Clare vs HSBC for £4,900- ** WON **

[steve_n]

My darling Babes

 

Ah - that one's easy (me being wise and hansome now)

 

The mods 'merge' your threads, they #prefer' that you keep to one thread

(I had three merged)

 

xxxx

[Clare1981]

But if you ask on your own thread most people that dont usually follow your thread wont answer your question!! The more people that answer the better!!

 

Nobody's answered yet!!!! LOL (Told you I was impatient!!)

 

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[steve_n]

 

(very patient with 'some' things LOL )

[Clare1981]

Like what Mr Steve?!! Please do tell!!

[Kathryn Holton]

I have read your case history HSBC have also entered a defence on my claim for £4200 I was really hoping that they would not enter a defence and now I am quite worried I have heard nothing at all from DG solicitors, I am just going on the info on HMCS online. Any advice would be greatfully appreciated.

[Clare1981]

Hi kathryn,

 

When did they enter a defence? I got my full offer the next day! The letter was dated the same day as they entered their defence! Duh!!

 

Hang in there, its probably days away!

[Clare1981]

Boo hoo hoo... still no money.... I need help here!

 

The saga continues...... still no money into my account and just to make matters worse HSBC have charged me £150 this month!!!!!

 

Tried ringing Debs and Rachel, both answering machines, Debs not in till the 3rd, Im reallly hoping Rachel isnt away till then too. Ive left 2 messages with her, one today and one last friday and have had no resonse. I have a contact for a bloke but for EMERGENCYS only.....

 

So Im feeling really fed up and these charges have made me feel worse... dont they get it? They now say 'notified charges' does this make them okay? I want to start my next claim for charges from May to present date, looking at around a grand now but am worried they'll query this latest charge as its a new way of doing it. Its a worse way of doing it thats for sure, Ive never been charged this much in all my time with them!! Do you think I should start the claim?

 

And helps, hugs or support would be VERY welcome!!

[Bex7]

Just because they say notified doesn't make them ok cheeky sods!!

I am about a week behind you (have been following with interest) and they were to debit £85 of charges from me so I rang them up and told them to refund it, they asked why and I said they are unlawful...blah blah blah.... If they were not happy to do it i would add it to my claim. Funnily enough they were only too happy to refund it then!

Can file for judgment on the 4th so hopefully will not be more than a couple of weeks now....

[Clare1981]

Wow your brave!! Did yours say 'notified' also!?

 

Id ring them up but I wouldnt know what to say apart from that I know they're illegal!!

 

Good luck with the end part fo your claim, wont be long now!!

[Bex7]

LOL I have gone all "charlie big potatoes"

 

I just rang up and said I could see the charges pending and would like them to be reversed. when they asked why I simply said because they are unfair and unlawful.......I think they knew at that point!

 

How long did it take you from defense til offer?

[Bex7]

sorry meant to say that they did indeed say notified....

[Clare1981]

They sent out the offer the same day they entered defence! Duh! Checked my MCOL on the 20th, said defence next day got the full offer!! (They didnt wait until the 28th day with me which I think they do with most people!) But that was a week ago now and still no money!! Hopefully it wont be long now, xmas got in the way i think! Whats the bet new year will also get in the way!!

[steve_n]

Clare,

 

Have you sent your acceptance back, and also faxed same ?

 

Did you stipulate a 7 day deadline ?

 

remember you don't 'have to' return your AQ on the day stated, you can string it out a little !!

[lateralus]

but if you decide to do that, i think it is important to notify the court that you have accepted an offer and are awaiting the money and request a 7 day delay on the a.q. deadline - don't just assume it. keep at it.

[Clare1981]

I didnt send it back, just faxed last Friday and have been ringing to make sure they received it.... my car has just dies, its off to car heaven tomorow...... it never rains here, just pours!! I NEED a car!! Now wheres my money?!!!!

 

I wanna file my AQ, or threaten to file it, to get them moving, how long does it take to put some money into my account and WHY cant I get hold of anyone!!!

[steve_n]

It maybe because it's 'this' week !!!

 

I guess their all on there hols, back next Tues

 

I know that's absolutly NO help to you right NOW !!!

 

xx

[baconbuttyman]

Okay thank you, ill get them faxed over tomorow!

 

I know it will be tempting to accept if I get a lower offer but Ive told myself I wont! What happens if you say you'll accept it as part payment? Do they give you the money straight away or do they just wait and give you the full amount in one go at a later date?

 

wouldnt it be easier if you just included a shcedule of charges when you file the court docs, unless you cant do it that way on line, then surely it would be easier to do it in person with the shcedule

[Clare1981]

Thanks for the reply bbm but my case is complete now! I have won! Good idea for anyone else starting out though!!

 

Erm.... thanks for the reply Steve! I did manage to speak to a man from DG earlier who was VERY nice! He said they have skeleton staff this week, him being the only one on his floor out of a team of 20! He said, despite what everyone says, they are very reasonable and very nice people and they usually get the money out within a few days but being xmas etc..... BUT as nice as he was he couldnt help as hes not dealing with these claims but said he'd try his best to get someone to call be tomorow!!

[steve_n]

Hmm - fingers crossed then !!!!

 

call them if you haven't heard by - say 3pm !!!

[Clare1981]

Will do, thanks! Jakes just seen your avatar!! He's well impressed!! xx

[steve_n]

Thanks - he's one of my favorite actors, the likeness is uncanny (some would say)

 

xxx

[Clare1981]

[steve_n]

And you would be 'Miss Turner' of course !!

 

:D X x X

[Clare1981]

Hey all! A lady from the solicitors, didnt catch her name, called me back yesterday. Said that the 'request for payment' was being sent over that afternoon. Its up to the bank to deal with it from there. She said she has to say 7 days from then..... Could be less but says 7 to be sure... Oh whats the bet it will be 7? Probably more because of the bank holiday! But she did say it will be with me by the end of next week so Im guessing the 7 days included the b/h. She also said she had put mine to the top of the pile so to check the bank in a few days! But we'll see, def not getting my hopes up!

 

Anyway, the car has gone We put a deposit down on a car on Thursday, just nee the money to buy it now.... so I am without car next wee, the worst week it could happen! Im back to work Tuesday... would usually do an all round trip during schoool hols to get the little one to nursery and the 'big one' to a family member or the holiday club then myself to work.......usually takes me 45 minutes in the car, will be interesting to see how long it takes without a car!!!

[boXXer]

oh thats not good. I think its because of the time of year. I need to phone my courts and tell them that DG have decided to pay out, so im in the same shoes as you. i will see what happens after new year. Might give them a call to see if they recieved my fax, and to see when payment will arrive.

 

Hope it all goes ok for you,

Mike