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LC Asset/Link/Kearns Claimform - old MSDW now Barclaycard debt - Now N244


Iddon Leo

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pers as this is a claim for a credit debt i would not be giving kearns your signature, email, nor phone number.

leave those blank on their copy but ensure the court one has them

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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12 minutes ago, Iddon Leo said:

Thx for clarifying, so just that one regarding  disputed, generic in claim, sign, and send to all parties 

Which one ? give me a letter ?

 

.

We could do with some help from you.

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is your name correct on mcol?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Complete the form as per my guide post#15. The form is fairly self explanatory and easy to complete

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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1 hour ago, Iddon Leo said:

Nope

then you should have changed it when you 1st went to mcol

i believe you can now still.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm just going to do part B for the court and not Kearns and then complete C1 with with a yes a tick and nothing else.

Sorry if I'm being a bit thick but this kind of stuff is way above me

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as andy's link says

For completion once a defence has been submitted and the claimant wishes to proceed.

Tick Yes to mediation unless its statute barred tick No.

Tick Yes to Small Claims Track

State your local County Court name 

1 witness = yourself

The rest is self explanatory

Run 3 copies..Court/Solicitor/File

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Just received an email regarding mediation meeting 

Claim number:xxxxxx

Parties: LC ASSET 2 S.A R.L. V xxxxxx

Appointment date: 19/02/2024

Appointment time slot: 12:00 to 14:00

Your confidential telephone mediation appointment has been booked for the above date and time slot. If you need to cancel your appointment please let us know, this lets us offer your time slot to someone else.

 Also have delegation 

form

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in a letter date 23-11-23 kearns said

Further in the above matter we enclose the following documentation:
Copy of the Credit Agreement and Terms and Conditions
Copy Notices of Assignment
Copy of Default Notice
 

can we have those scanned up please

they are not in the N244 PDF

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to LC Asset/Link/Kearns Claimform - old MSDW now Barclaycard debt - Now N244

files merged and redacted properly...

the BC cover letter says it's a recon. 

a reconstruction of what a copy  your original signed agreement looked like

well as page 2, IS the actual signed agreement for a MSDW card, signed by you and dated 06/04/00 - it cant be a recon .

 it cant be both.

from page 3 to page 10 is a set of T&C from after 2007 as the penalty charges are £12 following the FCA ruling in 2006.

from 11 to 27 is yet another set of T&C's we call BASE.

these are a set we see in the recent PRA claims here

so not T&C's for 2000, the time of take out.

the signed original 2000 agreement is PART of a fold and return application form you must have filled out and sent back. there are lots of prescribed terms and conditions missing, those would have been on page 2 overleaf of it. it is blurred and unintelligible and incomplete 

the 2 sets of t&c's are later variations and mean nothing.

paperwork is bog roll.

can you please find the default notice they state they included.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

when did you get that and from whom?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the dn is compliant and has sent by the claimant .

the signed original 2000 agreement is PART of a fold and return application form you must have filled out and sent back. there are lots of prescribed terms and conditions missing, those would have been on page 2 overleaf of it. it is blurred and unintelligible and incomplete 

the 2 sets of t&c's are later variations and mean nothing.

paperwork is bog roll.

pers id refuse mediation as the claimant has failed to supply enough information to make an informed decision

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thats upto you.

sorry but this nursemaiding is getting a little tedious.

its obvious you've not read one other card claimform thread here

we are self help you know.

pers i would leave it until mediation rings you

the same 3 n 180 questions get asked again . then say as i have stated.

its more than a week away so you never know, kearns might fake some more paperwork up before then that might change your position.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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