can you advise what to do next. Many thanks Marnie

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You will have to make a legal claim. They do not just pay up these amounts without a legal claim. You may consider reducing your claim below 5K.


My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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Im worried sick about lloyds tsb. not even sure if added charges etc up correctly, still they owe me quite a bit for definate....

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Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

 

Hi Paula

I was given the £750 but I have wrote back to say thanks but no thanks but I 'll take it as part of my claim of £2225, they have now defended my claim on the 14th day - Now I am scared - what shall I do?

Thanks, Lianne

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I have now issued a claim against Lloyds who have at the last minute filed their acknowledgement of service giving them 28 days to respond. I have prepared as much as possible a bundle of documents as I expect now they have won!! a case they will defend - however I am missing the terms and conditions and now that this is now going to be an important document - has anyone got to this stage or have any ideas - you seemed to have got far any tatics would be appreciated

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