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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Birmingham council Blue Badge fraud use - now magistrates date. **RESOLVED**


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Hi,

I used my dads badge to park in Birmingham today and I shouldn’t have because he passed away last year.

I didn’t have money for parking and having two children in the car, I decided to do so for quickness.

I know I shouldn’t have but I did. 


A person from the council came and took the badge and said the council would be in touch as it is classed as fraud.

I’m worried sick. , I am a single mum of three and can barely afford to live as it is (even though I work) and I’m really concerned about what I have done. 


Any advice would be really appreciated! 
 

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poss £1000 fine + any parking offence costs.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How would I pay this? Would I have to pay it in one go as I can barely afford to live now and do I have to go to court?

 

I’m a assistant teacher and I can’t believe I have been so stupid! 

Edited by dx100uk
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The £1,000 is the maximum for the misuse of a Blue Badge, not necessarily what you would get fined.  Magistrates take into account your ability to pay when deciding the fine. 

 

Sorry to add to the things you need to worry about but as you are a teacher the court will report you to your school or local council if you are convicted and the school could start internal disciplinary proceedings against you.  Check the school's internal staff handbook or similar for when you must disclose any prosecutions against you.

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As the council told you misuse of a Blue Badge is fraud so I'm afraid the council could well decide to prosecute you in a Magistrates court and that would give you a criminal record if convicted.

 

Right now though there's nothing you can do until you hear from council or the police. When you do, come back and update us and we''ll do what we can to advise you (but we are not lawyers and cannot replace advice from a solicitor).

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Some occupations are 'notifiable professions' as well which means the police have to notify your employer.

 

I know if you are a nurse etc. then the police have to let your employer know about the situation. Not sure if you would fall under that umbrella or not.

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I guess you just need to sit tight and see what follows.

 

Its like being flashed by a speed camera, its the wait to see what's going to happen that's the kicker.

 

It does seem to be a common theme that people who fraudulently use travel passes/parking badges etc are seemingly the biggest worriers out there. It would be precisely the fear of dealing with something like this that would stop me doing it in the first place.

 

Good luck with it, at least you won't be doing it again in a hurry (I hope).

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No, wouldn’t do anything like it again! Never did it before!

I had driven around the car park and looked at the tariff and with the two kids fighting in the back of the car.

 

I pulled in the disabled bay, put the badge in took one child out the car and then was going in the boot to get my bag to go and pay for parking when I was stopped!

 

I know it was a silly thing to do looking back but at the time I didn’t think. 

 

Still so stressed about this… I’m hardly sleeping and can’t stop thinking about it! If anyone has more info on what actually happens I’d be most grateful! Thank you 

Edited by dx100uk
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calm down.

it's not like robbing the crown jewels or anything.

you are low hanging fruit really.

 

mother 2 kids etc etc .

 

you won't be on the top of their list to do anything.

the council guy was probably a jobsworth type.

 

misuse is a serious problem, but as you've said here already, it's not like you are a serial offender.

 

you might not even hear anything.

 

dx

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Did he take the badge?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Well the possibility is there that might be the end of it.

 

i will also guess you clearly stated this was your only use, which was somewhat out of frustration of the situation you found yourself in and not something premeditated?  

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

To be quite honest the guy didn’t give me a chance in edge ways to speak.

 

As soon as I got out the car he approached me and asked to see the badge. My son got out the car too as I was taking him to the pay machine to stop the arguments with my other son.

 

I passed him the badge and typed him the details from there.

He asked why I had used it and I tried to explain. 


He then took photos and said I would be prosecuted and read my rights to. 

Edited by dx100uk
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if he read you your rights

a part of that is an invitation to state your case if you wish..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I said I hadn’t done anything like this before but he kept going on about how I’d misused it and how it was fraud and I would be prosecuted!

 

I explained that I was sorry and under a full understanding that I wouldn’t do anything like it again.

 

He asked if I had any questions and I asked what happened next, he told me I’d hear off the council and be prosecuted. 


It’s honestly really worried me!

 

Im hardly sleeping and it is on my mind constantly! 

Edited by dx100uk
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god stop worrying .

seems to me you have very little to worry about.

even if if if the worst does happen it will be a punitive small fine i expect.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sure

go enjoy your life

nothing at all may happen.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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  • dx100uk changed the title to Birmingham council Blue Badge fraud use - now magistrates date.Display Fraud
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