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    • I'm at work now but promise to look in later. Can you confirm how you paid the first invoice?  It wasn't your fault if the signal was so poor and there was no alternative way to pay.  There must be a chance of reversing the charge with your bank.  There are no guarantees but Kev  https://find-and-update.company-information.service.gov.uk/company/09766749/officers  has never had the backbone to do court so far.  Not even in one case,  
    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
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Hello good people.

 

It's been ages since I posted on this thread. I have had a few more threats from new debt collecting companys but did'nt post because I knew that was all they where.

 

I got this one yesterday and wandered if someone could have a look and tell me if this is the "letter before action" I've been waiting for since back in 2019.

 

As it states Notion of Intended Legal Action. Does this now require a letter by me to be sent to the debt collector?

 

Thanks for any help.

 

 

DCBL DCA Threat-o-gram.pdf

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its from a dca so cant be a letter of claim.

 

we recommend using persil, if you do is stuff all to do with us.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A letter of claim has to be a particular format, as single sided sheet not sufficient.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Thanks for the replies.

 

So nothing to worry about.

 

Does a letter before action come from a solicitor acting on behalf of the debt collectors/baliffs then?

 

I understand once a debt is paid (by the dca) it is no longer a debt in law.

 

We have had about four different DCA's write to us over this since the "offence" back in August 2019. Selling it on and hoping we take the bait.

 

 

 

 

 

 

 

 

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A dca can never be a BAILIFF. NO exceptions!!

 

and a BAILIFF can only ever be involved until/if pigs fly and you lose a court claim and even if you do.. DCBL tv bailiffs would never be involved, it would be a court assigned one and the claimant would need to return to ask the judge to send them. AND as wirh any bailiffs actuon on a Consumer debt ccj.. There is NO right of forced entry allowed.

 

a dca is not a BAILIFF

and have

zERO legal powers no any debt no matter what its type

 

a paploc can only be issued by a solicitor acting upon their clients instructions

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No you scan everything!!

 

do not move from the org v5c ad they are using without telling them in writing

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ok I'll keep the letter.

 

I still have all the threat letters from the various DCA's.

 

I have had NO contact with them at all.

 

I was under the understanding until I receive a Letter before action, I should have no contact with any of the letter pushers.

 

Is this still the case?

 

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Bar moving

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you move and don't inform 'debt' owners..this inC any debts from the last say 7 yrs on your credit file or not, they can quite legally file everything to your ild address. Called backdoor CCJ..Plenty of evidence here on those on all manner of debt.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Then you could have problems in the future, as dx says. It would be a gift to a private parking company because they can still issue a court case to your old address and you'll be none the wiser.

 

The next thing you know, the court case is decided against you because you didn't attend and you have a CCJ that you may only find out about when you apply for credit, say. This is what dx calls a backdoor CCJ, we see them regularly and they take a lot of unravelling.

 

HB

Illegitimi non carborundum

 

 

 

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So are you saying I should inform them of an address change even though to date I have not had ANY contact with any of the DCA's that have been sending letters since 2019?

 

Will they ever get bored of sending the letters & write of the "debt"?

 

Surely if I inform them I've moved it will encourage them more?

 

 

 

 

 

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Yes otherwise you will go for a loan, a car, even change a phone contract and a shiny CCJ will be sitting in your credit files, default to your old address, as DX and HB have indicated.

 

It won't encourage them any more than it would by staying where you are, what it does do is give the fleecer's a quick route to a default CCJ, if you inform them you have moved in a letter, NOT email, keep a copy file creation date will be in the metadata, so a true record, get a  free proof of posting and scan that. 

 

If they are stupid and try the backdoor CCJ route they are in for a world of pain there, as they had the correct address to send Claimform, courts don't like that trick.  Would be a set aside for sure.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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can we just be clear this is not to do with this speculative invoice as your car was already registered to where you live now, but, you have moved, and you have old debts on your credit file which were taken out at an old address and you did not inform, the original creditor nor if sold the DCA , your now correct address?

 

Sorry was on a small screen missed an earlier post

when you have moved you MUST inform any debt owner of your new address in writing, rhis also goes for those on your credit file and dvla re licence and v5c's separately... Else you risk backdoor ccjs or even a fine re:dvla.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Do a search here for "backdoor CCJ" and see how many others have made this mistake when moving.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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44 minutes ago, lookinforinfo said:

You do not tell dcas that you have moved. But you do tell  VCS. For sure they will pass it on to the grubby unregulated debt collectors but that is up to them.

 

just to be clear...the above is correct for the speculative invoice, but for consumer debt i'e stuff on your credit file, if a dca does own the debt, you DO tell them, if the credit is still owned by the Original Creditor you tell them. i'e whomever is listed as the debt owner on your credit file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have NOT moved yet. It isn't even imminent.

 

So I'm being advised to tell the current DCA IF I change my address?

 

For all the latest DCA know I could have move house a year ago and how would they know? If they are going to do  a backdoor CCJ because I move house how are they going to know if I don't tell them?

 

If I move our mail will be forwarded regardsless.

 

But I hear what you guys are saying. If they cannot contact us and they do sent a letter before action to us, we need to know. Otherwise a CCJ could be brought against us without our knowledge.

 

Am I on the right thinking?

 

 

 

 

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No Court Papers are not redirected Royal Fail return to sender like Elvis's lost love.. They then go for a nice easy default.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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hobnail

are you understanding my comment about other consumer debt properly?

 

as opposed to what this thread is about a speculative invoice.. 2 dif things completely.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Okay I see.

 

That being said then I MUST inform them IF I move house.

 

So a registered/ signed for letter with proof of posting to the lastest DCA will do the job before we move house.

 

I take it shoud be signed by my other half who had the "fine" from the airport.

 

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