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    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Boris Johnson, former Prime Minister


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Keir Starmer too nice to be leader of Labour Party ?

 

Labour have better people on their backbenches than in shadow cabinet, but same could be said about the Tories.

 

Agree that Labour will have to remove those who don't appeal enough to voters across the UK. 

 

 

 

 

 

 

 

 

 

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5 minutes ago, unclebulgaria67 said:

Keir Starmer too nice to be leader of Labour Party ?

Perhaps, although I think 'too nice' doesnt really cut it - hes too woolly

 

5 minutes ago, unclebulgaria67 said:

 

Labour have better people on their backbenches than in shadow cabinet, but same could be said about the Tories.

 

There are good people in the Labour shadow cabinet, but the same can't be said of Johnsons poopulists, and there are few real Tories left

Its a devil when you need the dunnycan to try to mitigate the damaging policies of the 'Conservative party' in power

 

5 minutes ago, unclebulgaria67 said:

 

Agree that Labour will have to remove those who don't appeal enough to voters across the UK. 

 

 

I was referring to the minority Corbynistas disruption of the party. I dont give a crap that they appeal to some.

Johnson and Smug appeal to some, but it doesn't mean they should be in the labour party

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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I see Johnsons Kwasi Backside has effectively said PAANNIIIIC !!

 

WWW.INDEPENDENT.CO.UK

‘No guarantee’ supply problems will be solved soon, says Kwasi Kwarteng

 

.. but helps on the way, we'll have 75 soldiers driving soon(ish)

 

.. no doubt supplying Tory ministers areas with fuel as a priority ..

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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3 hours ago, tobyjugg2 said:

 

I was referring to the minority Corbynistas disruption of the party. I dont give a crap that they appeal to some.

Johnson and Smug appeal to some, but it doesn't mean they should be in the labour party

 

Oh and lets not forget the buy-a-vote-for 3-quid system implemented by Corbynistas to allow 100,000 NOT labour members to instantly join cheap and vote for Corbyn .. I paid VASTLY more than that over decades, yet a sudden gift of power to non labour people allowed him  to hijack the party.

How socialist isnt that? ... or actually Corbyn socialism - yes it is

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

Link to post
Share on other sites

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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You'd never know there's a Tory party conference coming up, would you?

 

Bozo wants to send rockets into space for Galactic Britain rather than spend the money on hungry kids. [Crossed post with you, TJ].

 

Jersey hasn't issued all the fishing licences for French boats that were requested and are possibly expecting another blockade.

 

And apart from all the culture wars and blame of all and sundry except HMG and Brexit for the problems, some people who don't trust Frosty the No Man are concerned he might invoke Article 16 of the NIP.

 

Distractions from the real issues.

Illegitimi non carborundum

 

 

 

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Quote of the day

“Level up? You can’t even fill up.”

- Starmer

Edited by tobyjugg2
  • Like 2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

That ones better

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Heres one for Starmer:

 

Even johnson thinks Johnsons EU deal is rubbish

It just took him longer than most to realise it.

 

and Has he told the Australians they've got to renegotiate that deal thats terrible for Britain yet? Or is that next week.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

who cares, Johnson doesn't now the headlines have passed

and whats Johnson signature worth anyway? Nowt.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

I'm going to replace my quote of the day which is far more apt to the situation, if less well delivered (and ducks):

 

“It’s hard to imagine a government that has made a more derisory attempt to solve a problem of their own creation."

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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I prefer the humerous ones TJ.  I'm finding it increasingly difficult to manage even hysterical laughter.  I used to laugh at doomsday preppers - not any more.

 

I predict the next shortage will be firewood.  Everyone I know with a wood burning stove has ordered far more in for the winter than they normally would.

Edited by hightail
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One of the papers in Holland, Volkskrant, has reported - in Dutch but someone on Twitter understood the article - that Europe is about to retaliate against the UK for not implementing measures that were agreed in the WA. There's mention of import duties, bans on companies trading in the EU and on research programmes. I hope it isn't that tough.

 

Johnson and Frost could well have made this worse by all the posturing since the beginning of the year and almost total inaction.

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Illegitimi non carborundum

 

 

 

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30 minutes ago, honeybee13 said:

Johnson and Frost could well have made this worse

'Could have'?  Ya think?  Just maybe I guess.

Problem is it gives all the frenzied xenophobes someone else to blame and gets Boris off the hook - yet again.  It isn't the incompetence of our own, it's those nasty foreigners being unreasonable.

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On a side note of Policing under the populists and cresida dick (whom Starmer also supports in her role)

 

WWW.THEGUARDIAN.COM

Sgt Geraint Jones of Devon and Cornwall force given final written warning by disciplinary panel

 

 

What I wonder is what life has been like for the officer who called this guy out?

- when you hear reports that female officers daren't call out abuse by male police officers as they would be 'left to have their heads kicked in' if they needed support on duty

 

That this environment is clearly there under cresida dick, and politicians on both sides saying they support her position is astounding.

 

Apparently Greater Manchester Police little if any better.

 

Edited by tobyjugg2
  • Sad 1

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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We are actually living in a bad Monty Python Sketch. You couldn't make this doodoo up!

 

WWW.INDEPENDENT.CO.UK

Follow the latest updates from Westminster and beyond

 

WWW.INDEPENDENT.CO.UK

Exclusive: German driving licences issued before 1999 include entitlement to drive a small to medium-sized truck of up to 7.5 tonnes

 

 

Buy Christmas food now - that should empty the rest of the shelves ! - but don't woory - Johnson wont go without, and Smug and Redwood are likely having Christmas lunch in (AND ON) their companies EU branches

 

"The government hopes that workers brought in from overseas will help “save” the holiday"

"it was revealed ministers have urged thousands of Germans living in the UK to drive lorries in a bid to assist with the HGV shortageeven if they have never driven one before.

Germans based in Britain were sent a letter by the Department for Transport, signed by transport minister Baroness Vere, asking them to “consider returning” to the HGV driving sector."

 

You are German, you must be Panzer trained and your licenses include half tracks .... says Baroness Brainless

... As they amend the undesirable foreign enemy temporary Visa to run a 'whole 3 months' instead of just ending Christmas eve

- I'm sure that will make all the difference (sic)

 

and Priti monstrous says 'she always puts names and faces first'

- but the deportation papers she stamps them on are running short due to no deliveries

 

 

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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"a temporary work visa usually takes “at least” three weeks, and for non-EU applicants it can take up to about seven weeks. The Home Office hopes the scheme will go live in mid-October and the application will be processed in 15 business days."

"Therefore, the first applicant is unlikely to work until the second week of November"

 

Immigration experts also warned of the lack of ability to cope with the/ANY influx of applications.

"The Home Office approved 19,761 temporary work visas last year."

"If all of the 10,500 quotas for Christmas workers are met, civil servants will have to pass an additional 50% of the previous year’s total in just a few weeks."

 

Rob Hollyman, director of Young’s Transportation, described the visa scheme as “pathetic.”

 

 

LONDONNEWSTIME.COM

Experts warned that Boris Johnson’s plan to end the supply chain turmoil was unlikely to work, so British shoppers would buy a Christmas dinner in...

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

39 minutes ago, honeybee13 said:

You couldn't make it up, could you? That German investment banker has a good sense of humour. :)

 

So, are we all going to put Christmas dinner or parts of it in the freezer?

 

I'm sure many might consider places in freezers would be an excellent present to the nation for certain Turkeys ..

 

 

 

... Particularly those that simply wouldn't be able to afford them even if Turkeys were on the menu ...

;-/

and there are quite clearly a number of Turkeys the nation simply cannot afford

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

So the farmers are culling pigs and sheep

Turkeys must be similar

 

Why cant I get cheap ones if I drive and pick some up? half a pig, half a sheep and a Turkey the size of a Johnson or ostrich for a tenner each?

That would be worth buying a cheap extra freezer for ..

 

... ooops second hand Freezer shortages started

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

All this is just the tip of the iceberg, for example I know that the building industry is really struggling with cost of materials, particularly timber having doubled since last year

 

The UK economy could very well collapse if Johnson and his brainless dog actually invoke Article 16 triggering full blown EU sanctions, not because Britain is naturally weak, it isnt, but because Johnson has maneuvered us into a completely weak position.

Johnson is either unaware or entirely uncaring about just how much integration there still is in UK/EU trade and manufacturing. His ONLY card is Ireland - and that may well vanish putting the UK in an even worse position than Johnson has already created for us.

 

Buying Nissans presence ... for the moment ... is a tiny drop in the Ocean that is little more than a flimsy headline which could quickly vanish.

Edited by tobyjugg2

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

 

10 years to save the Vest

After Truss lost the shirt off the UKs back in 49 days

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Share on other sites

I've been worried about this for a while and think MPs have sleepwalked into approving what Johnson wants to do. These measures seem to be designed to keep Boris or the Tories in power for ever.

 

WWW.THEGUARDIAN.COM

Weakening the courts, limiting protest, hobbling the elections regulator. If another country did this, what would we call it, asks Guardian columnist...

 

  • I agree 1

Illegitimi non carborundum

 

 

 

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