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    • The plot thickens ... China may be producing the counterfeit stamps. Seems there's a lot of them about Royal Mail urged to investigate claims of Chinese-made fake stamps | Postal service | The Guardian WWW.THEGUARDIAN.COM Minister says he will work with business to investigate, while China dismisses suggestion of state role as ‘absurd’   Although that wouldn't have explained what happened to citizenB's friend who apparently received the stamp from the Royal Mail.  The fake stamps are (allegedly) only distributed through non-Post Office shops and the ones from the Post Office are legit and made under strict controls in the UK. Post Offices aren't permitted to go out and buy their stamps from other sources. (For clarity it was Royal Mail who provided the stamps to citizenB's friend, not the Post Office, which is a separate company. But I assume Royal Mail got its stamps for the 'swaps' from the legit UK manufacturer and didn't buy them on Amazon!). Still, I will make sure I buy stamps from a Post Office in future, not from my corner shop. Did you friend ever get anywhere with his complaints @citizenB ?  
    • Just the phone call and fear of the kids being involved and it upsetting them.  Sadly I have remembered I went over my miles as this latest car took ages to get here (we get them brand new) so I kept my pld one a yr longer so it was mileage over my what I had been allocated that they were deducting. I need to Get exactly what the payments were for I haven't answered the bailiffs through paper means it was purely done through returning a phone call and a quick google.  I have no recollection of a pcn on the car, if there had of been It would of been a reminder to pay it but this was the last week of my mums life. Things were stressful so as iv said, I don't remember getting one. I appreciate everything you lot do and have a fantastic union guy so will get him on board 🏴‍☠️
    • Can I ask why is it when I go to set up payment that the bank refuses to credit that person unless the name matches the account but in this case they didn’t take that into account? How is it that the traders bank will not disclose the name even to my bank when there is a court order against him? And finally, I can’t locate a form that is for requesting a variation. Besides I thought the name change would mean it couldn’t be served? In company’s house there’s never been one where the car dealership name matched the address.
    • Thanks for the link. Unfortunately I bought crossed PO's. The last time I bought a PO you had to draw two lines and write & co. Also I signed the letters, a throwback to years in an office many years ago.
    • which is why our CCA request link says so. read all the posts! csl credit security limited are part of the arrows group as are  Ar**ho** Kleaners all the same blokes... just different skirts on  if you'd been reading up you'd already know arrows always return the £1 po. dx    
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Southern Water Letter before action now claimform


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scan up the 1st page to pdf please

read upload

 

when as the last time you moved?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hit letter of claim follow post 4

 

reason . i have never been a customer of southern water

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Sent off response to letter of claim as per pre action protocols recorded and confirmed receipt asking for details of claim and why this suddenly is raised  covering a period from 2012 to 2023

As expected no response but  today got County Court Claim I thought a response was required to try and avoid court proceedings but this seems to be a Court claim mill solicitor

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Please complete this.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Southern Water Letter before action now claimform

Name of the Claimant ? Southern Water

sols Ward Hadaway

 

Date of issue – 03 may 23023

 

Particulars of Claim

 

What is the claim for – 

 

1. The Claimants Claim is for unpaid Invoices relating to the supply of water and or sewerage provided to the defendant at xxxxxxxxxx for the period from 1/04/2012 to 31/03/2023

 

2. The claimant is a Statutory water and sewerage undertaker pursuant to the Water Industry Act 1991 with the claim due and payable under s142-144 of the act and the Claimants charges scheme.

 

3. The defendant failed to pay the said sums on the due date  or at all

 

4. The Claimant claims interest pursuant to s819849 of the County Courts Act 1984 at the rate of 8% p.a. on the sum of £3260.29 from the due claims to the date of issue totalling £20.59 and until judgement or sooner payment at £0.71 per day

 

Claimants claim £3260.29

 

What is the total value of the claim? £3565.86
 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes responded to requesting details  no response
 

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? no
 

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Water 
 

When did you enter into the original agreement before or after April 2007 ? No agreement claim starts 2012
 

Do you recall how you entered into the agreement...On line /In branch/By post ?None
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No
 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. 
 

Did you receive a Default Notice from the original creditor?  No
 

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No
 

Why did you cease payments? As far as aware none paid
 

What was the date of your last payment?  None
 

Was there a dispute with the original creditor that remains unresolved? No

 

claimform.pdf

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pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
.
 register as an individual on the Gov't Gateway Site
Go to HMRC's login page.
Click the GREEN sign in button.
Click “Create sign in details”
Enter your email address where asked.
You will now be emailed a confirmation code. ...
You will now be issued with a User ID for your government gateway account.
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
.
 select respond to a claim and select the start AOS box.
.
 then using the details required from the claimform
.
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.
..

get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant]
...
https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/

.
.use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt] 
https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/

on  type your name ONLY
Do Not sign anything
.do not ever use or give an email
.
you DO NOT await the return of ANY paperwork 
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]

..............


 

 

read this and the threads within it.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for support I have sent the response acknowledging service electronically and am getting the utility data request ready to send

 

I suspect that having had no reply to my data request in response to the Letter Before Action sent recorded I may get no response to this as well.

 

I may have misread the rules regarding pre court protocols but they would appear to say that a Court Claim can be issued only after 30 days after the Letter Before Action request for data has been responded to?

Once again thanks in my 70's I am not as sharp I was

 

Forgot to ask in the form for seeking info it ask for the agreement not sure what to put as there was no credit agreement as they are claiming through the Water Industry Act 1991 s142-144

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thats because you are using the WRONG CPR 31.14

use the 2nd one in our guide that says utils debt!!

 

so you've done AOS on MCOL?

 

next up get your defence ready, and yes we will add a line that they jumped the gin and appear to have issued a court claim with 30days of their PAPLOC.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That's because there isn't one...you will have to adapt the standard CPR 31.14 (credit cards/loans) to suit your claim by removing the request for agreement. A CPR 31.14 can and should only be used for documents referred to stated within the particulars of claim. (IE if they don't refer to a certain document you cant really request it.

We could do with some help from you.

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 Ok read it wrong then Apart from quoting the legislation the only documents listed are "unpaid Invoices" that does not give much to ask for and help with a defence

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Well in all honesty they invariably ever respond to a CPR 31.14 request but as long as you send one (a general request for all documents that the claim relies upon) you can then refer to it within your defence.

 

The CPR practice direction reiterates that all money claims that rely on an agreement or contract must be disclosed at a later stage within the proceedings.

 

So word it cleverly but don't be specific naming documents.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Struggling a bit to find much to put in for request as by simply ignoreing my notice before action response they are cutting out the pre court protocols cobbled this up

 

"Prior to the issue of proceedings I had responded to your “Letter Before Action” of 08/02/2023 as required under the Pre Action Protocol for Debt Claims as per Civil Procedure Rules1998 (CPR) which was signed for at the required address 11.33 Friday 03 March 2023. This letter was written in order to query, as per your instruction, matters relating to your claim.

 

I requested clarification as to the authority of UK Search to act and if they were the agent or owner of the debt, invoices for supply covering the period any reductions made to comply with the low income and vulnerable policies in force and compliance with the “Paying Fair Guidelines” Despite the requirements of the CPR no response has been received. 

 

Please treat this letter as my request made under CPR 31.14 for the disclosure and the production of a verified and legible copy of each of the following documents mentioned in your Particulars of Claim being:

 

A copy of all invoices and any associated items for the claimed period including any additional charges billed separately

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make 5a 6 . and just send it as is

 

have you dont AOS on mcol yet?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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will do cheers its the implied bit I missed thinking it had to be specific doc mentioned thanks again done the acknow on line

Edited by hessey50
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