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    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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friends Basic state pension - help?


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Asking for a friend:

Born in '48; doesn't have a UK passport, but educated here and owns property here, resident for most of adult life - although each year split between UK/ abroad.

Ran own business  about 40y ago but is vague on if ever was given a NI number ... 🤔

Certainly doesn't have it to hand.

Also can't remember anything about tax returns ??

Had some income generated overseas at other residence.  Was wealthy, kind of a person of independent means.   But not now.

How do I assist on ascertaining if eligible for basic state pension?

Would have been able to claim since 2013, but hasn't.

I have access to some boxes of private papers - where might I find the NI# or something else that may help locate it?

Friend currently abroad.

 

 

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Did she ever attend a doctor or a practice ??

They should have their nhi number

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx

I am sure they must have.   I will ask which local practice they attended.  But bit concerned the practice may not have kept records.   Is it normal for a doctor to hold NI numbers?

They were also married with children; divorced/ widowed - so must be info somewhere.   I have asked one child - but they have no clue

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any surgery/practice attended should still have records.

 

its all digital now anyway.

 

might have to produce passport/drivers licence.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If he can't find it on anything the 'last resort' is to fill in form CA 5403 and post in to HMRC and they will tell him what it is (if he has ever had an NI number). 

 

https://www.gov.uk/government/publications/national-insurance-get-your-national-insurance-number-in-writing-ca5403

 

If he has never had an NI number I'd have thought he couldn't ever have paid any NI contributions. In which case he wouldn't be eligible to for any basic state pension at all, would he? I'm not an expert on this though.

 

Why would a GP's practice know your NI number? Surely it would have your NHS number? 

 

I wouldn't be too quick to tell HMRC he never filled in any tax returns but used to run a business even if it was 40 years ago! Stick to what's asked on form CA 5403

Edited by Ethel Street
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Managed to have a brief chat with friend.  Income, NIC and tax return info seems very vague. 

But he wasn't divorced as i had wrongly thought.  He was just widowed. 

Wife also did things by the book, was the majority income earner, and was claiming her pension when she died (was older).   

If friend didn't make enough contributions can he now attach himself to her pension? 

She passed in 07; friend would have been able to claim from '13.

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you say he lived abroad a lot, he may not be "domiciled" in the UK at all and he then has to rely on pension provision from country that is his official place of residence.

People born in the UK usually have to nominate somewhere if they wish to have this apply  so that is another avenue.

As he is abroad then chances are he wont get a payout as things are and will have to return to the UK and suffer the waiting period of non tax paying expats. As he presumably has a passport from another country he may well fail that as well

 

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Friend has other passport; not uk

But he has lived in UK most his life; kids raised here; owns property here.  He just always spent the winter away.  He has in recent years been away rather than in uk.  Think that UK would be considered official place of residence.   He never worked abroad, where he is now.

He also wants the pension funds to remain in the uk bank - to cover expenses here. 

 

Not sure if wife's records are accessible.   How do I locate them?  Via dob, address, birth/death certificates?

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I have to say I'm amazed at the efforts you're going to in order to help your friend.

 

Forgive me for saying it but it might be better to find information rather than ask us what to do when you don't know what is available from the paperwork.

 

HB

Illegitimi non carborundum

 

 

 

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friend has provided me with marriage certificate, spouse dob and date of death.

He states she had started claiming in 98.  She passed in 07.  She was the income earner in the relationship.

What does friend need to do now?  Or how can I help?

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11 hours ago, HP Mum said:

 

What does friend need to do now?  Or how can I help?

 

 

What's been suggested already. Use the link in post #6 to find out if he has an NI number, then ( if he has one) ask for a pension forecast. The pension forecast form asks for details of spouse (including spouse's NI number).

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Thanks Ethel - Friend doesn't have NI or tax reference details though for himself or late wife.   Can he use her dob and death and marriage details to obtain them?  

Edited by HP Mum
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When I spoke to him he said he doubted if he ever had a NI#   but his wife did as she was the earner.  If he never had a NI# and thus no tax reference - can he use the link to find out wife's and be able to claim via her Ni ?

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