2 UAE Card Debts - now a letter of claim from J&P

[dubai 5 0]

Complete the Pap and send it back. due to the proximity of the date I might have to reply by email...I think they've used the postal strikes 2nd class mail and Christmas to try get a back door ccj

[dx100uk]

No do not ever use email 

 

There is no 'legal penalty ' for being a few days late on the 30 days reply.

 

A letter of claim is NOT a guarantee they are going to court NOR can NOR will do anything of the sort 

 

It's just a hoop in the UK that debt owners should go through now.  Means nothing really,

 

but it's not a good idea to ignore one as it's increasingly now being used , if the debtor has moved, to attain backdoor CCJ's... No reply = chance of default judgement...  Geddit?

 

DX

 

 

[dubai 5 0]

Thanks DX noted on the email. 

[dubai 5 0]

Does no reply to the PAPLOC mean a chance of a default judgement or would they have to go through a further process first?

Edited January 3, 2023 by dx100uk
unnecessary previous post quote removed

[AndyOrch]

They would have to issue the claim first which I assume you would defend so they cant get a default judgment...... the fact that they have made no response to PAP would be raised in your defence as a means to reduce any costs they try to claim.

 

Andy.

 

 

.

[dubai 5 0]

Hi Andy,

Sorry to clarify I haven't yet replied to the PAP.

I'm in the process of that.

I was just checking it is essential that I do so.

[AndyOrch]

No, you do not have to but likewise they will raise it in their evidence that you failed to respond and again you won't be able to use it as part of your defence.....because you faile3d to respond.