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    • Ok so here we go, amounts are vaguely rounded...I currently have an active contract with 3 that I have had for about 6 years, and have never had a contract with EE:   Name of the Claimant: Lowell Portfolio Ltd   Date of issue: 5th November 2019   Particulars of Claim: The Claim comprises the following Agreements the Defendant entered into: a) EE Limited with reference x and current balance of £100 b) Hutchison 3G UK Ltd with ref x and current balance of £150 c) Hutchison 3G UK Ltd with ref x and current balance of £750   What is the total value of the claim? £1200   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes, but I don't have the letter   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? I moved temporarily to multiple other addresses abroad and in the UK, then returned to the original address.   Did you inform the claimant of your change of address? No I have never spoken to, acknowledged or written to the claimant, but anyway I have kept my current address as my permanent address for most correspondence including for banking and phone contracts. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? 3 (the number) mobile phone accounts (2 by 3 (the company))   When did you enter into the original agreement before or after April 2007 ? After (one I don't believe I ever entered into), all would have been between about 5 and 6 years ago   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? I'm not sure   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. All debt sold to Lowell Portfolio   Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes (but I don't have it)   Did you receive a Default Notice from the original creditor? Not sure, likely yes (I was living abroad during the last 4 years )   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not sure, likely yes   Why did you cease payments? Financial reasons   What was the date of your last payment? Unknown, likely between 5 and 6 years ago   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No    
    • right lets clear some things up. private parking and proof of parking. The y have used ANPR to capture some inages of the vehicle enteringa dn elaving the land but you sound like you are trying to attack this from teh wrong direction regarding proof. they wont drop the matter so you have to dig up the dirt trather than jsut say prove it to them   tell us the hire co was for starters, ther may be peopel who have experiance that can help ypu without saying anything to the parking co at all   name the palces and as you went there I hope that you had read a load of threads here and can supply us with a bettery of images to shwo us what you are on about. If you cnat then you will be going back there again, not only to show us but to appeal the tickets anyway so it wont be a wasted journey. lasty we would like you to try and sneak soem pictures of teh vahicle you hired to show any small differences with the ones in the parking pictures, ie different reg palte makers mark, things stuck to windows, colour of interior of vehicle etc. any small change will help you show that the plates have beeen cloned. YOU have to do the legwork, no-one else is interested until the time someone gets run over.
    • Dont really think that cuts it.. simply the above only covers your set aside reason.   put the you have evidence you informed the original creditor of your current address on xxx ..some xxx months/years before the ccj.   id also drop the embarrass ed defence bit at the end.   what defence are you offering that you dont owe the money? Simply saying the claimant might not have paperwork is immaterial. The ccj trumps that.  
    • ther thing we need to do is identify the land correctly, so state where exactly it was. If you mean the Tesco/aldi car park  then there is a sign at the entrance but that isnt an offer pf a parking contract with charges fro breaching it so maybe an invitation to teat at best. Cant tell who it is with though so not good for these bandits
    • Hi,   I've been sent a claim form from Hoist finance UK Holdings, after speaking with them I believe it's with Robinson way.   I dont recall ever being sent a letter of claim beforehand, the debt is a Barclaycard and the amount if around £1500.   Speaking to robinson way they are unwilling to negotiate with me and simply told me to return the claim form.    Is there anything I can do to avoid the CCJ, I'm happy to arrange a payment plan with them and certainly would've if a letter of claim was sent.   Thanks 
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Wafubloke

Premier Park ANPR PCN BW PAP letter - for Parking and Leaving Markham Retail Park

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Yes and yes, they are a dca so ignore and then ignore. Yoou havent read up on dca's have you or you wouldnt need to ask.

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Yes and yes, they are a dca so ignore and then ignore. Yoou havent read up on dca's have you or you wouldnt need to ask.

I have... just wanted to make sure as I screwed up before.

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I got this a couple of months ago and ignored it. It looks cheap as and is "signed" Gladstones Solicitors, doesn't look like the type of letter a solicitor would send out.

 

I was wondering is this thing in breach of GDPR in any way?

 

I take it I did the correct thing by ignoring it?

 

Cheers

gladstone1j.jpg

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Just an observation, the original letters didn't mention it was a notice to keeper at all. Shouldn't it make it clear it is a notice to keeper or is that irrelevant?

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While Gladstones do act for the parking companies, this letter is NOT a Letter Before Claim/Action. It is just another begging letter. Gladstones have a vested interest in IPC members in using them for claims as the directors of Gladstones an the IPC are one and the same.

 

 

Cheap looking letters are Gladstones standard format. Ignore the reference to Beavis and Parking Eye as this case is nothing at all similar with that case.


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Ignore my last response. I was thinking of Premier Parking, not Premier Park. My bad.

 

 

 

In the last few months, they have taken action on just three cases compared with the amount of tickets issued (almost 41k) so work out the chances of this actually going to court.


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My plan is to do exactly that.

 

What does a letter before claim look like, does it state it is one?

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It should state clearly at the top of the letter to avoid confusion. It should also give you a time frame to respond before court action starts. I would look around other threads to see if there are any LBAs there


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Gladdys dont need to send out LBA's because they are the worlds greatest solicitors and have superpowers that mean they will win any claim their clients wish to make. ...... unless some sod defends and then they will skulk off having lost their client a few hundred quid in costs..... but they still make a profit so doesnt matter.

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I have just received a “Letter of Claim” from BW Legal. Any help much appreciated on how best to deal with this.

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time to send bw one of erics snotty insulting letters then.

 

dx

 


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I would suggest that you send somethig like this.

 

Dear sirs, your clients need to visit the opticians and that way they may be able to tell the difference between the driver of a vehicle and its passengers.

 

As the contract advertised on the sign is with the driver alone then a passenger leaving the site has nothing to do with this contract and your clients operatives will just be considered voyeurs  and may gets themselves clapped in irons if they continue following and photographing random people. I trust that  you being the parking world's second cleverest lawyers  will know that they will get trounced in court if they try their luck and you will advise them from wasting their time and money on a claim that will only embarrass them.

 

In the meanwhile it would be useful if operatives for private parking companies wore some sort of identifying uniform so motorists are able to distinguish them from the other perverts hanging around areas accessible to the public. i would suggest in Premier Park's case a dirty mac would be appropriate.

 

now as this will appear in any documents bundle filed in a court claim thery will struggle to advise their client that you havnet followed the protocols and tried to sort things out without the matter going to court.

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Thanks for the response. You mean send a letter actually like that?

 

 

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send exactly that!!

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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OK, though it was me the driver that left the site, my son went into a shop. I take it I just amend that.

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no. you miss the point EB is making.

read it carefully again


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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DX, I’m being thick here, what have I missed?

 

Cheers

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leaving the site has nothing to do with this contract and your clients operatives will just be considered voyeurs  and may gets themselves clapped in irons if they continue following and photographing random people.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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so what alternative letter would you send, one saying that you agree they have the right tio photograph up your skirt and will pay them £100 for being abused?

 

they dont know who was driving and have only contacted the keeper because they havwe the car reg. they know nothing else.

So in response to your question, you need to look at the bigger picture and start understanding what is going on

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Well, I sent the letter as is. Lets see what happens.

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