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bach

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About bach

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  1. http://www.thisismoney.co.uk/money/news/article-4425464/Staff-meltdown-Financial-Ombudsman.html Sorry If I posted in the wrong place or if it has already been posted.
  2. Thank you for responding I did actually have a lot of extremely good advice at the time April (2008)from many CAGs especially from Slick, and Priority, and also returned help to other caggers. I was at the forefront of reclaiming charges in late 2005, well before in became well known in the media, so thank you for your suggestions, but I am way pass the stages of SAR's. (2005) Was my first attempt at reclaiming charges from Woolwich Building Society with success strait away within 8 weeks, no quibble and straight forward, with a return of £5000 plus. CAG has given me loads of advice and help, it does not mean that because I haven't posted on the site for 3 yrs that I am not up to date with what is going on. Quite the opposite as I have felt confident enough to even go to Court three time to fight my own battles, with three wins under my belt without any advice from CAG. This was only made possible through CAG's good advice on screen for us all to read, making it possible for ordinary folks to take on the establishment. In 2008 GE would not budge on the reclaiming of charges etc, it is only recently that reclaiming of these charges, as you know, have become easier for us all to claim. However, it is not just the charges and fees etc, it is the way in which GE treated us. Plus the Broker (now in default) who miss sold the mortgage loan in the first place. I won't be posting any more on CAG, but I will be keeping myself informed. Good Luck to you all Bach.
  3. How dare you. I am a 71 yr old female, I have no such friends, you are presumptuous pompous, and arrogant in your assumptions and accusation. I have been a cagger since 2005, no wonder I haven't given much attention to the site for the last 3yrs. I lost my home to GE who look my home based on the charges that they applied to the account of £2035.00 This was because the ------------ would not allow me to change the repayment date from the 24th the 1st of the month. Never missed a repayment, and was proactive throughout for two yrs by making repayment on the 1st of each and every month, but because they flatly refused to allow me to pay on the 1st it gave GE cart blanch to apply every charge under the sun. GE took my home based solely on the charges they applied for late payments I haven't had an easy time and don't expect squirts like you to make accusations, you are site team, then God help us.
  4. Is anyone interested in taking part in group action against GE (GMAC) please let me know before Monday 24th April I / we are not just interested in miss sold subprime mortgages, but negligence by broker, repossessions, unfair customer treatment, secret commissions or any other you are angered and aggrieved about with injustice you suffered at the hands of GE and / or their brokers. Just add your story, it could be the beginning of a long journey, offering final justice for us all who have suffered at the hands of these unscrupulous company's. Yesterday I talked with Peter Tutton (Citizens Advice / now at Step Change Debt after reading his publication "Set up to Fail. He kindly offered help and advice, and is well worth the read. Thanks for your interest
  5. Will continue on our own, thanks for your reply. Regards Have just received a call from Lawyer, if anyone is still interested in taking group action against GE please let me know before Monday Regards I / we are interested in not just miss sold mortgages, but negligence by broker, repossessions, unfair customer treatment or any other you are angered and aggrieved about with the injustice of GE and / or their brokers. Just add your story, it could be the beginning of a long journey, offering final justice for us all who have suffered at the hands of these unscrupulous company's. Yesterday I talked with Peter Tutton (Citizens Advice / now at Step Change Debt after reading his publication "Set up to Fail. He kindly offered help and advice, and is well worth the read. Thank you for y[your interest
  6. Hi, Does anyone know if Group litigation has been taken on GE (GMAC) Secured Home Lending If not IS anyone interested in joining Group Litigation / Class action on GE Secured Mortgage Loans I am currently talking with top lawyer about possible litigation for miss sold second charge loans on a no win no fee basis and wondered of anyone else would be interested. Or has one already been taken. Thanks Bach
  7. http://www.oft.gov.uk/news-and-updates/press/2014/18-14
  8. Hi everyone My friend is still insistent on going down the FSA route, however, its a lot of work for me and I'm not in a position to do the necessary paper work at least for a few weeks. Iv have a lot of personal problems at the moment. IF he can still go down the FSA route he has said he is quite prepared to accept less compensation. I would be grateful for all your thoughts I will try for him if I can, as I believe he has a really solid case. Thank again to all Lynn
  9. Thanks Mike for your very valued advise, you obviously know your subject very well. Just finished the Discontinue Notice, so hope that's the end of the matter Thanks again Lynn
  10. Hi Andy As I said Lloyds have agreed that they will not seek any costs if we discontinue the claim, it was Lloyds TSB solicitors that have stated in their letter that I must file a Notice of Discontinuance and they asked that a copy of this be forwarded on to them for their records Surely they would know if this is the correct procedure for me to follow, or are they being pedantic and difficult. Lynn
  11. Hello all Firstly, I'm sorry I have not kept you all informed that offered me advice with the above problem , I have been really busy as daughter in law in 40hrs labour, (only came out Sunday) between looking after other grandson and hospital visits washing and ironing I have not had one min to my self. So apologises for not keeping you updated with what was for me a really desperate situation to handle given my circumstances of the last few months. Anyway, I took Mikes advice and with help from a team member who kindly drafted a letter for me, I posted it on 15th January recorded, fist, and signed for £6 75. Checked next day and was signed for by Walker at 7,35am. Called the Solicitors office on 24th Jan, told not received a reply to my letter of the 15th, after a lot of apologies, asked If I would fax over a copy, which I did immediately. Also sent a copy in the post. Received a letter this morning (27th) from Lloyds Solicitors, They have agreed NOT to seek costs if we discontinue with the claim. They asked me to notify the Court asap and file a Notice of Discontinuance (which I will do tomorrow) and asked that a copy of this be forwarded on to them. Thank you all for your help, I felt everything was closing in on me and really did not know which way to turn, but thanks the CAG you have alleviated me from getting into a real mess Thank you Mike so very much, your advice was as sound as ever. I will now look forward to catching up on sleep and friends. Regards Lynn
  12. Andy this is really useful help to me. I will sleep on your thoughts and refresh in the morning Thank you so very much for giving me some really constructive advise and help it is really appreciated. Thanks Lynn
  13. andyorch Thanks, You can try Mikes suggestion or you may consider not submitting the DQ...the claim would remain stayed and trackless IM THINKING ABOUT THIS OPTION This would allow time for you to re group and gather your thoughts on how to proceed... there are risks the other party could make application to lift the stay or your claim could be struck out so bear in mind. What would be the consequences of the other party making a application to lift the stay or the claim being struck out This is really helpful for me, thank you lynn . t
  14. Thank you for the constructive advise 'drop hands' basis I have thought I will give them a call in the morning to see how the land lies Thanks again much appreciated advice confirming my own thoughts. Lynn
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