experto/varde now PRA Group chasing old MBNA silver nomination choice card debt

[Old Cogger]

mbna trying to cash into their account regardles

[firstship]

Anybody managed to establish any links between Experto-Varde-MBNA?? Apart from Experto and MBNA continually getting it wrong and still getting away with it.Varde are just silent no communication at all perhaps dont have paper who knows?

 

FS

[rutland1]

Worth a look FS if you havent already

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?243110

[firstship]

Rutland1 thanks did not find this thread makes interesting reading

 

thanks for your time FS

[firstship]

Update this debt has now been sold to" Aktiv" who tell me I should still deal with Experto.

 

Recap on the History of this debt.MBNA wrote they had sold the debt to Exporto

Exporto wrote and said they represent Varde

I wrote and said I need proof that you represent Varde (no proof)

I told Exporto that Varde have never contacted me, so I needed proof they owned the debt (no proof)

Now Aktiv tell me they purchased the debt from Varde but Exporto will continue to represent them

 

I feel the time has arrived when I challenge Aktiv by stating I have no debt with Varde,does this make sense?????Or any other ideas

 

Thankyou FS

[roygoodbeat]

Update this debt has now been sold to" Aktiv" who tell me I should still deal with Experto.

 

Recap on the History of this debt.MBNA wrote they had sold the debt to Exporto

Exporto wrote and said they represent Varde

I wrote and said I need proof that you represent Varde (no proof)

I told Exporto that Varde have never contacted me, so I needed proof they owned the debt (no proof)

Now Aktiv tell me they purchased the debt from Varde but Exporto will continue to represent them

 

I feel the time has arrived when I challenge Aktiv by stating I have no debt with Varde,does this make sense?????Or any other ideas

 

Thankyou FS

 

Have had a similar letter. Will ignore as I am sure it is yet another tactic by Experto.

[ltc1607]

Update this debt has now been sold to" Aktiv" who tell me I should still deal with Experto.

 

Recap on the History of this debt.MBNA wrote they had sold the debt to Exporto

Exporto wrote and said they represent Varde

I wrote and said I need proof that you represent Varde (no proof)

I told Exporto that Varde have never contacted me, so I needed proof they owned the debt (no proof)

Now Aktiv tell me they purchased the debt from Varde but Exporto will continue to represent them

 

I feel the time has arrived when I challenge Aktiv by stating I have no debt with Varde,does this make sense?????Or any other ideas

 

Thankyou FS

 

Hi in the same position as you I wrote to Aktiv telling them this was in dispute with MBNA and Experto still waiting on reply.

[roygoodbeat]

If it had been sold, where is the deed of assignment and notice that it was being sold. Never have had anything from Varde. It's just them being deceptive again.

[firstship]

Agree Varde have never sent a Letter of Assignment,so we are expected to believe Exporto,now Aktiv have come on the scene we are expected to accept their letter as an Assignment letter,I will challenge Aktiv and as and when they reply will post up

 

Thanks very much FS

[Old Cogger]

Aktiv have purchased a lot of Varde debts and experto still collecting agents,, as reported in Credit to-day, letters sent out from Aktiv to this action.

[rutland1]

Hi Fs,

 

Hope you are well my friend. It seems we are both at the same stage again. I'm starting to get calls from Aktiv after they sent a letter saying they have bought the debt. They are just the same company operating out of the same offices? Perhaps they pick the next company name they are going to use out of a hat like the office sweepstake for the Grand national?

[firstship]

Mike. Hi. Rutland Hi... thanks for your replies it seems like the battle continues,what a pain,not to worry keeps you Aktiv??

 

Regards FS

[Capricorn1601]

Hi

 

I got one of those letters too. Been quiet of late though

[firstship]

Hi, I have challenged them, and conveyed the history of the unacceptable way the various companies involved have ignored guidelines,as expected No Answer

 

 

Regards FS

[Capricorn1601]

Hope its not the quiet before the storm

[firstship]

Hi had a response from Experto on behalf of Aktiv,they say that the MBNA card was an Alliance & Leicester card,this is not true at all,they further state if I have any issue it should be referred back to MBNA as they where the OC and I need to settle the matter with them.

 

Why should I as MBNA sold the account 13 days after the issue of a DN,they told me it had been sold to Experto,this was not true it was sold to Varde,and Experto wrote and told me they represented Varde but no confirmation of this from Varde in fact no communication with Varde at all,now the debt has been sold to Aktiv and Experto now represent them.

 

Any offers on the way forward,as I feel this account has been sold,with so much incorrect information and has been compounded by each company

 

Thanks Firstship

[Dotty50]

Hi firstship, it's difficult to keep track with all the different names involved!

 

If you haven't ever had an A & L card then I would just respond accordingly and suggest that they refer the matter back to MBNA in order to get their facts straight.

 

I've had a letter from CMC offering me a deal at a tenner a month, free of any interest charges, just complete the direct debit and return it......................I'll have a little think about that.......not!

 

The alternative option is that they will consider notifying solicitors ...................etc

[firstship]

Ho Dotty good move will send Experto a letter get your facts right,and are they sure they have the right person etc

 

Thankyou Firstship

[Old Cogger]

Hi firstship, it's difficult to keep track with all the different names involved!

 

If you haven't ever had an A & L card then I would just respond accordingly and suggest that they refer the matter back to MBNA in order to get their facts straight.

 

I've had a letter from CMC offering me a deal at a tenner a month, free of any interest charges, just complete the direct debit and return it......................I'll have a little think about that.......not!

 

The alternative option is that they will consider notifying solicitors ...................etc

 

 

 

CMC are the same as Experto. next desk.

[Dotty50]

CMC are the same as Experto. next desk.

 

I wasn't aware of this but I'm not surprised!

[firstship]

All quiet but now an amazing letter from Experto offering a 70% discount for a full and final settlement,

 

This just shows how little the debt was sold for,so 70% even if I could afford it, is still unattractive,Experto/Altiv/MBNA do not want to answer the major discrepancies that exist,and I have the feeling with 70% on offer there has got to be to this

 

Will write to them and say NO,I need answers to questions outstanding

 

Thanks FS

[Old Cogger]

no doubt they will sale on again if you ignore them?

[Dotty50]

Firstship, you beat me!

 

I got a 50% offer but that was only if I paid £50 in July and commit to a monthly repayment plan, no F & F offered though!

 

Not that I've got the money either!

[firstship]

Mike770 and Dotty50,thanks for your replies,I am sure you are right another **** bucket will buy the debt and it starts all over again

 

Regards FS

[Old Cogger]

All quiet but now an amazing letter from Experto offering a 70% discount for a full and final settlement,

 

This just shows how little the debt was sold for,so 70% even if I could afford it, is still unattractive,Experto/Altiv/MBNA do not want to answer the major discrepancies that exist,and I have the feeling with 70% on offer there has got to be to this

 

Will write to them and say NO,I need answers to questions outstanding

 

Thanks FS

 

 

Why ping pong waste of time letters to them, they know you are on the run by responding to their kindergarden games of begging letters,. At least real Beggars have not money and need your pennies, not the buy alledged debt for pennies and try to con £!s out of you, they buy your debt then they have done you a favour, the debt is theirs, then they try all sorts of methods to extort more out of you.