Thank you, Iam so happy!!!!!

Ok guys and gals, had a prelim date for 17/07/07, rang the courts to tell them i could not make it as i have just come out of hospital, i went in to have my baby and they told me Lloyds had settled my claim, claimed for £1940 for which £200 of which was a legitamet service charge which i added by mistake, they paid up £1980!!!! Thank you everyone!!!!!! dont give up!!!!

ok i recieved a judgement from the courts requesting AQ form within 7 days from the defendant which they supplied to the courts, now i have a court date for the 17th july preliminary hearing, what do i need to take to court? iam getting worried now!!! help!!!

recieved a letter from the court stating that they are not setting a court date, they have given 7 days for Lloyds ? to send a AQ into the courts if they do not send it in by the 7 day dead line the courts will throw the defence out of court and award me my claim, what next? 7 days have past and it is in its 11th day now.

Thanks Guidot, how do i PM you?

in my directions for the court where do i get the following? c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise; d) Copies of decided cases and other legal materials to be relied upon. also when do i have to provide this? at court? or send to defendant ?

hi all, I have got to the stage where i have sent my QA form 149 off to the courts and sent off with it the attachments for part g which included Directions for the court, what next?

hi all, I have got to the stage where i have sent my QA form 149 off to the courts and sent off with it the attachments for part g which included Directions for the court, what next?

just to let you guys know, got my letter of defence last week and today recieved my AQ to fill in, will use the links from BARTY.

just recieved acknowledgement that Lloyds are going to defend my claim, waiting for a court date, what happens next???

You are in a more advanced stage than me, but i would still hold out for the court date until the money is in your bank, they could always change there mind and apply delay tactics, for your court fees you should have included that in your claim, so if they are only giving you your charges back you could go to court to claim your court fees, please be aware iam new to this too, i would check with someone with more experience like BARTY, Good luck

I sent my n1 form off and didnt send a schedule of charges, i did put a break down of total charges, overdraft intrest and intrest under the county courts act, with the total sum, is this ok? today i recieved a NOTICE OF ISSUE, what do i do with this? is this just a copy? please can you let me know if i have done it right as above?

Just recieved letter form Lloyds stating there charges are fair and i should go to the OMBIDSMAN if iam not happy, will be going to the County Court monday to hand my N1 Form.

Thanks for everyones help, will keep you posted with an update after i send the N1 form off Saturday, Also do i need to put all 3 copies in the envelope and post it to the County court with the fee?

I have recieved my N1 Form and filled it out, the other concern i have is that the first two letter, the Prelim and the LBA was sent to my local branch, my N1 form i understand i need to put the registared address of the bank on the form, should i have sent my first 2 letter to my local bank or the main registerd address?

Thanks for that, so i need to fill in the N1 send it off and i will be sent a AQ form? this is Answers and Questions? Iam new to this so need to learn what all these abreviations are.

Hi I have send off my 1st letter 21 days ago, got no response, sent 2nd LBA 7 days ago, it is now 25th march, Lloyds have 7 days to respond before get my N1 form filled in and sent off, this is where iam finding it hard to grasp, i have a claim for £1800 and do not know how to fill in the form or who to send it too, i need help!!! also what else do i need to prepare for County court?

i need to fill out my N1 form, how do i start a thread?

I have sent my LBA to my high street bank and not the registered address for the bank, is this ok? when i fill in the N1 Form do i send to the registered address?

Hi I have sent my LBA to my high street Lloyds branch, should i have sent it to there trading address? who shall i send my claim to for future reference?

I have sent my 3rd letter to LLoyds LBA (letter before action) i have had no response with the last 2 letters from them, (the first letter was asking for list of charges which they did send me), all letters have been sent recorded, what do i do next if no response with the 3rd letter? help

Hi all, Iam new to this and just want to know where to start? I want to claim approx £1500 worth of un just charges over a 4 year period, where do i start???