Jump to content


  • Tweets

  • Posts

    • That is great news. Many people would have given up and paid after losing two appeals so well done for hanging in and fighting. It has paid off and they have finally backed down before getting whipped in Court. I looked at your NTD and your NTK again to see if there was a chance of going for a breach of your GDPR. Sadly although your NTK on its own could have well deserved a claim, the NTD is good enough not to warrant a claim even though it wasn;t compliant with PoFA. As it is the first Notice that mostly accounts for  GDPR breaches there is a reasonable cause for the NTD to have been issued. However you are now freed from worries about appearing in Court and you have learnt about the dangers of parking especially where the rogues that patrol private parking spaces are concerned. Thank you for making a donation and should you fall victim in the future to the parking rogues or anything else that we protect from, you are always welcome .
    • Hi guys I'm about to submit the defence as per below     There has been no reply to our CPR 31:14 request.  Is it worth adding that I (driver, not registered keeper) didn't actually enter or park in the car park and was sat at the petrol station forecourt the entire time?  Or is that covered by the simple points?   Thanks
    • a DCA is not a bailiff and cant enforce anything, even if they've been to court who are they please? sar to the original creditor FIO isnt applicable they are not a public body. who was this query sent too all the more reason to teach her young upon how these powerless DCA's monsters  work... she must stop payments now  
    • Unsettling the applecart?,  I'm going to be direct here, I know how this works , I've been in far worse situation than your relative, and I can assure you , now that there i likely a default in her name, it makes absolutely ZERO difference if she pays or not. Denzel Washington in the Equalizer , 'My only regret is that I can't kill you twice'... It's the same with a default, they can only do it once and it stays on your credit file for 6 years if she pays or not, and as it stands right now she's flushing £180 of her hard earned money down the toilet  so that the chaps at Lowell can afford a Christmas party. As for the SAR this is everybody's legal right, originally under the Data Protection act 1998 and now under GDPR, it's her right to find out everything that the original Creditor has on her file, and by not doing it the only person she is doing a massive disservice to is her self. As the father of 2 young adults myself, they need to learn at some point.. right?
    • Thank you for your pointers - much appreciated. dx100uk - Apologies, my request wasn't for super urgent advice and I have limited online access due to my long working hours and caring obligations - the delay in my response doesn't arise in any way from disrespect or ingratitude. I will speak to her at the weekend and see if she will open up a bit more about this, and allow me to submit the subject access request you advise - the original creditor is 118 118 loans and from the letter I saw (which prompted the conversation and the information) the debt collection agency had bought the debt from 118 and were threatening enforcement which is when she has made a payment arrangement with them for an amount of £180 per month. It looks as if she queried matters at the time (so I wonder if I might with the FIO request get access to their investigation file?) - the letter they wrote said "The information that you provided has been carefully considered and reviewed. After all relevant enquiries were made it has been confirmed that there is not enough evidence present to conclusively prove that this application was fraudulent.  However, we have removed the interest as a gesture of goodwill. As a result of the findings, you will be held liable for the capital amount on the loan on the basis of the information found during the investigation and you will be pursued for repayment of the loan agreement executed on 2.11.2022 in accordance with Consumer Credit Act 1974"  The amount at that time was over £3600 in arrears, as no payments had been made on it since inception and I think she only found out about it when a default notice came in paper form. I'm a little reluctant to advise her to just stop paying, and would like to be able to form a view in relation to her position and options before unsetting the applecart - do you think this is reasonable? She is young and inexperienced with these things and getting into this situation has brought about a lot of shame regarding inability to sort things out/stand up for herself, which is one of the reasons I have only found out about this considerably later Thank you once again for your advice - it is very much appreciated.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Boris Johnson, former Prime Minister


Recommended Posts

On 21/04/2022 at 09:55, tobyjugg2 said:

Brexit trade really not going well is it?

Wonder what hes going to give to India at UK taxpayer expense?

 

 

OH dear, enhanced access for Indian 'foreigners aint going to go down well with his Brexit  'nasty foreigners'  base is it,

- especially with the Tory party pointing the finger at labour allowing foreigners in in their local election leaflets eh?

Typical populist liar ploy though, point the finger at others for what the liars are doing .. just like xenophobic Patel is ..

 

and like Penn saying if she lost that was it for her - then welching

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

None in particular - just that Brexit was all about millions of foreigners coming in wasn't it ?

- So 500M EU vs 1,000M Indian

 

 

nigelfarage1606.jpg

 

DUCKDUCKGO.COM

DuckDuckGo. Privacy, Simplified.

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

and on the subject

 

Fewer than 200 asylum seekers will be deported to Rwanda under existing rules

New figures cast doubt over Boris Johnson’s claim that tens of thousands will be removed under new deal

 

So, £140M quid up front .. plus actual costs when Patel actually sends any ..

 

So at about a million quid each, surely would have been cheaper to pay for them to stay half board at a costa del sol half board hotel for a decade or 2 .. just about long enough for the seas to rise enough to make the channel crossing a lot more awkward and a lot less desirable.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

A gambler used a £50,000 bounce-back loan to fund poker games after claiming his company turned over £200,000, even though he only had £2.72 in his account.

 

• A sandwich shop owner received a £35,000 loan for his business before using it to fund the refurbishment of his garden, gambling losses and a new business that went bust within six months.

 

and suitcases full of cash being 'exported'

says it all really

 

Which party is NOT safe with taxpayer money ...

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

and hoyle continues to prove himself less use to the British public than a second hand well used wet-wipe.

 

WWW.INDEPENDENT.CO.UK

David Dillon said journalists should not ‘take instruction’ from officials of the House of Commons

 

Clearly the article itself in the form presented is nothing more than sexist, misogynistic and inflammatory without any reasonable excuse of public interest.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

Not even Murder/man slaughter?

 - as Patel was quite happy to propose sending the navy in to 'push back' small boats, and Johnson and his health minister were happy to send covid positive patients back into care homes

 

then theres starving kids (as in Tory policies)

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

Jacob Rees-Mogg postponed Brexit border controls again, admitting that they would cost British businesses £1bn a year 

“saving businesses money by not getting Brexit done”, as Feast of Stephen put it 

 

.. now theres a 'Brexit' opportunity taken

(If there was no Boris Brexit, there wouldn't be the opportunity to help businesses by avoiding its requirements)

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

They have more important issues on their plate.

They may sidestep money laundering and tax evasion in 'British' territories

 

But the yanks aint ignoring cocaine smuggling and the associated money laundering

 

WWW.THEGUARDIAN.COM

Andrew Fahie is charged with conspiring to import drug into the US and money laundering by the Drug Enforcement Agency

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

The Tories want a police investigation into Keir Starmer's takeaway meal while he was campaigning. Meanwhile the Mirror has found a photo of Johnson inside a pub when it was illegal and drinkng a beer a week after the event they want investigated...

 

WWW.MIRROR.CO.UK

Top Tories are demanding a police probe into Keir Starmer having dinner with colleagues - yet Boris Johnson raised a beer inside a pub with at least 10...

 

  • Like 1
  • Thanks 1

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I think they are all gilcup M'Lud, neither Johnson or Starmer look squeaky clean in this as in we are the elite the rules don't apply, then there is the Ginger Growler and Rayner.....

 

We are ill served by our Politicians in general.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Its always the lesser of two evils to choose from.

Do it right enough times and we might get to half way decent.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

I see frosty has effectively admitted they lied to get Brexit.

I dont doubt he doesn't mean to admit it, but in real terms he has.

 

“At that point we would have seen, at best, a second referendum, quite possibly Brexit taken off the agenda for good, and who knows what consequences in our domestic politics.”

 

 

WWW.INDEPENDENT.CO.UK

The peer said Brexit would have been ‘taken off the agenda for good’ if the UK had not agreed to the protocol in 2019.

 

Edited by tobyjugg2
  • I agree 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

Interesting that BP's profits have apparently more than doubled,

When you put that in the context of pretty much everyone reducing their use ...

 

Seems to quite clearly define profiteering from a crisis at the cost of UK people and businesses

 

That they claim they are going to invest xxx in the UK is probably simply what they were scheduled to spend (or less) anyway and is almost certainly just an attempt to evade being taxed on their profiteering ... especially when BP have announced a massive share buy back to benefit their shareholders off the back of the profiteering.

 

WWW.THEGUARDIAN.COM

Rolling coverage of the latest economic and financial news

 

Edited by tobyjugg2
  • Sad 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

As they are happy to effectively give their shareholders a tax free 2.5B bonus via the share buyback out of their extra profits, and it is a good chunk of the increased profits,

£2.5B sounds like a minimum for a windfall tax.

 

Sunak should also enforce the fuel tax and VAT reductions are passed on to customers rather than being kept as profit by businesses as seems to be happening.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

When you've got a PM (Partying Mongrel) (mis)leading the nation, and repeatedly touting disinformation (aka a lying ******) in his own interests at the podium of our 'democracy ..

 

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

"The Tories have even lost Mayfair, calling into question their strategy of impounding voters’ yachts."

- Marina Hyde

 

We'll now see if the 'tories try to depose Johnson 'the incompetent corrupt liar' and he in turn calls a general election and drags them all down with him, or whether they wait and hope the UK public forget about what has happened and dont mind the NHS being privatised (and their medical data sold off to the private sector), and energy and water companies ripping them off for extreme profits going abroad ..

and perhaps they might be hoping enough non tory voters die of hunger or cold before the next general election.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

LOL LOL LOL

 

"The head of a Conservative HQ unit devoted to defeating the Liberal Democrats has lost his battle for a seat on Somerset Council – to a Liberal Democrat"

 

 

WWW.INDEPENDENT.CO.UK

Hayward Burt had given lectures on how to stop the ‘yellow peril’ in Blue Wall Tory heartlands

 

"He delivered a “masterclass” to the Conservative Women’s Organisation in November on the subject: “Fighting the Lib Dems – Policies that win”."

 

Practiced his incompetent preaches?

... and in Thursday’s local elections for the new Somerset unitary authority, he came in third in Blackmoor Vale behind two Lib Dems, who took both of the ward’s seats.

Edited by tobyjugg2
  • Like 1

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

and keep an eye on this for changes to your NHS data protections allowing the populists to 'export' your personal and once private medical data to their private sector doners/pals.

 

NEWS.SKY.COM

There are concerns the move would actually cost the economy more than it brings in by making it more expensive for the UK to exchange data with...

 

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

On Jenrick doing the election results 'greywash' rounds because the half way sensible 'senior' tories are in hiding.

 

"Jenrick isn’t even in the cabinet. He had been, of course, but Johnson had realised he was too rubbish even to make it into his cabinet of the talentless. Imagine being that crap"

-  John Crace

 

No doubt hopeful handcock will be out doing the whitewash rounds again .. or has even he scuttled into the sewer pipe to hide?

Quazi's remarkably reality avoiding rhetoric is remarkably absent.

The Tory Legacy

Record high: Taxes, Immigration, Excrement in waterways, energy company/crony profits

Crumbling: Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes

with the same gusto they do around their crooked MPs

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...