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    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
    • Why are FCA’s “name and shame” proposals causing a stir?View the full article
    • I am coming back to this thread after receiving a Single envelope containing 2 letters: 1 from Max Recovery telling me that my account was transferred to Drydens Fairfax in 2007 1 from Drydens Fairfax telling me that they are under instruction from their client to seek repayment.   These relate to a Barclays Overdraft from the early 00s, last payment through PayPlan was 04 June 2019, but neither of the letters are from Barclays themselves.   I have informed Drydens in both May 2019 and June 2023 of changes of address. No letters beyond a confirmation of the change and a request for finanical details have been received, which ive ignored.   What i was wanting to know is do i just ignore these as per previous advice? I know that i cant CCA an overdraft debt but what is the usual "plan" for dealing with old overdraft debts? Am i trying to run the clock down until June 2025 when it becomes statue barred?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Boris Johnson, former Prime Minister


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So, anyone know why M&S are actually leaving France?

WWW.BBC.CO.UK

Brexit has made it "near impossible" for it to supply fresh and chilled products to France, the retailer says.

 

I understand the customs/Brexit issues, and that many UK products can't be shipped due to Brexit hostile environment to EU lorry drivers causing shortages (covid excuse simply doesn't wash),

BUT as theres no such shortages (drivers or product) and no issues (as far as I am aware) in getting stuff from anywhere in the largest single market in the world into France..

??

 

???

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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seems the EU exceeded its 2030 goals for improving overall EU water quality in January this year ....

 

E_EPQpKWQAI39Tx?format=png&name=small

 

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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If you Zoom in - they are brown circles for a reason ...

 

E_CMT95XEAch3YY?format=jpg&name=900x900

Poopulist legacy

 

https://twitter.com/GetBrexit_Done/status/1436802815742074881

 

Edited by tobyjugg2

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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here we go, Fox news UK,

a good 'fit' for Johnsons Britain complete with Piers Morgan, Rebecca Brooks, Chris Evens, Jeremy Kyle under the Man  "not a fit person to exercise the stewardship of a major international company"  - Rupert Murdock

- IMCCO and that of a majority of the then UK govs cross party committee opinion (the Conservative members voted against of course)

 

Still Johnson unit for office and a media mogul unfit to run a company

like I said - a good fit.

 

WWW.BBC.COM

It is the controversial presenter's first major new job since he left Good Morning Britain in March.

 

 

WWW.REUTERS.COM

Rupert Murdoch is not fit to run a major international company, British lawmakers said on Tuesday, finding him ultimately responsible for the...

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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I see Frost is announcing the re-introduction of pounds and ounces

.. apparently to make things easier for shopkeepers - as food will cost pounds for ounces by Christmas even if Christmas is cancelled for all but the rich

 

.. Which is also a return to 'British' Dickensian tradition

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Quote of the day:

 

“A lot of things haven’t happened that the gloom-mongers said would happen and I don’t think are going to happen.”

Brexiter (lordie lordie me) Frost

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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2 hours ago, honeybee13 said:

It seems a bit pointless to me and businesses trading with the rest of the world, apart from the three countries that use imperial measures, will still need to use metric.

 

I suppose some will see it as a 'benefit' from Brexit.

 

Social media comments hilarious

eg:

Bushells of Bullsh**

A peck or two of peckerheads

Not a grain of truth

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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Pelosi reiterating:

 

WWW.INDEPENDENT.CO.UK

House of Representatives Speaker Nancy Pelosi has warned Britain that there will be no U.S.-U.K. trade deal unless Britain solves post-Brexit...

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

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From October 2016. MPs warned of possible energy supply problems. Another clip I read says the government also ignored Commission papers setting out what could go wrong.

 

WWW.INDEPENDENT.CO.UK

‘It is critical that the Government takes basic steps to stabilise investment in the energy sector’

 

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Illegitimi non carborundum

 

 

 

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I hope that I am wrong, but I have a feeling that we are going to face a winter of discontent. All of the serious problems facing many countries are going to reach a crisis point.

 

It will be worse for the UK because of Brexit, as the Government has so far been unwilling to create visa schemes for specific sectors, so foreign workers can fill gaps in the labour market.

 

The energy supply chain is incredible weak in many countries and if we have a very cold winter I can see many businesses being forced to close as the Government prioritises domestic heating supply.

 

How many energy companies are Government going to bail out ?  Only the biggest can survive the massive increase in wholesale prices.

 

NEWS.SKY.COM

Boris Johnson says issues facing energy companies and problems with supply chains are down to "the global economy coming back to...

 

 

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Looks like the 3 Day week and power cuts may be back

 

 

WWW.TURBULENTTIMES.CO.UK

Alok Sharma, Minister of State in the Cabinet Office and the UK's COP26 stool pigeon, was on the Marr Show yesterday, reiterating the government's...
WWW.DAILYMAIL.CO.UK

Fears are mounting about the consequences of soaring wholesale gas prices - up 70 per cent since last month - that are sending providers to the wall...

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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From Bloomberg yesterday.

 

'Joe Biden has too many domestic priorities to find time to negotiate a trade deal with the U.K., Prime Minister Boris Johnson said ahead of a meeting with the American president in Washington on Tuesday. '

 

Johnson also says he would rather have a good deal than a quick deal.

 

I can't post a link, sadly, it seems to have some kind of blocker.

Illegitimi non carborundum

 

 

 

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I suspect that the US have told UK, that there will be no trade deal on the table for years and that the US wants to see the  UK fully implementing the Brexit agreement with the EU including the Northern Ireland protocol.

 

US has always strongly supported Ireland and they won't sign trade deals with UK, while the UK is acting in a way that looks like they cannot be trusted.

 

Get ready for a UK general election in 2022, as Boris may decide to take the risk to go early, rather than wait until 2023 or 2024, as by then the situation could be a lot worse. Could you imagine getting to 2024 with no trade deals that are in UK interests, no Brexit dividends and tax increases.

 

WWW.DAILYMAIL.CO.UK

Speaking ahead of his first White House summit today, Mr Johnson said a number of longstanding trade issues had been resolved, such...

 

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Is there a bit of your post missing, UB or have I missed something subtle?

 

It will be interesting to see what happens about the timing of the next election. You're predicting a bit earlier than a lot of the commentators who are talking about 2023 at the moment.

Illegitimi non carborundum

 

 

 

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Nothing missing and not being subtle.

 

Government appear to have briefed media that they will table legislation to hand back power to the PM to call General elections at a time of their choosing. This was reported by several TV channel political correspondents.

 

Boris likes to play politics as a game and he will see that as time moves on, he will become less and less popular, as will the Government. Recent polling is showing decline in approval ratings.

 

Hence why Summer 2022 may be seen as a good time to hold an election. Before the National Insurance and other tax increases start to hurt peoples standards of living. Leave holding an election until 2023 or 2024 is very risky as by then Government could be very unpopular. 

 

UK will need to at some point make a large number of work visas available to migrants, in particular to pick agricultural crops.  Farmers have lost a lot of money in 2021, as their crops have not been picked and supplied to shops.  lack of migrant labour to pick crops and lack of drivers to pick up/deliver to wholesalers/shops.  Government cannot allow a repeat in 2022, so will issue visas to migrant workers and this will be unpopular to some who voted Brexit.

 

 

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Boris's face when being interviewed today..  When project fear becomes project reality !

 

UK as an independent country will have to invest hundreds of billions to upgrade all of the important infrastructure  that is required. This will take a very long time.  The new nuclear power station being built in Somerset will not be generating any power until 2026 at the earliest and that is very optimistic as only about a third of the site has been built.

 

Some of the protections the UK had as part of being in the EU are no longer there.  EU  countries will look after their own interests in regard to energy supplies, with no obligations to the UK, as they are no longer part of the EU club.

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looks like a generator is next purchase for me.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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2 hard interviews.  Laura Kuensberg BBC and Beth Rigby Sky News.  Held on his visit to the US.

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A generator may be a worthwhile purchase, if there is any left in stock !

 

Candles and wind up torches will also be very popular purchases.

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This Twitter thread is enlightening on gas prices. HMG has removed some of the evidence that was published, including its own papers.

 

It let Centrica get rid of a lot of gas storage to increase profits and the UK's stocks are far lower than France, Germany and Italy. So burbling on about wholesale prices is to ignore a significant part of the problem.

 

 

Illegitimi non carborundum

 

 

 

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A historical context from Dr North shows this has been ongoing for at least 16 years, regarding storage capacity.

 

WWW.TURBULENTTIMES.CO.UK

In February 2006, in the midst of a hard winter, we were experiencing problems with our gas supplies. On the 16th, therefore, the issue was...

 

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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