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Andy,

why are you the way you are?

I’m looking for help not being kicked 

can you offer any guidance towards a defence or not?

the point of people

coming here is to get help and advice not be made to feel stupid.

You are very quick to keep referring back to old posts.

We are not legal experts so have no understanding of references you make again hence why we are here.

If you can offer assistance please do otherwise please save your insults for someone else.

I’ve screenshotted your responses, do not give me a warning or ban as I have been polite unlike your last post. 

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Eh?

You all repeatedly chose to ignore our advice and went secret squirrel. Now you want our help and you think its a given right to get it.

Thats ok we dont mind. Nothing new for us.

But to claim andy is insulting you....thats a bit wide.

 

posts are made here not only in response and help to  the person requiring it...but for future readers within and outside of CAG in the same boat else they wouldn't be reading it in the first place. 

 

to point out not to make the fatal mistakes all 3 of you made is not insulting. Its fact. Cause and Effect. A warning for everyone in the future

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Dx not sure how that helps either?

i wasn’t secret squirrel, no one could give any advice as no one has knowledge of UAE law.

I’ll also add I was the first here to list all my original letters and docs.
 

At no point do you offer assistance just referral back to previous posts or the Legal system websites.

 

If you can offer guidance then fantastic.

 

I have asked twice now and had no response how I can respond to the application of the claimants N244.

 

If you can respond with some information that would be gratefully received. 

 

 

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  • 4 weeks later...
  • 3 weeks later...

you need to construct a proper defence now you have a second chance.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who are they???

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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20 minutes ago, Hornsey62 said:

You Andy where are you  then? ?

 

 

Busy on threads preparing defences and witness statements where i'm not insulted :wink: 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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hey play fair people

the request for help on a defence was made about 24hrs ago !!

we are all volunteers here...

 

others with past experiance could help you too

by posting up what they used as an example of what not to file in a defence too...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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First important point is that your not submitting a defence...you have already submitted that months ago...you are submitting a witness statement in response to their application and statement in ~post # 164,,stating your reasons and dispute and objections to the claim and to their application.

 

This must be filed and served not less than 7 days pre hearing date.

 

Example of statement in response to application for Strike out/Summary Judgment...edit to suit....post it back here for opinions.

 

Witness statement Jacks.pdf

 

Obviously you cant use the UK Legislation Credit Consumer Act 1974 but you can use/ rely on the Civil Procedure Rules (CPR) which comply to any claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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  • 3 weeks later...

Yes thats why I stated in my last post " edit to suit....post it back here for opinions."

 

Don't go secret squirrel like the others...you saw how their claims ended up.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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quick notes on the fly:

even though you don't mean the CCA [consumer credit act]

I would not use that in 3 but say agreement...just to remove any confusion.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Question: 

 

ive checked paperwork 

it’s states a skeleton argument should be returned no later than 3 days prior to the date of hearing.

 

is this the same as the witness statement? 
 

or do they both need to be submitted?

 

if so do Witness Statements have to be submitted 7 days prior? 

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An Application/hearing of this kind does not normally require a skeleton argument...yes its 7 days pre hearing your statement must be filed and served.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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