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    • Just as the title says, if ever there was a good reason to ditch Micro$oft and move to Linux then this is it :-   Giving Windows total recall is a privacy minefield • The Register WWW.THEREGISTER.COM It's only a preview, and maybe it should stay there ... forever Help is available, most modern PC's can run a version of Linux suitable for your needs and it is not difficult to use or learn. Ubuntu is popular, new version is very modern Garuda Linux is the one I use, based on Arch, rolling release, bang up to date. I have friends and acquaintances, old and young, PC Literate and not. Most people who try it never go back to Windows Hamster
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    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
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PCM/Gladstomes 5*PCN's Claimform - residential parking - Mayesbrook Gardens IG11 + many default judgements already!!!


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I am helping a friend

he has had ongoing problems with the parking in a residential area,

he has in the last year received an excessive number of PCNs from this company, that has now resulted in at least 6 county court claim forms.

He has lived at the property for over 8 years with no problems.

Is there anyone that can help with recommending a solicitor who specialises in this area as he now urgently needs legal advice on this.

Many thanks for any help in advance.

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Please fill in the below sticky.

You won't need a solicitor. CAG has an 85% success rate winning claims against these fleecers.

County court claims are very time sensitive to respond to, so we need the details ASAP.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Apologies for the delay.

These PCNS were addressed to his company and were given at his property address / business address where he was renting.

Which Court have you received the claim from ? MCOL Northampton N1 

Name of the Claimant :   Parking Control Management        

Claimants Solicitors:  Gladstones Solicitors Limited

Date of issue – 14 Jun 2023

Date for AOS - 30th june 2023

Date to submit Defence - 14 Jul 2023

What is the claim for – 

1. The owner of the vehicle with registration [ ] (the 'Vehicle') parked in breach of the terms of parking stipulated on the signage (the 'Contract') at Mayesbrook Gardens IG11 on 17/06/2022. 19/03/2022, 04/04/2022, 22/03/2022, 17/08/2022 thus incurring the parking charges (the 'PCNs').

2.The PCNs were not paid within 28 days of issue.

3.The Claimant claims the unpaid PCNs from the Defendant as the keeper of the Vehicle.

4.Despite demands being made the Defendant has failed to settle their outstanding liability.

THE CLAIMANT CLAIMS £100 per PCN, £70.00 per PCN contractual costs pursuant to the Contract and PCN terms and conditions, together with statutory interest of £103.28 pursuant to s69 of the County Courts Act 1984 at 10.25% per annum conituing at £0.29 per day.

What is the value of the claim? If it is the value of all the PCNs on this claim, without interest it is £850

Amount Claimed £1124.28

court fees £80

legal rep fees £80

Total Amount £1284.28

Have you moved since the issuance of the PCN? (y/N - if Y state Date too) Y (5th May)

Did you receive a letter of Claim With A reply Pack wanting I&E etc about 1mth before the claimform? No

 

2.pdf

 

I should note that he has already defaulted on 2 claims (Edit - Default Judgements - dx)

. I don't have the other original claims to hand but can get them.

I believe there to be 4-5 more, 2 that he has received defaults on.

The above is the largest in value and the latest.

The others were 1, possibly 2 on each claim.

Not sure if it is too late to get these over turned.

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We have 2 Judgement for Claimant (in default)

They state 

To the defendant

You have not replied to the claim form

It is therefore ordered that you pay the claimant...[the amounts and costs]  .... One Dated 15-MAY-2023 and the other 16-MAY-2023

 

These were from the County Court Business Centre, Northampton

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OK so yes he has two judgements (CCJ) against him as default judgements because he didn't reply to the documents from the court.

You say he moved on 5th May. Did he immediately notify the DVLA of his new address to update the address on the vehicle log book? On what date did he do that?

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  • dx100uk changed the title to PCM/Gladstomes 5*PCN's Claimform - residential parking - Mayesbrook Gardens IG11 + many default judgements already!!!

as @Homer67 says supremacy of contract should blow all these out the water

parking should be mentioned in his tenancy/freehold/renting docs.

why did he not reply to the earlier claimforms and got default judgements?

just ignored everything?
 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I presume the default judgments haven't been paid yet.

If so, a decision needs to be made about whether to apply for set aside.

How much were the default judgments?

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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more importantly what are the sums of these default judgements? are they combined above £600?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please carefully note your CORRECTED dates for AOS +defence filing on this claim.

Pop up on the MCOL website detailed on the claimform

.register as an individual on the Gov't Gateway Site
Go to HMRC's login page.


Click the GREEN sign in button.
Click “Create sign in details”
Enter your email address where asked.
You will now be emailed a confirmation code. ...


You will now be issued with a User ID for your government gateway account.
 note down your details inc the long gateway number given, you might need it later.
 

then log in to the MCOL Website

.

select respond to a claim and select the start AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CPR 31:14 request running to the solicitors

https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim


type your name ONLY


no need to sign anything

.

you DO NOT await the return of paperwork.

you MUST file a defence regardless by day 33 from the date on the claimform.

………….
 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you all. A lot to digest.

Yes claim forms received but was hoping to find a solicitor to help deal with. As stated here not so easy 

He moved on 5th July and I believe DVLA were informed that week.

Yes combined over £600. The values are £498.97 and £491.48.

No defaults haven't been paid. The defaults are £498.97 and £491.48.

I have requested copies of the original tenancy agreement.

Was hoping to find a solicitor and for other reasons didn't reply on time.

hence why I am helping as mentioned solicitor hard to find.

He would be grateful for advice on how we can go forward and fight these.

Are the 2 judgements lost causes and he will need to pay and have these as defaults on his file for 6 years or if the latest claim is defended and over turned, is there a chance the others will be overturned including the defaulted ones?

with is one yes ill pop up on mcol Thank you, on it now.

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I expect others will comment on how to fight. The main thing is not to ignore Letters of Claim/Action from now on, come back here and tell us about it.

When you say the DVLA were told in the week of 5th July, was that for his driving licence and  the V5C?

HB

Illegitimi non carborundum

 

 

 

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you make things 10x more diff by using quotes from other posts 

just type your answers ....no need to do that ...all now removed.

get mcol and cpr away for this new claim.

those old two CCJ's are above £600 combined and are the same claimant?

you need to be very wary here they could cross courts and get High Court Enforcement officers at his door

if they do, simply ignore them! come back here if you get a notice of enforcement.

paying them (the CCJ's off) wont solve anything. the only way out is to set them aside, if he has supremacy of contract in his docs, then that can be done.

we dont recommend nor do you need a solicitor WASTE OF MONEY. forget about that totally.

it might well pay you to simply go thru the process of the claimform you came here with..

defend it, win, and then use that to get set asides on the existing CCJ's.

are we stable - its only 2 default judgements to date?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Dx asked about the total of the default judgments being over £600 because I believe the fleecers can get the High Court involved...

DAMN! cross posted with him again🤨

Edited by Nicky Boy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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already answered above

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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There is a huge amount of information to take in here.  So, bit by bit ...

There is no need to involve a solicitor.  Small claims court is all organised around the non-use of solicitors.  These are easy cases to deal with.  Regulars here like Honeybee, dx100uk, Brassnecked and Lookinforinfo have over 16 years' experience on this forum dealing with 12,000 of these cases.  They can give far better advice than a solicitor ever could.

Regarding the two CCJs already issued - he's knackered.  The claim forms clearly state the deadline for defending and that you will lose if you don't defend.  That information is also available on government web pages, various charity sites, this forum, and can be Googled in an instant.  The judgements also state the date when payment must be made by and he's defied the court on this too and so will be stuck with a CCJ for six years.  It's up to him now whether he wants to pay or risk High Court enforcement.  If he pays or doesn't pay, it's too late to remove the CCJs.

At least make damn sure he follows dx's instructions to the letter re the third claim form.  Once that is done we can try to understand what the hell all this is about.  

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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