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Reid vs GE Money / Purpleloans Going to Court ***SETTLED***


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Thanks Ian,

 

your support is appreciated

 

Best of luck with GE - I'm also heading to court on a DPA with them, the defence is nothing short of ludicrous and will be extremely easy to shoot down in flames!

 

(PM me if you want info on that - Ian only!)

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Ohh well the battle Continues..lol

 

GE Had till yesterday to submit defence, Just phoned court this morning and they submitted defence yesterday afternoon, Will have to wait now and see what their defence is so I can rip it apart..lol

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Well I have now recieved a copy of their defence from their Solicitors Eversheds, To be honest they Contradict themselves a couple of times and try to pass the buck, But that is only to be expected from them.

 

Will be working over the next week or so on my response etc and will get it off as soon as the stamped version of their defence arrives from the court.

 

Hopefully now things will start to move a bit quicker..

 

Oh and any Legal Experts Give me a shout..would be appreciated..

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Any Offers ..lol

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Thanks Milly,

Appreciate your Support, Feel I need all the support at the momment..lol

 

Ian

x

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Hello Ian,

we are here for you if you need us...as much help and support as you gave us...being here for you it's at least we could do......i thought you were doing something with Bankfolder...couldn't he help you to find any proper legal advise..Unfortunatly, i do not know anybody......

 

 

Regards

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hi Chris,

I pressume you sent it Recorded Delivery to them ?, Once the 40 day time limit has passed I would give them 2 extra days to allow for Post etc then if still nothing I would fire off a Failure to Comply notice under the DPA. That might get them to get the finger out of their Butt so to speak. You can also of course Register a Complaint against them with the ICO, I did and it did get a reaction..lol

 

Good Luck

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Good luck Reidnet,

 

Sock it to em...

 

GE Crapital are next on my list, after I've finished with BarclayCard.

 

 

PS: If there's anyone who hasn't got their original GE loan/PPI agreement and who wants to get an idea what they look like, PM me and I will post a copy of mine (circa Feb 2005). One thing that's a quite interesting is that the PPI is included in the total credit rather than the charge for credit!

Pre CAG:

Intelligent Finance - Judgement in default, settled in full 13/09/06 (£690.17)

Cooperative Bank - Full out of court settlement 12/12/06 (£2426.50)

Settled after first LBA - now that's what I call cooperative!

 

Since Join CAG:

BarclayCard - Full settlement including court fees, interest and cost! 29/03/06 (763.93)

It only took 6 months!

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Hello Ian,

 

See how much we all love and admire you, you are our champion:smile:

 

Even the ferret does:lol: :lol: :lol: lol

 

I know you will get your win ;-)

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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hi chris here good to see you are still about i got a bungle of dpa papers from yours truly ge money noted direct debit charges also other charges for early settlement a lot i mean a lot also solicitors fees deed fees redemtion fees extortion wil i have to calculate all mentioned to try to proceed to make a claim any advice appreciated chris /thankyou:confused:

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hi reidnet can we ask administrator to maybe set up seperate threads for each company and we can post our details per company and maybe use each others details to use as evidence that we all faced the same tactic of mis selling.... mine is with welcome and I would appreciate if any other welcome customers who where told no insurance no loan ... then we could utilise each other against this loan shark!!!

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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Well back to the waiting game again, Have submitted AQ back to court and it has been received by them on 27th March.. So lets see how long before we get a date and get GE Face to Face in Court.

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Well back to the waiting game again, Have submitted AQ back to court and it has been received by them on 27th March.. So lets see how long before we get a date and get GE Face to Face in Court.

 

Ian

 

You'd best keep up this fight, you are nearly there:-D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Just a quick update, Got copy of GE's AQ, they disagree with Small claims and want the case to go Fast Track, Now I think this is simply them using their Bullying tacticts yet again as they either hope I will drop out with the thought of them being awarded costs etc. They have propossd a court date of around 23rd November 2007.. I Dont ..%44^^$$ Think so.

 

Well I will now be passing this latest bit onto the National Press, One National Paper are keen to take up the case on my behalf, Just to highlight how these companies think they can walk all over Consumers and use their Bullying and Scare tacticts to cover up their mis-selling.

 

Will just have to play the waiting game yet again to see what the court decide, After all it is the Courts decision which track the claim will take and not that of GE Money.

 

IMHO - If a document is passed to you for signature that already has the PPI box ticked, this does not in fact make the PPI optional ?

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Hi

 

GE money have been fined £610,000 by the FSA for mis-selling PPI. Take a look - lots of info. for your claim I'm sure! :D

 

Regards, Pam

 

http://www.fsa.gov.uk/pubs/final/gecb.pdf

VITAL - IF YOU HAVE AN ISSUE ABOUT THE INCREASED BAILIFFS' POWERS TO BREAK INTO YOUR HOME AND USE FORCE IN ORDER TO GET YOUR GOODS THEN JOIN THE PETITION HERE:

http://www.consumeractiongroup.c o....l#post53879 9

 

Anyone seeing this who wants to help by copying it to their signature please do.

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Hi Ian, nice to here from you, al though not good news, you've got them taped, thats why there are using bully tacticts. November's a hell of a time, don't know who they think they are, they make me so angry, Im sick of them too, as you know my x was put in the box which is pre assumptative selling of the PPI and they quoted the repayments to including the PPI. Please pass any info you have on the Press the more publicity the better for us all. And it can only help with your case it would be great if they take it up for you.

G E are so big they think they can frighten and bully us, but not anymore its my mission to get the b---- ( I word I never use) before I die

I useds to be a mere woman now, I am supper woman

Lynn x

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Well just had another long chat with one of My advisors from CAG..lol

 

GE Want a fight.. then they can Bloody well have one, and if they want to act like the school bully they will get even more bad Press on that tactics.

 

They think they can Dictate to the Courts, well we will just wait and see what the Judge says all in good time.. Obviously their AQ was written by the same muppet that wrote their Defence..

 

BRING IT ON GE..

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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