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    • Which Court have you received the claim from ? Civil National Business Centre   Name of the Claimant ? JC INTERNATIONAL AQUISITION   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 22 May 2024   Particulars of Claim   What is the claim for – the reason they have issued the claim? The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. Debt was assigned to the claimant with notice given to the def. Despite formal demand the def has failed to pay the debt and the claimant claims £300  and further claims interest pursuant to s69 of the CCA 1984.   What is the total value of the claim? £385   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier    Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably    Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No   Why did you cease payments? Changed supplier   What was the date of your last payment? Never    Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No  
    • Their FAQs state - Cancellations and modifications If your booking has been cancelled, Booking.com refunds you immediately. The processing time may take 7 to 10 days and depends on your bank. If you have questions, contact your bank directly. I'm a regular Booking.com and AirBnB user.  The former have never cancelled.  The latter have and my money was refunded immediately (not that that helps you as we're not talking about AirBnB!) Best to check with your bank and see (a) if you did pay in advance and (b) if it has been refunded. Also, have you received a message from Booking.com officially stating the cancellation?
    • I'm not up to date with the Legal Aid rules but I'm not sure that many people qualify. HB
    • You question timescales a bit in thread - From my experience, defaulting everything and ignoring all non PAP letters, while making no payments: - 18 months to LOC - further 18 months to be at court Most are still silent 3 years in though!. If making token payments, court, if ever would be 4-5-6 years from now - Hope that helps. My debt is similar, I started it 2021 and wouldn't believe I'm already over half way through default period. You need to make the decisions but follow advice already given in this thread, and you will be fine. Best time to plant a tree was yesterday, second best time is today. Good luck BT  
    • ah ok honeybee, no harm intended - I'll do that, I wonder whether there's any benefit to be had by applying for legal Aid as opposed to NWNF, it's about 6 months since this incident took place, so time to get the ball rolling
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Notice to resign


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I'd simply tell them she's expecting to be paid up until the resignation date she put in her letter.  If they won't budge, I'd put it in writing that I do not accept their decision and am reserving my position/seeking advice.  Whether that's a good idea or not, I don't know.  See what others advise.

 

She can always sue them in small claims for the missing pay.  She'd have six years to do so, and that might surprise them if she makes the claim outside the ET deadline.  (As I've said before, I'd ignore the ET route -  that's probably what they expect her to do).  Process is simpler and less stressful than ET.

 

But I'm not an employment lawyer.  See what others say.  (How reliant is she going to be on eg future references?  Don't want to burn bridges).

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Thanks, she is reliant on the reference, so they could refuse it. But on the grounds of a despite of notice seems a little excessive.

 

There’s just something that the small claims route makes me nervous. The judge will not necessarily be an employment expert and therefore he/she will be not necessary be making their decision based on actual proven wrong doing. She could then end up with no money and no reference  and come September no job!

 

I have plenty of ‘evidence’ at my disposal to discredit the Director as her Practices have been shocking recently but I can’t guarantee that I’ll be allowed to represent my wife in the court and she wouldn’t stand a chance representing herself as she’s very anxious in that type of situation and would maybe discredit herself if she was to contradict something she had said previously. 
 

I would apply to the judge to bring her case without the need for her to be present.

 

 

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24 minutes ago, Matt84863 said:

 

 

There’s just something that the small claims route makes me nervous. The judge will not necessarily be an employment expert and therefore he/she will be not necessary be making their decision based on actual proven wrong doing. She could then end up with no money and no reference  and come September no job!

 

I have plenty of ‘evidence’ at my disposal to discredit the Director as her Practices have been shocking recently

 

 

Your evidence of wrongdoing is totally irrelevant. You are not trying to prove the director is a bad person. That is not what the case is about. Put that evidence away. You're going to make a mess of things with it.

 

You are simply saying, "the contract says this. This was not adhered to. I believe I am due money."

 

Don't over complicate it. Rumpole is not required in the Old Bailey today. The judge does not need, not will care, about substandard working practices when s/he is only being asked to decide about whether the employer should hand over a month's wages. 

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Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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My own personal view is that ETs are not particularly employee friendly.  If I had the choice between a court and an ET, on what is simply a money claim based on contract, I'd go for a judge in a court any time. 

 

Unless you are a solicitor or barrister, I'm not sure you'll be representing your wife anywhere (although I may be mistaken about ETs and small claims).  And if she's going to get stressed out or not come across well, I'd have thought an ET was worse than a small claims court in that respect.

 

 

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I do take take your point.

 

I have represented many people in court as a lay person, you need to apply to the judge based on personal need. Ie a medical condition, disability or physiological condition that would exacerbated by being in that situation. Tracey suffers with anxiety and therefore could be in a position where she is unable to articulate an appropriate case.

 

We have written to the employer to reconsider.

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One step at a time. If the company don't defend it, no one will actually to need to go near a court room, virtual or otherwise. MCO is a really simple process for clear cut cases.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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  • 3 weeks later...

You are incorrect about showing a need for a lay rep in county court or ET, what you say would apply to a family court where Lay reps are rare but Mckenzie Friends common.

What you should do is advise the court that the litigant wants to use a lay rep beforehand and make sure that you have the relevant legislative notes to quote from or you may find yourself demoted to Mckenzie Friend.

 

yopu are well short of that time though, chances are the employer will want to settle before then, even if to try and mitigate their costs. A very stubborn owner of such a business is not unknown but most have insurance for such things and their insurer's lawyers will soon grab the steering wheel so you can expect some sort of an offer.

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